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Applied Bank® Unsecured Classic Visa® Credit Card Review

Unsecured Classic Visa® Card from Applied Bank® — all information about the credit card.

Updated January 10, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Destiny® Mastercard® First Electronic Bank
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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.99%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • You will be charged interest on purchases and cash advances on the transaction date.

Fees

  • Annual Fee
    • See website for details*
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance,whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $38
  • Late Payment
    • Up to $38
View all Rates & Fees

Pros & Cons

Pros:
  • Quick and Easy Application
  • No penalty APR
Cons:
  • Foreign Transaction Fee
  • Annual Fee

Features

Classic
Visa
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Poor Credit

About the issuer

Applied Bank®
Applied Bank® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Unsecured
FIT™ Platinum Mastercard® The Bank of Missouri
FIT™ Platinum Mastercard®
3.9 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $99
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Continental Finance site
Walmart purchases
Celtic Bank Surge® Platinum Mastercard®
Surge® Platinum Mastercard®
Celtic Bank
3.2 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $75 - $99
    Annual Fee
  • 24.99% - 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On Celtic Bank‘s site
Unsecured
Reflex® Platinum Mastercard®​ Celtic Bank
Reflex® Platinum Mastercard®
Celtic Bank
3.8 out of 5
Recommended credit score
score
No Credit History to Good (0-739)
  • $75 - $99
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On Celtic Bank‘s site

See Another Credit Cards in the Bank

Applied Bank® Unsecured Classic Visa® Card is an option for those, who need Classic features. With an APR of 29.99% and See website for details* annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Applied Bank® Unsecured Classic Visa® Card you will get such features as Payment Flexibility, Fraud Protection, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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4.23 out of 5
Recommended credit score
scorer
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
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  • None
    Purchase Intro APR
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On Applied Bank®‘s site