USES

Rakuten Cash Back Visa® Platinum from Synchrony Bank Review

Rakuten Cash Back Visa® Platinum from Synchrony Bank — all information about the credit card.

Updated January 23, 2023
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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Synchrony Bank Rakuten Cash Back Visa® Platinum Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Rakuten.com purchases
$
1%
All other purchases
$
Have you already recieved the Synchrony Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 3% On all qualifying Rakuten purchases, online and in stores.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 25.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 25.74% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period
  • Foreign Transaction Fee
  • High APR

Features

Platinum
Visa
  • No Annual Fee
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Purchase Intro APR
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    Regular APR
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See Another Credit Cards in the Bank

Synchrony Bank Rakuten Cash Back Visa® Platinum is an option for those, who need Platinum features. With an APR of 25.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank Rakuten Cash Back Visa® Platinum you will get such features as No Annual Fee, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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