USES

Synovus OakStone Platinum Secured MastercardĀ® Credit Card Review

OakStone Secured MastercardĀ® Platinum from Synovus Bank ā€” all information about the credit card.

Updated May 24, 2023
Advertiser Disclosure Our Methodology
This credit card currently unavailable on Myfin.us

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

View All Credit Cards View other Synovus Bank Credit Cards

We recommend more cards

First Progress Platinum Prestige MastercardĀ® Secured Synovus Bank
First Progress Platinum Prestige MastercardĀ® Secured Credit Card
$49
Annual Fee
15.24%
Regular APR
1%
Cash Back rewards on payments.
Apply now
On First Progressā€™s site
First Progress Platinum Select MastercardĀ® Secured Synovus Bank
First Progress Platinum Select MastercardĀ® Secured Credit Card
$39
Annual Fee
19.24%
Regular APR
1%
Cash Back on payments made to your First Progress Secured credit card account.
Apply now
On First Progressā€™s site
DestinyĀ® MastercardĀ® First Electronic Bank
DestinyĀ® MastercardĀ®
First Electronic Bank
*see terms*
Annual Fee
35.90%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On First Electronic Bankā€˜s site

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 9.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 18.99% Variable
  • How to Avoid Paying Interest
    • Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the date of the cash advance.

Fees

  • Annual Fee
    • $49 annually
  • Fees for Cash Advances
    • Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
  • Return Payment
    • Up to $29
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • Fast, easy application process
  • Low APR
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • No rewards

Features

Platinum
Mastercard
  • Low interest
  • Free Credit Score
  • Poor Credit

About the issuer

Synovus Bank
Synovus Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

18 year old
Gold PreferredĀ® Secured VisaĀ® Applied Bank
Secured VisaĀ® Gold PreferredĀ® Credit Card
Applied BankĀ®
4.23 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Applied BankĀ®ā€˜s site
First Progress Platinum Elite MastercardĀ® Secured Credit Card Synovus Bank
First Progress Platinum Elite MastercardĀ® Secured Credit Card
3.3 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $29
    Annual Fee
  • 25.24%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Progressā€™s site
Secured MastercardĀ® Merrick Bank
Merrick Bank Secured Credit Card
3.2 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $36
    Annual Fee
  • 22.70%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Merrick Bankā€˜s site

See Another Credit Cards in the Bank

The Synovus OakStone Platinum Secured MastercardĀ® Credit Card is an option for those, who need Platinum features. With an APR of 9.99% and $49 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With the Synovus OakStone Platinum Secured MastercardĀ® Credit Card you will get such features as Low interest, Free Credit Score, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Unsecured
FITā„¢ Platinum MastercardĀ® The Bank of Missouri
FITā„¢ Platinum MastercardĀ®
3.9 out of 5
Recommended credit score
scorer
No Credit History to Poor (0-579)
  • $99
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Continental Finance site