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Propel American Express® from Wells Fargo Review

Propel American Express® from Wells Fargo — all information about the credit card.

Updated May 18, 2021
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All benefits

  • Points
    • 3x On eating out and ordering in.
    • 3x On popular streaming services.
    • 3x On gas stations, rideshares and transit.
    • 3x On travel including flights, hotels, homestays and car rentals.
    • 1x On other purchases.
  • Travel
    • Cell phone protection:
    • Cell phone protection helps protect your cell phone from damage or theft.
    • No Foreign Transaction Fees:
    • You won’t pay a transaction fee when making a purchase outside of the United States.
    • Extended Warranty:
    • Double the original manufacturer’s warranty of one year or less on eligible products purchased entirely with your covered card and/or redeemable Go Far® Rewards associated with your covered account.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 months from date of account opening.
  • Purchase APR
    • 14.49% - 24.99% Variable APR.
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 months from date of account opening.
  • Balance Transfers APR
    • 14.49% - 24.99% Variable APR.
  • APR for Cash Advances
    • 23.99% - 25.99% Variable APR.
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each advance, whichever is greater.
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
  • Return Check
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • No foreign transaction fee
  • Intro APR period on Purchases and qualifying Balance Transfers
Cons:
  • American Express isn’t accepted at as many merchants as Visa or Mastercard
  • Good/excellent credit is required
  • Extra fees

Features

Classic
American Express
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Lost Luggage Reimbursement
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Wells Fargo
Wells Fargo has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Wells Fargo Propel American Express® is an option for those, who need Classic features. With an APR of 14.49% - 24.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Wells Fargo Propel American Express® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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