Personal Loan from OppLoans
Personal Loan from OppLoans - see full info about rates, terms, credit score.
Updated November 21, 2022
This personal loan currently unavailable on Myfin.us
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Options
- Loan purpose:Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation)
- Lender:Opportunity Financial, LLC
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination feeNo origination fee.
- Application feeNo application fees.
- Early payment feeNo early payment fees.
Pros & Cons
Pros:
- Fast approval and funding
- No prepayment fee
Cons:
- High APR
Rates
Rates
59 - 160%
Term
9 - 18 months
Loan Amount
$500 - $4,000
List of states where OppLoans loan is not available:
- Alaska
- Colorado
- Connecticut
- Delaware
- Illinois
- Iowa
- Louisiana
- Maine
- Massachusetts
- Michigan
- Montana
- New Hampshire
- New Jersey
- New York
- North Carolina
- Oregon
- Pennsylvania
- Rhode Island
- Vermont
- West Virginia
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Ages
Be at least 18 years old (or 19 in Alabama and Nebraska).
- Requirements Description
- Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
- Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
- Banking Details (Account Type, Account & Routing Numbers, Age of Account (where majority of income is deposited)
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Description
OppLoans personal loans are designed for people with bad credit.
OppLoans personal loans range from $500 to $4000. The loan may be funded as quickly as the next business day.
OppLoans does not charge a prepayment penalty.