Personal Loan from Peerform

Personal Loan from Peerform - see full info about rates, terms, credit score.

Updated July 22, 2022
This personal loan currently unavailable on Myfin.us
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Options

  • Loan purpose:
    Personal Loan
  • Lender:
    Peerform
  • Credit Level:
    Poor (300-579)
  • When funds are available:
    3 business days.

Fees

  • Origination fee
    1 - 5%
  • Application fee
    No application fee.
  • Early payment fee
    No early payment fee.
  • Late fee
    $15
  • Check processing fees
    $15

Pros & Cons

Pros:
  • No Prepayment Fee
  • Low APR interest
Cons:
  • Extra Fees

Rates

Rates
5.99 - 29.99%
Term
36 - 60 months
Loan Amount
$4,000 - $25,000
Special conditions in the states listed below:
  • Colorado have a minimum loan amount of $4,000
  • New York have a minimum loan amount of $4,000
List of states where Peerform loan is not available:
  • Connecticut
  • North Dakota
  • Vermont
  • Washington
  • West Virginia
  • Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 600 or higher.
  • Requirements Description
    • Сontact information (address, phone number, and email)
    • Date of birth
    • Your social security number
    • Income

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3.73 out of 5
Recommended credit score
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  • 3 - 5 years
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SoFi
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5 out of 5
Recommended credit score
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Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
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  • $5,000 - $100,000
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Description

  • Peerform provides loans to borrowers with bad credit history.

    Peerform loans range from $4,000 to $25,000.

    Peerform loans have fixed interest rates that range from 5.99% to 29.99%.

    The lender charges an origination fee that range from 1% to 5%. For example, the final amount credited to the borrower's bank account for a $5,000 loan with a 2.0% Origination Fee of $100.00 will be $4,900.00.

    The Unsuccessful Payment Fee is either $15 per unsuccessful attempt or a lesser amount as determined by applicable state laws.

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