Student Loan Refinance from KHESLC

Updated November 22, 2021
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Check your student loan rates

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Fixed APR
3.74 - 7.53%
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Variable APR
N/A%
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Amount
up to 100%
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Grace period
N/A
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Degree
Undergraduate&Graduate
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Co-signer required
Yes
See full info about rates in different states
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Options

  • Degree:
    Undergraduate&Graduate
  • Lender:
    Kentucky Higher Education Student Loan Corporation
  • Credit Level:
    Good (670-739)
  • When funds are available:
    10-15 business days.

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fees.
  • Early payment fee
    No early payment fees.
  • Late fee
    No late fees.
  • Returned check fees
    No returned check fees.

Pros & Cons

Pros:
  • No Fees
  • Autopay discount
  • No prepayment penalties
Cons:
  • Not available in all states

Variable rates

Fixed Rates

Rates
3.74 - 7.53%
Term
120 - 240 months
Loan Amount
$7,500 - 100%
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where KHESLC loan is not available:
  • Alaska
  • Delaware
  • Idaho
  • Illinois
  • Iowa
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Montana
  • Nevada
  • New Jersey
  • North Dakota
  • Oregon
  • Rhode Island
  • South Dakota
  • Vermont
  • Washington
View all Rates & Fees

Requirements

  • Residence

    U.S. citizenship or permanent residency.

  • Requirements Description
    • Be a U.S. citizen or noncitizen with proof of residency card.
    • Have an acceptable income and credit history or an approved cosigner.
    • Have entered grace or repayment on the loans he or she wants to refinance.

Description

  • Advantage Education offers loans with fixed rates from 3.74% - 7.53% (with Autopay).

    All loans can cover up to 100% of a student's cost of attendance.