USES

At Home Insider Perks® Mastercard® from Synchrony Bank Review

At Home Insider Perks® Mastercard® from Synchrony Bank — all information about the credit card.

Updated November 30, 2023
Advertiser Disclosure Our Methodology
Synchrony Bank At Home Insider Perks® Mastercard®
Apply now
Our Rating:
2.75 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on At Home purchases.
    • 3x Points on grocery store purchases.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 10x Points on your first purchase when you open an account.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    32.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Apply now

Synchrony Bank At Home Insider Perks® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
At Home purchases
$
3X
Groceries
$
1X
All other purchases
$
Have you already recieved the Synchrony Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x On At Home purchases.
    • 3x On grocery store purchases.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 32.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Foreign Transaction Fee
  • No Intro Period

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • Payment Flexibility
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Walmart purchases
Capital One Walmart Rewards®
Capital One Walmart Rewards® Mastercard®
4.03 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • None
    Annual Fee
  • 19.48% - 29.99%
    Regular APR
  • 5%
    Cash Back at Walmart.com, including pickup and delivery.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.28 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.74% - 29.74%
    Regular APR
  • 3%
    Cash Back on dining, entertainment, popular streaming services and at grocery stores.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Synchrony Bank At Home Insider Perks® Mastercard® is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synchrony Bank At Home Insider Perks® Mastercard® you will get such features as No Annual Fee, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site