USES

eBay Mastercard® from Synchrony Bank Review

eBay Mastercard® from Synchrony Bank — all information about the credit card.

Updated November 30, 2023
Advertiser Disclosure Our Methodology
Synchrony Bank eBay Mastercard®
Apply now
Our Rating:
2.79 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5x Points for the rest of the year after you spend $1,000 on eBay in a calendar year.
    • 3x Points per $1 spent up to $1,000 on eBay in a calendar year.
    • 2x Points per $1 spent on gas, restaurant, and groceries.
    • 1x Points per $1 spent on all other Mastercard® purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    25.24% - 32.24% Variable
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank eBay Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
eBay purchases
$
2X
Gas
$
2X
Dining
$
2X
Groceries
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x Per dollar spent at eBay.
    • 3x Per $1 spent up to $1,000 on eBay in a calendar year.
    • 2x Per $1 spent on gas, restaurant, and groceries.
    • 1x Per $1 spent on all other Mastercard® purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 25.24% - 32.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99%
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $30
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Generous rewards
Cons:
  • Foreign Transaction Fee
  • No introductory period

Features

Classic
Mastercard
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Synchrony Bank eBay Mastercard® is an option for those, who need Classic features. With an APR of 25.24% - 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank eBay Mastercard® you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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