USES

Harbor Freight from Synchrony Bank Review

Harbor Freight from Synchrony Bank ā€” all information about the credit card.

Updated November 11, 2022
Advertiser Disclosure Our Methodology
Synchrony Bank Harbor Freight
Apply now
Our Rating:
3.24 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5x Points for each $1 spent at Harbor Freight.
  • Intro Offer:
    • 10% Off your entire first purchase when you open an account and use your card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 6 - 36 months
  • Regular APR:
    29.99% Variable
  • Balance Transfer APR:
    None
Show more

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Synchrony Bank Harbor Freight Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Harbor Freight
$
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All benefits

  • Points
    • 5x At Harbor Freight.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 6 - 36 months
  • Purchase APR
    • 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None

Fees

  • Annual Fee
    • $0
  • Late Payment
    • $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • Balance transfers and cash advances are not available

Features

Classic
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Synchrony Bank
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Regular APR
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    Cash Back on Home, Auto and Health categories.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Synchrony Bank Harbor Freight is an option for those, who need Classic features. With an APR of 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank Harbor Freight you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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