PayPal Extras Mastercard® from Synchrony Bank Review
PayPal Extras Mastercard® from Synchrony Bank — all information about the credit card.
Updated June 20, 2022
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Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 3x Points at gas stations and restaurants.
- 2x Points on purchases made through PayPal and eBay.
- 1x Point on all purchases wherever Mastercard is accepted.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:19.99% - 26.99% Variable
- Balance Transfer APR:None
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Regular APR
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Synchrony Bank PayPal Extras Mastercard® Rewards Calculator
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All benefits
- Points
- 3x At gas stations and restaurants.
- 2x On purchases made through PayPal and eBay.
- 1x On all purchases wherever Mastercard is accepted.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 19.99% - 26.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 26.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $29
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
Cons:
- High APR
- No Intro APR period
- Balance transfers are not available
- Foreign Transaction Fee
Features
- No Annual Fee
- Payment Flexibility
- Rewards
- Bonus points
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Walmart purchases
Capital One Walmart Rewards® Mastercard®
Recommended credit score
Fair to Good (580-739)
- NoneAnnual Fee
- 19.48% - 29.99%Regular APR
- 5%Cash Back at Walmart.com, including pickup and delivery.
- NonePurchase Intro APR
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on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.74% - 29.74%Regular APR
- 3%Cash Back on dining, entertainment, popular streaming services and at grocery stores.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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See Another Credit Cards in the Bank
Synchrony Bank PayPal Extras Mastercard® is an option for those, who need Classic features. With an APR of 19.99% - 26.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Synchrony Bank PayPal Extras Mastercard® you will get such features as No Annual Fee, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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