TJX Rewards® Platinum Mastercard® from Synchrony Bank Review
TJX Rewards® Platinum Mastercard® from Synchrony Bank — all information about the credit card.
Updated November 30, 2023
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- 5% Cash Back at purchases at all TJX stores.
- 1% Cash Back on all other purchases.
- Intro Offer:
- 10% Cash Back on your first purchase (in-store or online).
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:32.24% Variable
- Balance Transfer APR:None
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Upgrade Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
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Synchrony Bank TJX Rewards® Platinum Mastercard® Rewards Calculator
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All benefits
- Cash back
- 5% At purchases at all TJX stores.
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 32.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.99%
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or 4% of the amount of each cash advance, whichever is greater
- Late Payment
- Up to $38
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- High APR
Features
- No Annual Fee
- No foreign transaction fees
- Cashback
- Fraud Protection
- Rewards
- Purchase Protection
- Fair Credit
- Good Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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On Upgrade‘s website
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.74% - 29.74%Regular APR
- 3%Cash Back on dining, entertainment, popular streaming services and at grocery stores.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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See Another Credit Cards in the Bank
Synchrony Bank TJX Rewards® Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 32.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Synchrony Bank TJX Rewards® Platinum Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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on our partner’s site