Venmo Visa® from Synchrony Bank Review
Venmo Visa® from Synchrony Bank — all information about the credit card.
Updated November 30, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3% Up to 3% Cash Back on your eligible top spend category.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:20.49% - 29.49% Variable
- Balance Transfer APR:None
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Annual Fee
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Regular APR
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
Synchrony Bank Venmo Visa® Rewards Calculator
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All benefits
- Cash back
- 3% On your eligible top spend category.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.49% - 29.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10.00 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $29.00
- Late Payment
- Up to $40.00
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- Balance transfers are not available
- No Intro APR period
Features
- No Annual Fee
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
Synchrony Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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On Upgrade‘s website
The Owner’s Rewards Card by M1
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
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- NonePurchase Intro APR
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Synchrony Bank Venmo Visa® is an option for those, who need Classic features. With an APR of 20.49% - 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Synchrony Bank Venmo Visa® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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