By entering my initials below, I acknowledge that I have received, read and agree to the terms and conditions contained in the Credit Protection Program Agreement and Disclosure and the Limited Electronic Disclosure and Communications Consent Agreement (which will remain in effect for the duration of my enrollment in the Credit Protection Program), provided in the links above (you will also receive an enrollment email with permanent links to these agreements within 3 business days of your enrollment). I further acknowledge and affirm that I have voluntarily elected to purchase the optional Credit Protection Program and understand that the cost will be billed to my credit card Account. The cost is based on my Account balance each month, calculated at $0.96 per $100, or part thereof. I understand I may cancel at any time, and that any current unemployment or disability will not be covered. Enrollment in the Program is optional and not required to obtain credit.