American Express® Annual Report

We maintain the complete database with all recent information about American Express® that you may need. With the help of the annual report, you can know the financial health of the bank, see how large it is, and track the dynamics and last trends of all financial indicators. All American Express® data is relevant for May 2026.

4.33

Address

115 West Towne Ridge Parkway Sandy,UT 84070

FDIC Certificate ID

27471

Bank Charter Class

National Bank

Financial report American Express®

Quarterly

Annually

Change dates

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989

December 31, 2025
September 30, 2025
June 30, 2025
March 31, 2025
December 31, 2024
September 30, 2024
June 30, 2024
March 31, 2024
December 31, 2023
September 30, 2023
June 30, 2023
March 31, 2023
December 31, 2022
September 30, 2022
June 30, 2022
March 31, 2022
December 31, 2021
September 30, 2021
June 30, 2021
March 31, 2021
December 31, 2020
September 30, 2020
June 30, 2020
March 31, 2020
December 31, 2019
September 30, 2019
June 30, 2019
March 31, 2019
December 31, 2018
September 30, 2018
June 30, 2018
March 31, 2018
December 31, 2017
September 30, 2017
June 30, 2017
March 31, 2017
December 31, 2016
September 30, 2016
June 30, 2016
March 31, 2016
December 31, 2015
September 30, 2015
June 30, 2015
March 31, 2015
December 31, 2014
September 30, 2014
June 30, 2014
March 31, 2014
December 31, 2013
September 30, 2013
June 30, 2013
March 31, 2013
December 31, 2012
September 30, 2012
June 30, 2012
March 31, 2012
December 31, 2011
September 30, 2011
June 30, 2011
March 31, 2011
December 31, 2010
September 30, 2010
June 30, 2010
March 31, 2010
December 31, 2009
September 30, 2009
June 30, 2009
March 31, 2009
December 31, 2008
September 30, 2008
June 30, 2008
March 31, 2008
December 31, 2007
September 30, 2007
June 30, 2007
March 31, 2007
December 31, 2006
September 30, 2006
June 30, 2006
March 31, 2006
December 31, 2005
September 30, 2005
June 30, 2005
March 31, 2005
December 31, 2004
September 30, 2004
June 30, 2004
March 31, 2004
December 31, 2003
September 30, 2003
June 30, 2003
March 31, 2003
December 31, 2002
September 30, 2002
June 30, 2002
March 31, 2002
December 31, 2001
September 30, 2001
June 30, 2001
March 31, 2001
December 31, 2000
September 30, 2000
June 30, 2000
March 31, 2000
December 31, 1999
September 30, 1999
June 30, 1999
March 31, 1999
December 31, 1998
September 30, 1998
June 30, 1998
March 31, 1998
December 31, 1997
September 30, 1997
June 30, 1997
March 31, 1997
December 31, 1996
September 30, 1996
June 30, 1996
March 31, 1996
December 31, 1995
September 30, 1995
June 30, 1995
March 31, 1995
December 31, 1994
September 30, 1994
June 30, 1994
March 31, 1994
December 31, 1993
September 30, 1993
June 30, 1993
March 31, 1993
December 31, 1992
September 30, 1992
June 30, 1992
March 31, 1992
December 31, 1991
September 30, 1991
June 30, 1991
March 31, 1991
December 31, 1990
September 30, 1990
June 30, 1990
March 31, 1990
December 31, 1989
September 30, 1989
June 30, 1989
March 31, 1989

2025
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2021
2020
2019
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2015
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2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
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1999
1998
1997
1996
1995
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1992
1991
1990
1989

2025
2024
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2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
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1996
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1992
1991
1990
1989

2025
2024
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2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989

2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
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2007
2006
2005
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2001
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1990
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Hide dates

All values USD, Dollar figures in thousands

Updated December 31, 2025

Item

2025

2024

2023

2022

2021

Trends

Assets and Liabilities

Total assets

211,275,193

193,062,339

180,420,931

155,378,079

126,330,139

Cash & Balances due from depository institutions

41,080,080

35,024,545

36,753,578

25,241,490

17,835,464

Cash items in process of collection

139,885

28,003

18,213

13,995

13,521

Collection in domestic offices

139,885

28,003

18,213

13,995

13,521

Currency and coin in domestic offices

N/A

Balances due from depository institutions in U.S.

66,923

58,132

53,816

32,294

24,082

Balances due from foreign banks

N/A

Balances due from FRB

40,873,272

34,938,410

36,681,549

25,195,201

17,797,861

Total securities *

244,580

239,080

230,344

2,119,762

192,865

U.S. Government securities

12,328

13,481

15,303

1,945,764

23,959

U.S. Treasury securities

N/A

1,928,564

N/A

U.S. Government agency obligations

12,328

13,481

15,303

17,200

23,959

Securities issued by states & political subdivisions

26,032

26,845

34,246

32,820

60,029

Other domestic debt securities

81,000

76,500

74,000

47,000

32,000

Privately issued residential mortgage-backed securities

N/A

Asset backed securities

N/A

Structured financial products - Total

N/A

Other domestic debt securities - All other

81,000

76,500

74,000

47,000

32,000

Foreign debt securities

N/A

Equity securities not held for trading

N/A

76,877

Equity securities available-for-sale

N/A

Credit Loss Allowance for Held to Maturity Debt Securities

N/A

Assets held in trading accounts for TFR Reporters

N/A

General valuation allowances for securities for TFR Reporters

N/A

Federal funds sold and reverse repurchase

N/A

Net loans and leases

165,259,395

153,621,461

139,748,691

124,994,474

105,309,154

Loan and leases loss allowance**

5,849,602

5,578,133

4,946,154

3,550,978

3,159,366

Total loans and leases

171,108,997

159,199,594

144,694,845

128,545,452

108,468,520

Unearned income

N/A

Loans and leases, gross

N/A

108,468,520

All real estate loans

N/A

13,073

N/A

Real estate loans in domestic offices

N/A

13,073

N/A

Construction and development loans

N/A

Residential 1-4 family construction

N/A

Other construction, all land development and other land

N/A

Secured by nonfarm nonresidential properties

N/A

Nonfarm nonresidential secured by owner-occupied properties

N/A

Commercial real estate other non-farm non-residential

N/A

Multifamily residential real estate

N/A

1-4 family residential loans

N/A

13,073

N/A

Farmland loans

N/A

Loans held in foreign offices

N/A

Farm loans

N/A

Commercial and industrial loans

46,997,287

44,047,013

40,644,129

37,745,091

31,758,915

Loans to individuals

122,199,467

113,335,562

102,648,543

90,641,207

76,544,258

Credit card loans

114,111,899

106,679,723

97,692,223

86,832,122

74,526,770

Related Plans

N/A

Consumer Loans - Auto

N/A

Other loans to individuals

8,087,568

6,655,839

4,956,320

3,809,085

2,017,488

All other loans & leases*

1,912,243

1,817,019

1,389,100

159,154

165,348

Loans to foreign governments and official institutions

2,474

2,092

150

N/A

Obligations of states and political subdivisions in U.S.

9,416

19,181

5,726

N/A

Other loans

N/A

165,348

Lease financing receivables

N/A

Loans to depository institutions and acceptances of other banks

33,720

25,832

11,680

N/A

Trading account assets

N/A

Bank premises and fixed assets

N/A

Other real estate owned

N/A

Direct and indirect investments in real estate

N/A

OREO: Real estate acquired

N/A

Other real estate owned: 1-4 family residential

N/A

Other Real Estate Owned: Multi-family residential

N/A

Other real estate owned: Commercial real estate

N/A

Other real estate owned:Construction & development

N/A

Other real estate owned: Farmland

N/A

Foreclosed properties from GNMA loans before June 2018

N/A

Other real estate owned in foreign offices

N/A

Goodwill and other intangibles

N/A

1,286

16,723

32,159

47,596

Goodwill

N/A

Mortgage servicing assets

N/A

All other assets

N/A

2,945,060

Liabilities and Capital

Total liabilities and capital

211,275,193

193,062,339

180,420,931

155,378,079

126,330,139

Total Liabilities

192,264,637

174,512,790

163,766,667

141,126,697

113,998,592

Total deposits

167,788,454

149,994,141

140,966,564

119,923,682

91,420,014

Deposits held in domestic offices

167,788,454

149,994,141

140,966,564

119,923,682

85,493,447

Individuals, partnerships, and corporations

N/A

85,493,447

U.S. Government

N/A

States and political subdivisions in the U.S.

N/A

Commercial banks and other depository institutions in U.S.

N/A

Banks in foreign countries

N/A

Foreign governments and official institutions

N/A

Deposits held in foreign offices

N/A

5,926,567

Deposits held in domestic offices

167,788,454

149,994,141

140,966,564

119,923,682

85,493,447

Transaction accounts

20,657,946

15,042,133

15,890,074

12,792,698

2,965,463

Nontransaction accounts

147,130,508

134,952,008

125,076,490

107,130,984

82,527,984

Money market deposit accounts (MMDAs)

14,368,529

14,198,838

14,274,427

15,168,015

11,982,993

Other savings deposits (excluding MMDAs)

116,864,611

108,341,134

92,285,329

75,872,308

66,040,378

Total time deposits

15,897,369

12,412,035

18,516,733

16,090,660

4,504,613

Federal funds purchased and repurchase agreements

N/A

Trading liabilities

N/A

N/A - idobrmtg

N/A

12,360,947

Subordinated debt

1,500,000

800,000

All other liabilities

N/A

9,417,631

Total equity capital

19,010,556

18,549,549

16,654,264

14,251,382

12,331,547

Bank equity capital

19,010,556

18,549,549

16,654,264

14,251,382

12,331,547

Perpetual preferred stock

N/A

Common stock

Surplus

4,410,833

Undivided profits

14,599,673

14,138,666

12,243,381

9,840,499

7,920,664

Equity, minor interest in consolidated subs

N/A

Memoranda

Noncurrent loans and leases

1,211,380

1,183,078

965,214

594,208

320,012

Income earned, not collected on loans

28,140

24,809

22,267

10,640

836

Earning assets

206,382,247

188,798,951

176,660,584

152,309,437

123,313,401

Long-term assets (5+ years)

76,520

83,159

89,532

83,676

118,712

Average total assets

206,128,036

189,483,071.2

169,679,839.4

139,849,569.6

129,074,241.8

Average assets, quarterly

211,204,597.5

192,607,925.5

177,609,313.5

151,403,057.5

124,390,365.5

Total risk weighted assets adjusted

173,768,346

161,602,713

147,040,178

131,172,811

111,164,913

Adjusted average assets for leverage capital purposes

212,162,988

195,681,316

178,440,072

152,891,282

124,330,350

Life insurance assets

156,018

154,128

154,563

154,409

154,114

General account life insurance assets

N/A

Separate account life insurance assets

156,018

154,128

154,563

154,409

154,114

Hybrid life insurance assets

N/A

Volatile liabilities

1,905,094

1,369,850

4,508,759

3,867,885

13,147,170

Insider loans

8,921

9,466

8,939

7,494

6,859

FHLB advances

N/A

Loans and leases held for sale

2,457,423

758,059

N/A

4,968

166

Unused loan commitments

397,585,336

366,950,653

334,851,379

295,470,572

260,941,219

Tier one (core) capital

19,010,557

18,748,497

17,038,009

14,819,924

13,084,886

Tier 2 Risk-based capital

3,717,506

2,540,533

2,509,518

2,452,972

2,197,698

Total unused commitments

397,585,336

366,950,653

334,851,379

295,470,572

260,941,219

Derivatives

N/A