Best Credit Cards for Small Business

The Capital One Spark® Miles for Business Credit Card has an annual fee of $0 (intro for the first year), then $95. The Card offers 2x miles on every purchase for your business and 5x miles on hotels and car rentals.

The Card's APR for both purchases and transfers is 25.24% Variable.

The Capital One Spark® Miles for Business Card offers 50,000 miles once you spend $4,500 on purchases within the first 3 months of account opening.

Use your miles on flights, hotels, vacation packages and more-you can even transfer miles to any of 15+ travel partners.

The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

The Card has no APR because your balance is due in full every month.

Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months.

The Card's annual fee is $150.

The Capital One® Spark® Cash Select Credit Card earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

The Spark® Cash Select Card doesn't charge an annual fee.

The card's APR is 16.24% - 22.24%.

The Divvy Card is a corporate credit card.

The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

Points can be redeemed for travel, gift cards, statement credits or cash back.

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The Chase IHG® Rewards Premier Business Credit Card earns 140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each calendar year.

The IHG® Rewards Premier Business Card offers up to 26x total points at IHG® Hotels and Resorts, 5x total points on travel, dining, select business, and at gas stations and 3x points per $1 spent on all other purchases.

The Card's annual fee is $99. The APR for purchases and balance transfers is 19.74% - 26.74% (Variable).

The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card earns 25,000 points when you spend $3,000 within 3 months of account opening. The Card offers 1.5x points for every $1 spent on all purchases.

The Card doesn't charge an annual fee.

Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.

Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.

The Card has a 0% introductory APR period for 9 months on purchases. In addition, there is a 0% introductory APR period for 9 months on balance transfers made within 90 days of account opening. After that, the variable APR is 17.49% - 26.49%.

The BMO Harris Bank Business Platinum Mastercard® Credit Card doesn't charge an annual fee.

Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®.

Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business.

The Card has a 0% introductory APR period for 18 months on purchases. In addition, there is a 0% introductory APR period for 18 months on balance transfers made within 90 days of account opening. After that, the variable APR is 13.49% - 22.49%.

The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.

The APR on purchases and balance transfers ranges from 13.24% to 19.24% (Variable APR).

The Truist Bank Business Travel Rewards Credit Card earns 20,000 miles when you spend $2,000 within 90 days of account opening. The Card offers 2x miles for each $1.00 in eligible purchases on airline tickets, car rentals or hotel lodging and 1x mile for each $1.00 in eligible purchases.

The Card's annual fee: $0 introductory annual fee for the first year, $49 thereafter. The APR for purchases and balance transfers is 14.49% - 23.49% Variable.

The M&T Bank Business Credit Card doesn't charge an annual fee.

The Card has a 0% introductory APR period for 12 billing cycles on purchases and balance transfers. After that, the variable APR is 10.99% - 17.99%.