Rewards, No Annual Fee, Daily use
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Best Credit Cards for Honeymoon of November 2022

As much as weddings and honeymoons are a wonderful period of people's lives, they're hard on the wallet. Industry experts claim that the average wedding costs couples around $30,000. Add to that the average cost of a honeymoon, which is $4,500, and it’s no wonder that soon-to-be-married couples get so stressed when planning these things. So, here we came with a list of some credit cards that'll help your finances and make your honeymoon trip a bit more enjoyable. From rewards cards with intro APR offers to premium travel cards with fancy perks, as well as some tips and additional information too, this is the only guide you need on the best credit cards for your honeymoon.

By Hanna Volkava
Updated November 29, 2022

Best Credit Cards for Honeymoon in November 2022

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Capital One VentureOne Rewards Credit Card best for Rewards, No Annual Fee, Daily use

VentureOne Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
4.72
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Miles per dollar on hotels and rental cars booked through Capital One Travel.
    • 1.25x Miles per dollar on all purchases.
  • Intro Offer:
    • 20,000x Bonus miles once you spend $500 on purchases within the first 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open, 17.99% - 27.99% variable APR after that
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One VentureOne Credit Card offers 1.25x miles per dollar on every purchase, plus 5x miles per dollar on hotels and rental cars booked through Capital One Travel.

    Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening. The card also offers a 0% intro on purchases and balance transfers for 15 months, 17.99% - 27.99% variable APR applies after that.

    The Card doesn't charge an annual fee. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No annual fee
    • No Foreign Transaction Fee
    • 15-month 0% APR intro offer
    • Bonus for New Members
  • Cons:
    • Lower Reward Rates
    • High APR
  • Benefits:
    • 20,000 bonus miles (once you spend $500 on purchases within the first 3 months from account opening);
    • 5x miles on hotels and car rentals;
    • 1.25x miles per dollar on every purchase;
    • $0 Fraud Liability;
    • The Eno assistant;
    • Auto Rental Collision Damage Waiver;
    • Travel Accident Insurance;
    • Transfer Your Miles;
    • Capital One Shopping;
    • Shop With Your Rewards;
    • Emergency Card Replacement;
    • 24/7 Customer Service;
    • Premier Culinary Experiences;
    • Must-See Music Events;
    • Big-time Sports Events.
View all VentureOne Rewards details
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Card detail

Capital One Venture Rewards Credit Card best for Travel, Daily use

Venture Rewards Capital One
Annual fee:
$95 annually
Regular APR:
18.99% - 26.99% Variable
Our Rating:
3.52
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Miles per dollar on hotels and rental cars booked through Capital One Travel.
    • 2x Miles on all purchases.
  • Intro Offer:
    • 75,000x Bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.
  • Balance Transfer APR:
    18.99% - 26.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Venture Rewards Credit Card offers rewards of 2 miles for every $1 spent on all purchases, plus 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.

    The Capital One Venture Rewards Credit Card's APR: 18.99% - 26.99% (Variable). The card has an annual fee of $95. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

    As a travel card, your primary redemption options are to book travel through the Capital One rewards portal, receive a statement credit for recent eligible travel purchases (within the last 90 days) or transfer miles to partner airline and hotel programs.

  • Pros:
    • No Foreign Transaction Fee
    • High rewards rate
    • Flexible rewards redemption
    • Sign-up bonus
  • Cons:
    • Annual Fee
    • No intro APR offer
    • Miles transfer to airline partners is less than 1:1
  • Benefits:
    • 75,000 bonus miles (when you spend $4,000 on purchases in the first 3 months from account opening);
    • 5x miles on hotels and car rentals;
    • 2x miles on all purchases;
    • $0 Fraud Liability;
    • 24/7 Customer Service;
    • The Eno assistant;
    • 24-Hour Travel Assistance Services;
    • Global Entry or TSA Precheck Credit;
    • Auto Rental Collision Damage Waiver;
    • Travel Accident Insurance;
    • Transfer Your Miles;
    • Capital One Shopping;
    • Shop With Your Rewards;
    • Premier Culinary Experiences;
    • Big-time Sports Events;
    • Must-See Music Events.
View all Venture Rewards details
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Card detail

Chase Sapphire Preferred® best for Travel, Restaurants, Daily use

Chase Sapphire Preferred®
Annual fee:
$95 annually
Regular APR:
18.24% - 25.24% Variable
Our Rating:
4.4
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • $50 Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
    • 5x Points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.
    • 3x Points on dining, including eligible delivery services, takeout and dining out.
    • 3x Points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
    • 3x Points on select streaming services.
    • 2x Points on other travel purchases.
    • 1x Point per dollar spent on all other purchases.
  • Intro Offer:
    • 60,000x Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards®.
  • Balance Transfer APR:
    18.24% - 25.24% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Sapphire Preferred® Credit Card offers 5x points on travel (purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit), 3x on dining, online grocery purchases and select streaming services, 2x on travel.

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards®.

    The Chase Sapphire Preferred® has a $95 annual fee. The card’s variable APR is 18.24% to 25.24%.

    My Chase PlanSM Fee is 1.72% (monthly fee) of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full.

  • Pros:
    • Excellent sign-up bonus
    • No foreign transaction fees
    • 25% more redemption value
    • Unique “My Chase Plan” offer
    • Great Referral Program
  • Cons:
    • There is an annual fee
    • Steep penalty APR of 29.99%
    • No 0% intro APR offer
  • Benefits:
    • 60,000 Bonus Points;
    • $50 in statement credits;
    • 5x points on travel;
    • 3x points on dining;
    • 3x points on online grocery purchases;
    • 3x points on select streaming services;
    • 2x points on other travel purchases;
    • 25% more redemption value;
    • 1:1 Point Transfer;
    • Trip Cancellation/Interruption Insurance;
    • Auto Rental Collision Damage Waiver;
    • Baggage Delay Insurance;
    • Travel and Emergency Assistance Services.
Card detail

American Express® The Platinum Card® best for Young couples

The Platinum Card® American Express
Annual fee:
$695 annually
Regular APR:
19.74% - 26.74% Variable
Our Rating:
3.64
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on up to $500,000 spent on directly-booked airfare and flights (per calendar year).
    • 5x Points on prepaid hotels.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 100,000x Membership Rewards® Points after you spend $6,000 on purchases on your new card in your first 6 months of Card Membership.
  • Issuer name:
    American Express®
  • Details:

    The Platinum Credit Card® from American Express® is one of the most high-flying travel rewards cards on the market.

    The Card's APR: 19.74% to 26.74% Variable.

    The Platinum Credit Card® earns 100,000 points after spending $6,000 in your first six months. Plus, enjoy 5x points on flights (booked directly with airlines or with American Express Travel, on up to $500,000 on these purchases per calendar year) and hotels (booked on AmexTravel.com).

    The Card’s annual fee is the highest: $695. The card doesn’t charge foreign transaction fees.

    Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.

    You can register separately for Hilton Honors Gold status or for Marriott Bonvoy Gold Elite status, both of which offer a variety of complimentary hotel guest perks. Hotel perks may include waived resort fees, breakfast, late check-out (and an online check-in option), and higher reward earning rates on stays with eligible hotels through each loyalty program.

  • Pros:
    • Exceptional travel rewards
    • Luxury travel benefits
    • Generous welcome offer
    • No preset spending limit
    • No foreign transaction fee
  • Cons:
    • Over-the-top annual fee
    • Restrictive benefits
    • Balance transfers are not available
  • Benefits:
    • 100,000 Membership Rewards® Points;
    • 5x points on directly-booked airfare and flights, prepaid hotels;
    • 1x points on all other purchases;
    • Platinum Card® Concierge;
    • Global Dining Collection;
    • Preferred Seating;
    • Return Protection;
    • Uber Rides with Platinum;
    • The Global Lounge Collection®;
    • International Airline Program;
    • Fee Credit for Global Entry or TSA Pre✓®;
    • Fine Hotels & Resorts® Program;
    • Platinum Travel Service;
    • Marriott Bonvoy™ Gold Elite Status;
    • Hilton Honors Gold Status;
    • Car Rental Loss and Damage Insurance;
    • Trip Delay;
    • Trip Cancellation;
    • Terms Apply.
Card detail

Chase Sapphire Reserve® best for Travel, Restaurants, Daily use

Chase Sapphire Reserve® Chase
Annual fee:
$550 annually ($75 for each authorized user)
Regular APR:
19.24% - 26.24% Variable
Our Rating:
3.99
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 10x Points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
    • 10x Total points on Chase Dining purchases with Ultimate Rewards®.
    • 5x Total points on flights when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
    • 3x Points on other travel worldwide after the first $300 is spent on travel purchases annually.
    • 3x Points on other dining at restaurants, including eligible delivery services, takeout and dining out.
    • 1x Point per dollar spent on all other purchases.
  • Intro Offer:
    • 60,000x Bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
  • Balance Transfer APR:
    19.24% - 26.24% Variable
  • Issuer name:
    Chase
  • Details:

    Earning rewards with the Chase Sapphire Reserve® Credit Card is very straightforward.

    The card’s variable APR is 19.24% to 26.24%.

    The Chase Sapphire Reserve® has a $550 annual fee.

    New cardmembers can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.

    The Chase Sapphire Reserve® offers 10x total points on Chase Dining, 10x total points on hotels and car rentals (when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually), 5x total points on flights (when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually), 3x points on other travel worldwide (after the first $300 is spent on travel purchases annually), 3x points on other dining at restaurants, including eligible delivery services, takeout and dining out.

    Transfer your points to leading airline and hotel loyalty programs at 1 to 1 value. That means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points.

    Cardmembers receive a $300 credit each card anniversary to be used toward travel. This credit is applied as a statement credit for travel purchases automatically. The card also offers a $100 statement credit every four years toward the Global Entry or TSA PreCheck® Fee.

  • Pros:
    • Generous signup offer
    • Annual $300 travel credit
    • High travel and dining rewards
    • Transfer points to loyalty programs
    • Increase point value by 50%
  • Cons:
    • Typically requires excellent credit
    • High annual fee
  • Benefits:
    • 60,000 bonus points;
    • 10x total points on hotels and car rentals;
    • 10x total points on Chase Dining purchases;
    • 5x total points on flights;
    • 3x points on other travel;
    • 3x points on other dining;
    • $300 Annual Travel Credit;
    • Zero liability protection;
    • 50% more redemption value;
    • Global Entry or TSA Pre✓® Fee Credit ;
    • Complimentary Airport Lounge Access;
    • The Luxury Hotel & Resort Collection;
    • Trip Cancellation/Interruption Insurance;
    • Auto Rental Collision Damage Waiver;
    • Lost Luggage Reimbursement;
    • Emergency Evacuation & Transportation.
Card detail

American Express® Gold Card best for Cash Back

American Express® Gold Card
Annual fee:
$250 annually
Regular APR:
19.74% - 26.74% Variable
Our Rating:
3.13
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4x Points on dining at restaurants worldwide, plus takeout and delivery in the U.S.
    • 4x Points on groceries at U.S. supermarkets on up to $25,000 in purchases per year.
    • 3x Points on flights.
    • 1x Points on other eligible purchases.
  • Intro Offer:
    • 60,000x Membership Rewards® Points after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Purchase Intro APR:
    0% Introductory APR for the first 6 months from the date of account opening
  • Issuer name:
    American Express®
  • Details:

    The American Express® Gold Credit Card's annual fee is $250. The card offers 4x points on dining (at restaurants worldwide, plus takeout and delivery in the U.S.) and groceries (at U.S. supermarkets on up to $25,000 in purchases per year), 3x on flights and 1x on all other purchases.

    The Card has a 0% introductory APR period for 6 months on purchases. After that, the variable APR is 19.74% - 26.74%.

    As a new cardholder, you have the chance to earn an impressive 60,000 Membership Rewards Points after spending $4,000 in purchases within your first six months. New cardholders will also have the chance to obtain the alternate Rose Gold art.

    There are no foreign transaction fees with this travel card.

    Add your Gold Credit Card to your Uber account, and you’ll automatically get $10 in Uber Cash each month, for a total of up to $120 per year. You can use your monthly Uber Cash on Uber Eats orders or Uber rides in the U.S.

    Dining from the comfort of your home can save you up to $120 annually. Earn up to $10 in statement credits monthly when you pay with the Gold Credit Card at Grubhub, Seamless, Boxed and other participating partners. Enrollment required.

    By booking two consecutive nights or more through the American Express Travel portal at any of 600+ eligible properties with your card, you can receive up to a $100 hotel credit in addition to a possible room upgrade if eligible. The expenses that this credit can cover varies by property, but you can expect money back on qualifying dining, spa services, resort activities and things of that nature.

  • Pros:
    • High rewards rate for select categories
    • Introductory Bonus Points
    • No Foreign Transaction Fee
    • UberCash Credit
    • $120 Dining Credit
  • Cons:
    • Complicated Rewards System
    • High Annual Fee
    • Limited International Acceptance
    • Relatively High Credit Score Requirements
    • Balance transfers are not available
  • Benefits:
    • Up to $120 Uber Cash to Dine or Ride;
    • $100 hotel credit with The Hotel Collection;
    • 60,000 Membership Rewards® Points;
    • 4x Membership Rewards® Points on dining at restaurants;
    • 4x Membership Rewards® Points on groceries at U.S. supermarkets;
    • 3x Membership Rewards® Points on flights;
    • 1x Membership Rewards® Points on all other purchases;
    • Additional Cards;
    • American Express Experiences;
    • Car Rental Loss and Damage Insurance;
    • Baggage Insurance Plan;
    • Global Assist® Hotline;
    • The Hotel Collection;
    • Terms Apply.
Card detail

Citi Double Cash best for Cash Back, No Annual Fee, Daily use

Double Cash Citi
Annual fee:
$0
Regular APR:
17.74% - 27.74% Variable
Our Rating:
4.55
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
  • Intro Offer:
    • $200 Cash Back after spending $1,500 on purchases in the first 6 months of account opening.
  • Balance Transfer APR:
    17.74% - 27.74% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories.

    Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases. For a limited time earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.

    The Citi® Double Cash offers a 0% percent (for 18-months) introductory APR offer on balance transfers (17.74 percent to 27.74 percent variable APR after).

    The Citi Double Cash extends a myriad of security and fraud protections.

  • Pros:
    • Flat-rate Cash Back Rewards on Everything
    • High Rewards Rate
    • No annual fee
    • Attractive Intro APR on Balance Transfers
  • Cons:
    • Losing your 1% Cash-Back Is Pretty Easy
    • Foreign transaction fee
    • Balance Transfer Fee
  • Benefits:
    • Citi Entertainment;
    • 2% Cash Back on every purchase;
    • Fraud Protection;
    • The Lost Wallet Service;
    • $0 Liability for Unauthorized Charges.
Card detail

Chase United℠ Explorer best for Honeymoon

United℠ Explorer Chase
Annual fee:
$0 for the first year
$95 thereafter
Regular APR:
18.74% - 25.74% Variable
Our Rating:
4.23
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles on United purchases, dining and hotel stays.
    • 1x Mile per $1 spent on all other purchases.
  • Intro Offer:
    • 50,000x Bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • Balance Transfer APR:
    18.74% - 25.74% Variable
  • Issuer name:
    Chase
  • Details:

    The United℠ Explorer Credit Card offers 50,000 miles when you spend $3,000 in the first three months.

    As a cardholder, you’ll earn 2x miles per dollar on United, dining and hotel spending and 1x mile per dollar on all other purchases.

    The United℠ Explorer Credit Card's APR is 18.74% - 25.74% (Variable), 29.99% (Penalty APR).

    The card has a $0 annual fee for the first year, $95 thereafter.

    Earn up to $100 as a statement credit for Global Entry or TSA PreCheck® every 4 years as reimbursement for the application fee for either program when charged to your card. Plus, earn 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Explorer Card.

    In addition to earning miles for purchases made with your card, you can earn miles by flying with United℠, United Express®, Star Alliance and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers.

    The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free – calculated as up to a $35 value for the first checked bag, each way, per person – on United-operated flights when purchasing tickets with their United℠ Explorer Card.

    Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

    Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

  • Pros:
    • 2x miles rewards program
    • Sign up bonus
    • Free checked bag
    • Global Entry or TSA PreCheck credit
    • Two one-day club passes per year
  • Cons:
    • Annual fee
    • High APR
  • Benefits:
    • 2x miles on United Airlines purchases, dining, and hotel stays;
    • 1x mile on all other purchases;
    • 50,000 bonus miles;
    • Free first checked bag;
    • Priority boarding;
    • $100 Global Entry or TSA PreCheck® fee credit;
    • 2 United ClubSM one-time passes;
    • 25% back on United inflight purchases;
    • Premier upgrades on award tickets;
    • The Luxury Hotel & Resort Collection;
    • United MileagePlus® Cardmember Exclusives;
    • United Card Events;
    • Auto Rental Collision Damage Waiver;
    • Baggage Delay Insurance;
    • Lost Luggage Reimbursement;
    • Trip Cancellation / Trip Interruption Insurance;
    • Trip Delay Reimbursement;
    • Extended Warranty Protection;
    • Premier qualifying points (PQP);
    • MileagePlus miles.
Card detail

American Express® EveryDay® best for Honeymoon

EveryDay® American Express
Annual fee:
$0
Regular APR:
16.74% - 27.74% Variable
Our Rating:
3.99
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 20% Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
    • 2x Points at U.S. supermarkets, on up to $6,000 per year in purchases, then 1x.
    • 1x Points on other purchases.
  • Intro Offer:
    • 10,000x Membership Rewards® Points after you use your new Card to make $2,000 in purchases in your first 6 months.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months from the date of account opening
  • Balance Transfer APR:
    16.74% - 27.74% Variable
  • Issuer name:
    American Express®
  • Details:

    The Amex EveryDay® Credit Card is the best card to earn American Express Membership Rewards points for no annual fee.

    Earn 10,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 6 months of Card Membership.

    This card has an introductory APR of 0% for 15 months from the date of account opening (on purchases and balance transfers), then a variable APR, 16.74% to 27.74%.

    Cardholders earn 2x points per dollar at U.S. supermarkets, on up to $6,000 in purchases per year, then 1x point. 1x point is provided for all other purchases.

    When you use your American Express® Credit Card, you won't be held responsible for fraudulent charges. If you see a charge that you think is fraudulent, just call us at the number on the back of your Card. There's no deductible, so you can use your Card with confidence.

  • Pros:
    • No Annual Fee
    • 0% APR on purchases for the first 15 months
    • Flexible travel rewards

  • Cons:
    • Foreign Transaction Fee
    • Mediocre welcome offer
  • Benefits:
    • Earn 20% Extra Points;
    • 10,000 Membership Rewards® Points;
    • 2x Points at U.S. Supermarkets;
    • 2x Membership Rewards® Points at Amextravel.com;
    • 1x Points on Other Eligible Purchases;
    • Membership Rewards® Program;
    • Use Points for Your Charges;
    • Membership Rewards® Pay with Points;
    • Transfer Points to Frequent Traveler Programs;
    • Global Assist® Hotline;
    • Car Rental Loss and Damage Insurance;
    • Terms Apply.
Card detail

American Express® EveryDay® Preferred best for Honeymoon, Daily use

EveryDay® Preferred American Express
Annual fee:
$95 annually
Regular APR:
16.74% - 26.74% Variable
Our Rating:
3.59
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Points on groceries at U.S. supermarkets on up to $6,000 per year in purchases.
    • 2x Points on gas at U.S. gas stations.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 15,000x Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening
  • Balance Transfer APR:
    16.74% - 26.74% Variable
  • Issuer name:
    American Express®
  • Details:

    The Amex EveryDay® Preferred Credit Card offers rewards at U.S. gas stations and U.S. supermarkets with its Membership Rewards points.

    You’ll earn 15,000 points after spending $2,000 in the first 6 months. The card also has a 0% intro APR for 12 months on purchases and balance transfers, followed by an APR from 16.74% to 26.74% Variable after that.

    With Return Protection, you may return eligible purchases to American Express® if the seller won't take them back up to 90 days from the date of purchase. American Express® may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Credit Card.

    If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

  • Pros:
    • 12-month 0 percent intro APR on purchases
    • Easy-to-earn welcome bonus
    • Flexible travel rewards
  • Cons:
    • Annual Fee
    • Foreign Transaction Fee
    • High penalty APR
  • Benefits:
    • 15,000 Membership Rewards® Points;
    • 50% Extra Points;
    • 3x Points on groceries;
    • 2x Points on gas;
    • 1x Points on all other purchases;
    • Membership Rewards® Pay with Points;
    • Transfer Points to Frequent Traveler Programs;
    • Shop with Membership Rewards® Points;
    • 2x Membership Rewards® Points at Amextravel.com;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • Return Protection;
    • Terms Apply.
Card detail

Blue Cash Everyday® Card from American Express best for Cash Back, Gas, 0 APR, No Annual Fee, Families, Shopping, Groceries

Blue Cash Everyday® American Express
Annual fee:
$0
Regular APR:
17.74% - 28.74% Variable
Our Rating:
4.24
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
    • 3% Cash Back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%).
    • 2% Cash Back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%).
    • 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Intro Offer:
    • $150 Earn up to $150 back when you shop with PayPal merchants by earning 20% back in statement credits on your purchases, plus $100 back in statement credits after spending $2,000, all within the first 6 months.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months from the date of account opening
  • Balance Transfer APR:
    17.74% - 28.74% Variable
  • Issuer name:
    American Express®
  • Details:

    The Blue Cash Everyday® Card from American Express offers up to $150 back when you shop with PayPal merchants by earning 20% back in statement credits on your purchases, plus $100 back in statement credits after spending $2,000, all within the first 6 months. Plus, earn 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 3% Cash Back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%), 2% Cash Back at U.S. gas stations and 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

    The Blue Cash Everyday® Card from American Express offers an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 17.74% to 28.74%.

    Your Card gives you the option to carry a balance with interest or pay in full each month. So, whether you're managing your monthly expenses or making a large purchase, you can have the payment flexibility you need while continuing to earn rewards.

    When you use your Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.

    Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

  • Pros:
    • No Annual Fee
    • Provides Gas and Grocery Rewards
    • 0% Intro Offer
    • Welcome Bonus
  • Cons:
    • Limited Redemption
    • Bonus Cash Backs Capped
    • Card not Ideal for Travelling Abroad
  • Benefits:
    • 3% Сash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%);
    • 3% Cash Back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%);
    • 2% Cash Back at U.S. gas stations on up to $6,000 per year in purchases (then 1%);
    • 1% Cash Back on all other purchases;
    • Up to $150 back when you shop with PayPal merchants by earning 20% back in statement credits on your purchases;
    • $100 back in statement credits after spending $2,000 within the first 6 months;
    • Car Rental Loss and Damage Insurance;
    • 24/7 Global Assist® Hotline;
    • American Express Experiences;
    • Fraud Protection;
    • Pay It Plan It;
    • Additional Cards;
    • Terms Apply.
Card detail

American Express Blue Cash Preferred best for Gas, Groceries, Streaming services, Daily use

Blue Cash Preferred® American Express
Annual fee:
$0 intro annual fee for the first year
$95 for the rest years
Regular APR:
17.74% - 28.74% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on streaming (select U.S. streaming subscriptions).
    • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
    • 3% Cash Back at U.S. Gas Stations.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • $250 Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening
  • Balance Transfer APR:
    17.74% - 28.74% Variable
  • Issuer name:
    American Express®
  • Details:

    The Blue Cash Preferred® Credit Card provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services (select U.S. streaming subscriptions), and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

    The Blue Cash Preferred® Credit Card from American Express® offers a 0% introductory APR promotion. You’ll pay no interest on purchases and balance transfers for 12 months and then an APR of 17.74% - 28.74% Variable. The Blue Cash Preferred Credit Card's Penalty APR is 29.99%.

    The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

    The Blue Cash Preferred® Credit Card has a welcome bonus where cardholders earn a $250 statement credit after spending $3,000 on the new card within the first six months of card membership.

  • Pros:
    • Excellent cashback bonuses
    • Generous intro APR on purchases
    • Great introductory bonuses
  • Cons:
    • Cashback cap
    • Annual fee
    • Foreign transaction fee
  • Benefits:
    • Earn $250 Back (in the form of a statement credit);
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
    • 6% Cash Back on streaming subscriptions;
    • 3% Cash Back on transit;
    • 3% Cash Back at U.S. Gas Stations;
    • 1% Cash Back on other purchases;
    • Extended warranty;
    • Fraud Protection;
    • Return Protection;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • Pay It Plan It®;
    • American Express Experiences;
    • Terms Apply.
Card detail

Capital One Savor Rewards Credit Card best for Restaurants, Entertainment

Capital One® Savor Cash Rewards
Annual fee:
$95 annually
Regular APR:
18.99% - 26.99% Variable
Our Rating:
3.52
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on dining and entertainment and popular streaming services.
    • 3% Cash Back at grocery stores.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $300 Cash Bonus once you spend $3,000 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    18.99% - 26.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Savor Rewards Credit Card has a generous welcome offer. Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

    The Card offers 4% Сash Back on dining, entertainment and popular streaming services, plus 3% back at grocery stores and 1% back on everything else.

    The APR for purchases and balance transfers is 18.99% - 26.99% Variable.

    The Capital One® Savor Rewards also charges a $95 annual fee and up to a $40 fee for late payments. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • High rewards rate on entertainment and dining
    • Decent welcome offer
    • No fees for foreign transactions
    • Access to special entertainment, events and dining
  • Cons:
    • No intro APR on purchases or balance transfers
    • Annual fee
  • Benefits:
    • $300 Cash Bonus (once you spend $3,000 on purchases within 3 months from account opening);
    • 4% Cash Back on dining and entertainment and popular streaming services;
    • 3% Cash Back at grocery stores;
    • 1% Cash Back on all other purchases;
    • Extended Warranty;
    • $0 Fraud Liability;
    • Travel Accident Insurance;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services;
    • Shop With Your Rewards.
Card detail

Chase Freedom Unlimited® best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Unlimited®
Annual fee:
$0
Regular APR:
17.24% - 25.99% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1.5% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
    • 5% Cash Back on gas station purchases on up to $6,000 spent in the first year.
  • Purchase Intro APR:
    0% Intro APR for the first 15 months that your Account is open
  • Balance Transfer APR:
    17.24% - 25.99% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom Unlimited® Credit Card offers 0% introductory APR period (17.24% to 25.99% Variable after that) and a sign-up bonus that’s worth far more than most Cash-Back cards offer — all for an annual fee of $0.

    The card offers 5% back on travel booked through Chase, 3% Cash Back on restaurants and drugstore purchases and 1.5% back on other purchases.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. And earn 5% cash back on gas station purchases on up to $6,000 spent in the first year.

  • Pros:
    • No Annual Fee
    • Generous rewards
    • 0% intro APR
    • Sign-up bonus
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Zero Liability Protection;
    • $200 intro bonus;
    • 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
    • 3 percent back on dining;
    • 3 percent back at drugstores;
    • 1.5 percent Cash Back on general purchases;
    • Auto Rental Collision Damage Waiver;
    • Trip Cancellation/Interruption Insurance;
    • Travel and Emergency Assistance Services;
    • 24/7 Fraud Protection;
    • Redeem for Cash Back;
    • Gift cards.
Card detail

Citi AAdvantage® Platinum Select® World Elite Mastercard® best for Honeymoon

AAdvantage® Platinum Select® World Elite Mastercard® Citi
Annual fee:
$99 annually
Regular APR:
19.74% - 28.74% Variable
Our Rating:
3.56
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles for every $1 spent at restaurants and gas stations.
    • 2x Miles for every $1 spent on eligible American Airlines purchases.
    • 1x Mile for every $1 spent on all other purchases.
  • Intro Offer:
    • 50,000x Bonus miles after making $2,500 in purchases within the first 3 months of account opening.
  • Balance Transfer APR:
    19.74% - 28.74% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi / AAdvantage® Platinum Select® World Elite Mastercard® earns 2 miles for every $1 spent at restaurants, gas stations, and on all eligible purchases with American Airlines and 1 mile per dollar for all other purchases. Plus, earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening.

    The card's annual fee is $99. The APR for purchases and balance transfers is 19.74% - 28.74% (Variable).

    The Citi / AAdvantage® Platinum Select® World Elite Mastercard® has a Penalty APR of 29.99%.

    Cardholders receive travel benefits, including preferred boarding on American Airlines flights, a free first checked bag, 25% savings on in-flight food and beverage purchases, and no foreign transaction fee.

  • Pros:
    • No Foreign Transaction Fee
    • Sign-up bonus
    • No Mileage Cap
  • Cons:
    • Annual Fee
    • Extra Fees
  • Benefits:
    • 50,000 American Airlines AAdvantage® bonus miles;
    • 2 AAdvantage® miles at restaurants and gas stations;
    • 2 AAdvantage® miles on eligible American Airlines purchases;
    • 1 AAdvantage® mile on all other purchases;
    • Digital Wallets;
    • Citi Entertainment®;
    • $125 American Airlines Flight Discount;
    • First Checked Bag Free;
    • Preferred Boarding;
    • 25% savings on food and beverage purchases.
Card detail

Delta SkyMiles® Gold American Express Card best for Honeymoon

Delta SkyMiles® Gold American Express
Annual fee:
$0 intro annual fee for the first year
$99 thereafter
Regular APR:
19.49% - 28.49% Variable
Our Rating:
3.49
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
    • 1x Miles on all other eligible purchases.
  • Intro Offer:
    • 40,000x Bonus miles after you make $2,000 in purchases on your new Card within your first 6 months.
  • Issuer name:
    American Express®
  • Details:

    The Delta SkyMiles® Gold American Express Card earns 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.

    The Card earns 2 miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets. All other purchases earn 1 mile.

    There’s no introductory APR period on purchases and balance transfer. The APR is 19.49% to 28.49% (Variable). The card's Penalty APR is 29.99%.

    Cardholders will pay a $0 introductory annual fee for the first year, then $99.

    The card comes with additional benefits that can improve your travel experience.

    Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

    Enjoy international travel without additional fees on purchases made abroad.

  • Pros:
    • No Foreign Transaction Fee
    • Decent Bonus Offer
    • Free Checked Bag
    • Decent rewards
  • Cons:
    • Not Widely Accepted as Visa or MasterCard
    • Annual Fee
    • Balance transfers are not available
  • Benefits:
    • 40,000 Bonus Miles;
    • 2x miles at restaurants, on Delta purchases, at U.S supermarkets;
    • 1x miles on all other eligible purchases;
    • Extended Warranty;
    • American Express® Experiences;
    • Additional Cards;
    • $100 Delta Flight Credit;
    • First Checked Bag Free;
    • 20% Back on In-flight Purchases;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • Terms Apply.
Card detail

American Express® Hilton Honors Surpass® best for Honeymoon

Hilton Honors Surpass® American Express
Annual fee:
$95 annually
Regular APR:
19.49% - 28.49% Variable
Our Rating:
2.53
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 12x Points on hotels and resorts. For eligible purchases at hotels and resorts in the Hilton portfolio.
    • 6x Points on dining at U.S. restaurants, including takeout and delivery.
    • 6x Points on groceries at U.S. supermarkets.
    • 6x Points on gas at U.S. gas stations.
    • 3x Points on other eligible purchases.
  • Intro Offer:
    • 130,000x Bonus points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.
  • Issuer name:
    American Express®
  • Details:

    The Hilton Honors American Express Surpass® Credit Card earns 130,000 bonus points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.

    The Hilton Honors American Express Surpass® Credit Card offers 12x points on hotels and resorts, 6x points per dollar spent at U.S. restaurants, grocery stores and gas stations, and 3x points on all other purchases.

    The Hilton Honors American Express Surpass® Credit Card costs $95 per year. The card's APR: 19.49% - 28.49% (Variable), 29.99% (Penalty APR).

    The Hilton Honors Surpass® Credit Card from American Express offers travel benefits that include hotel and resort upgrades, car rental insurance, baggage insurance and global assistance. As a cardholder, you'll automatically get complimentary Hilton Honors Gold status.

  • Pros:
    • High Rewards Rate
    • No Foreign Transaction Fees
    • Lucrative Welcome Bonus
    • Complimentary Hilton Honors Gold Status
    • Free Weekend Night Reward
  • Cons:
    • Annual Fee
    • Best for Hilton Guests
    • No Intro APR
    • High Bonus Requirement
  • Benefits:
    • 130,000 Bonus Points;
    • 12x points on eligible Hilton purchases;
    • 6x points on dining (at U.S. restaurants), groceries (at U.S. supermarkets), gas (U.S. gas stations);
    • 3x points on other eligible purchases;
    • Weekend Night Reward;
    • Priority Pass™ Select – 10 Free Visits;
    • Complimentary Gold Status;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • American Express® Experiences;
    • Additional Cards;
    • Terms Apply.
Card detail

Short Review of Best Credit Cards for Honeymoon

NameBest forRewards RatePurchase APRApply
Capital One VentureOne Rewards Credit Card
4.72
Rewards, No Annual Fee, Daily use
  • 5x Miles per dollar on hotels and rental cars booked through Capital One Travel.
  • 1.25x Miles per dollar on all purchases.
  • 17.99% - 27.99% VariableApply now
    On Capital One‘s site
    Capital One Venture Rewards Credit Card
    3.52
    Travel, Daily use
  • 5x Miles per dollar on hotels and rental cars booked through Capital One Travel.
  • 2x Miles on all purchases.
  • 18.99% - 26.99% VariableApply now
    On Capital One‘s site
    Chase Sapphire Preferred®
    4.4
    Travel, Restaurants, Daily use
  • $50 Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
  • 5x Points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.
  • 3x Points on dining, including eligible delivery services, takeout and dining out.
  • 3x Points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
  • 3x Points on select streaming services.
  • 2x Points on other travel purchases.
  • 1x Point per dollar spent on all other purchases.
  • 18.24% - 25.24% VariableLearn more
    American Express® The Platinum Card®
    3.64
    Young couples
  • 5x Points on up to $500,000 spent on directly-booked airfare and flights (per calendar year).
  • 5x Points on prepaid hotels.
  • 1x Points on all other purchases.
  • 19.74% - 26.74% VariableLearn more
    Chase Sapphire Reserve®
    3.99
    Travel, Restaurants, Daily use
  • 10x Points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
  • 10x Total points on Chase Dining purchases with Ultimate Rewards®.
  • 5x Total points on flights when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
  • 3x Points on other travel worldwide after the first $300 is spent on travel purchases annually.
  • 3x Points on other dining at restaurants, including eligible delivery services, takeout and dining out.
  • 1x Point per dollar spent on all other purchases.
  • 19.24% - 26.24% VariableLearn more
    American Express® Gold Card
    3.13
    Cash Back
  • 4x Points on dining at restaurants worldwide, plus takeout and delivery in the U.S.
  • 4x Points on groceries at U.S. supermarkets on up to $25,000 in purchases per year.
  • 3x Points on flights.
  • 1x Points on other eligible purchases.
  • 19.74% - 26.74% VariableLearn more
    Citi Double Cash
    4.55
    Cash Back, No Annual Fee, Daily use
  • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
  • 17.74% - 27.74% VariableLearn more
    Chase United℠ Explorer
    4.23
    Honeymoon
  • 2x Miles on United purchases, dining and hotel stays.
  • 1x Mile per $1 spent on all other purchases.
  • 18.74% - 25.74% VariableLearn more
    American Express® EveryDay®
    3.99
    Honeymoon
  • 20% Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • 2x Points at U.S. supermarkets, on up to $6,000 per year in purchases, then 1x.
  • 1x Points on other purchases.
  • 16.74% - 27.74% VariableLearn more
    American Express® EveryDay® Preferred
    3.59
    Honeymoon, Daily use
  • 3x Points on groceries at U.S. supermarkets on up to $6,000 per year in purchases.
  • 2x Points on gas at U.S. gas stations.
  • 1x Points on all other purchases.
  • 16.74% - 26.74% VariableLearn more
    Blue Cash Everyday® Card from American Express
    4.24
    Cash Back, Gas, 0 APR, No Annual Fee, Families, Shopping, Groceries
  • 3% Cash Back on groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 3% Cash Back on U.S. online retail purchases on up to $6,000 per year in purchases (then 1%).
  • 2% Cash Back on gas at U.S. gas stations on up to $6,000 per year in purchases (then 1%).
  • 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 17.74% - 28.74% VariableLearn more
    American Express Blue Cash Preferred
    5
    Gas, Groceries, Streaming services, Daily use
  • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on streaming (select U.S. streaming subscriptions).
  • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
  • 3% Cash Back at U.S. Gas Stations.
  • 1% Cash Back on other purchases.
  • 17.74% - 28.74% VariableLearn more
    Capital One Savor Rewards Credit Card
    3.52
    Restaurants, Entertainment
  • 4% Cash Back on dining and entertainment and popular streaming services.
  • 3% Cash Back at grocery stores.
  • 1% Cash Back on all other purchases.
  • 18.99% - 26.99% VariableLearn more
    Chase Freedom Unlimited®
    5
    Cash Back, 0 APR, No Annual Fee, Daily use
  • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
  • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
  • 3% Cash Back on drugstore purchases.
  • 1.5% Cash Back on all other purchases.
  • 17.24% - 25.99% VariableLearn more
    Citi AAdvantage® Platinum Select® World Elite Mastercard®
    3.56
    Honeymoon
  • 2x Miles for every $1 spent at restaurants and gas stations.
  • 2x Miles for every $1 spent on eligible American Airlines purchases.
  • 1x Mile for every $1 spent on all other purchases.
  • 19.74% - 28.74% VariableLearn more
    Delta SkyMiles® Gold American Express Card
    3.49
    Honeymoon
  • 2x Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • 1x Miles on all other eligible purchases.
  • 19.49% - 28.49% VariableLearn more
    American Express® Hilton Honors Surpass®
    2.53
    Honeymoon
  • 12x Points on hotels and resorts. For eligible purchases at hotels and resorts in the Hilton portfolio.
  • 6x Points on dining at U.S. restaurants, including takeout and delivery.
  • 6x Points on groceries at U.S. supermarkets.
  • 6x Points on gas at U.S. gas stations.
  • 3x Points on other eligible purchases.
  • 19.49% - 28.49% VariableLearn more

    Capital One VentureOne Rewards Credit Card

    The Capital One VentureOne Rewards is a great mile-earning card. You can either earn 20,000 miles if you spend $500 in purchases in the first 3 months. It’ll also reward you with 1.25 miles per dollar spent on purchases, so if you put all your wedding purchases on the card, those miles will quickly pile up. Use them to have the honeymoon you deserve! There are plenty of redemption options – cash, gift cards, or redeem for travel (you can book through any site or transfer your miles to a loyalty program). This card has no annual or foreign transaction fee.

    Read more about Capital One VentureOne Rewards Credit Card

    Capital One Venture Rewards Credit Card

    If both of you are travel enthusiasts and wouldn't mind paying $95 annually for a great travel card, consider the Capital One Venture Rewards. You'll get 2 miles per dollar each time you swipe your card, and there's no rewards limit! There's an amazing 75,000 miles bonus offer available to those who spend $4,000 during the first 3 months. There are plenty of options for redeeming your rewards – all kinds of travel purchases (hotels, flights, rental cars, etc.), but also for cash, gift cards, and Amazon.com purchases.

    Read more about Capital One Venture Rewards Credit Card

    Chase Sapphire Preferred®

    The Chase Sapphire Preferred® is a great travel card with one of the best sign-up bonuses. You can earn 60,000 bonus points by spending $4,000 on purchases in the first 3 months upon account opening. If you put some wedding-related purchases on the card, you can reach the spending requirement more quickly, and use the bonus for your honeymoon. If redeemed through Chase Ultimate Rewards, it’s worth $1,250 (!). You can also transfer your points to one of the many partners of Chase. So, you don't have to commit to a particular brand (you can find a full list of hotel and airline partners on the card’s website). The card is great for couples who want extra layers of protection on their trip because it has travel and medical assistance. It also offers reimbursement for baggage or trip delays and cancellations. The card earns 5 points on travel, 3 points on dining, select streaming services, grocery and no foreign transaction fee. The annual fee is $95, but you can easily justify that just by earning the welcome bonus.

    Read more about Chase Sapphire Preferred®

    American Express® The Platinum Card®

    The Platinum Card® from American Express® is for couples who are going for a luxury honeymoon. This card comes with many fancy benefits, like a Gold Elite status at Marriot’s hotels and Gold status with the Hilton Honors program, lounge access, concierge service, and more. There is one offer for new cardholders, 100,000 bonus points if you spend $6,000 within the first 6 months. You'll also earn 5x points on travel booked through Amex Travel or directly with airlines (on up to $500,000 on these purchases per calendar year), and 1 point on everything else. Only those who lead an expensive lifestyle should get this card due to its $695 annual fee.

    Read more about American Express® The Platinum Card®

    Chase Sapphire Reserve®

    This one is one of the best premium travel cards offered on the market. We'll say what makes it worth the $550 annual fee, and we'll start with the 60,000 bonus points new cardholders will get if they spend $4,000 in purchases within the first 3 months. Points redeemed with this card through Chase Ultimate Rewards will be worth 50% more. For example, the bonus will be worth $900. Every year you'll get $300 statement credit for travel, then there's access to airport lounges, special benefits at top-notch hotels and resorts, and many partner benefits too. The rewards program includes 10x points on hotels, car rentals, Chase dining purchases, 5x points on flights, 3x points on travel and dining and 1x points on everything else.

    Read more about Chase Sapphire Reserve®

    American Express® Gold Card

    The American Express® Gold Card is for couples who don't travel that often but love going on dinner dates. They'll earn 4x points at restaurants (worldwide plus takeout and delivery in the U.S) and U.S. supermarkets (on up to $25,000 in purchases per year), 3x points on flights, and 1x points on all other purchases. Planning a wedding requires a lot of driving around town and many appointments with florists, bands, etc. If you use Uber for that, add this card to your account, and you can get up to $120 annual credit for Uber Rides or Eats (plus 4x points for Uber Eats). The welcome offer is 75,000 bonus points after spending $4,000 in the first 6 months. This card comes with a $250 annual fee, so make sure you spend enough to outweigh it.

    Read more about American Express® Gold Card

    Citi Double Cash

    We present to you the winner among flat-rate credit cards. The Citi Double Cash is for all couples who simply want to earn generous rewards on all those wedding purchases. It offers 2% cash back on all purchases – 1% when you buy and 1% when you pay. You can then use the cash back for your honeymoon, for more wedding purchases, or any newlyweds treat. You'll have one less cost to worry about since this card has no annual fee.

    Read more about Citi Double Cash

    Chase United℠ Explorer

    Couples who like traveling with United Airlines and want an enjoyable trip to their honeymoon should consider the United℠ Explorer credit card. You won't have to worry about packing too much because this card offers a free first checked bag (for you and a companion!). Other perks include 2 United Club one-time passes each year, priority boarding, a 25% discount on United inflight purchases, and many others. The sign-up bonus is 50,000 miles if you spend $3,000 within the first 3 months. The rewards program offers 2x miles on United purchases, dining, and hotel bookings (when booked directly with the hotel) and 1 mile on all other purchases. The annual fee is waived the first year, which is great to see whether it’s a fit for you. After, it’s $95.

    Read more about Chase United℠ Explorer

    American Express® EveryDay®

    If the honeymoon isn’t much of a priority to you, but you’re worried about those wedding costs, the American Express® EveryDay® Credit Card might be your card. It comes with a 15-month 0% APR offer on purchases (16.74% - 27.74% after). There is a welcome bonus of 10,000 bonus points for which you’ll have to spend $2,000 in the first 6 months after opening the account. Purchases at U.S. supermarkets will earn you 2 points per dollar spent (on up to $6,000 per year in purchases, then 1X), and if you use your card on purchases at least 20 times in a billing cycle, you’ll get 20% more points. This card has no annual fee.

    Read more about American Express® EveryDay®

    American Express® EveryDay® Preferred

    This card is the annual fee version of the American Express® EveryDay® Credit Card. It has the same spending requirement, but a bigger bonus – 15,000 points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership. The rewards rate at U.S. supermarkets is 3x points (on up to $6,000 per year in purchases), U.S. gas station purchases will earn you 2x points, and 1x points for everything else. By using your card 30 or more times within the same billing cycle, you'll get 50% more points on those purchases. The APR offer with this card is 12 months (then a variable APR, 16.74% - 26.74%), and its annual fee is $95. However, those who spend a lot in the bonus categories can easily justify it.

    Read more about American Express® EveryDay® Preferred

    Blue Cash Everyday® Card from American Express

    As its name says, this is an everyday card that will earn you rewards daily. It has rewards rates in popular spending categories – 3% at U.S. supermarkets (up to $6,000 spent annually, 1% after) 2% at U.S. gas stations and select department stores (in the U.S.). Purchases outside the bonus categories will earn you 1% cash back. The Card earns $200 Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit. Great rewards for a no-annual-fee card!

    Read more about Blue Cash Everyday® Card from American Express

    American Express Blue Cash Preferred

    This one is for those couples on the higher side of the spending at supermarkets and gas stations. They'll get an outstanding 6% cash back rate at U.S. supermarkets (up to $6,000 spent annually, 1% after), and 3% on gas (in the U.S.) and transit purchases. There is also 6% on U.S. streaming services and 1% on everything else. New cardholders can earn a $350 welcome bonus if you spend $3,000 in the first 6 months. The annual fee is $0 intro annual fee for the first year, $95 thereafter, which comes as a trial period during which you can decide if it's rewarding enough for that cost.

    Read more about American Express Blue Cash Preferred

    Capital One Savor Rewards Credit Card

    If you and your sweetheart are dreaming about a honeymoon filled with romantic dinners and fun nights, take a look at the Capital One Savor Cash Rewards. You’ll get 4% cash back on dining, entertainment, and some streaming services, as well as 3% at grocery stores. With this card, you'll also get access to premier culinary experiences, which will make your dinner nights even more special. 24/7 concierge service, VIP tickets, travel insurance are among the many benefits of this card. It also has a great bonus, $300 if you spend $3,000 in the first 3 months. We're sure those who appreciate this card's features won't mind the $95 annual fee.

    Read more about Capital One Savor Rewards Credit Card

    Chase Freedom Unlimited®

    The Chase Freedom Unlimited® will fit couples with the following profile – you want a card to take on your honeymoon but are modest travelers otherwise, so you’re looking for one with a long-term value too. If you also don’t like the idea of an annual fee and want to save on wedding costs – you got a perfect match! This card offers 5% cash back on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases, and 1.5% on everything else. The $200 sign-up bonus is easily achievable, you have to spend only $500 in the first 3 months. Additionally, it allows for a break from interest with its 0% APR offer on purchases and transfers (for 15 months, and then 17.24% - 25.99% variable).

    Read more about Chase Freedom Unlimited®

    Citi AAdvantage® Platinum Select® World Elite Mastercard®

    This card’s features are as elite as its name. It's designed for those who frequently fly with American Airlines, but it also offers rewards in common spending categories. You'll get 2 miles per dollar spent at gas stations, restaurants, and on American Airlines purchases. There is a 50,000-mile welcome bonus for new cardholders who'll spend $2,500 in the first 3 months. This card's $99 annual fee is waived for the first year. Those who spend a lot will easily justify it, for example, by earning the $125 AA flight discount (if you spend $20,000 in the first year and renew your card). Another useful perk is the 'first checked bag free on domestic AA flights for the cardholder and up to four companions.

    Read more about Citi AAdvantage® Platinum Select® World Elite Mastercard®

    Delta SkyMiles® Gold American Express Card

    If you travel occasionally and always choose Delta Airlines for your trips, the Delta SkyMiles® Gold will be a great addition to your wallet. New cardholders have the chance of earning 40,000 bonus miles if they spend $2,000 with the card during the first 3 months. A $100 Delta flight credit is also available to those who spend $10,000 in a calendar year. Other benefits include first checked bag free, 20% back on Delta in-flight purchases, and others. The rewards rates are the following: 2x miles at U.S. restaurants, grocery stores, and on Delta purchases. Everything else earns 1x mile per dollar spent. There is a $0 intro annual fee for the first year and $99 after.

    Read more about Delta SkyMiles® Gold American Express Card

    American Express® Hilton Honors Surpass®

    You’d love to spend your honeymoon at a Hilton hotel, but worry you won’t spend enough to justify a hefty annual fee (like the one of the Hilton Amex Aspire)? Let us suggest the American Express® Hilton Honors Surpass®. For a reasonable $95 annual fee, you'll get a taste of some premium perks. The Hilton Honors Elite status comes with this card, and it can be upgraded to the Diamond status if you fulfill a $40,000 annual spending requirement. If you spend less, at least $15,000, you'll get a free weekend night reward from Hilton Honors. If you spend even less than that, you can still earn a great welcome bonus: 130,000 bonus points if you spend $2,000 in the first three months. So many opportunities for extra rewards, and we haven’t even mentioned the regular ones yet – 12x points on the Hilton hotels and resorts, 6x on dining (at U.S. restaurants), groceries (at U.S. supermarkets), and gas (at U.S. gas stations), and 3x points for all other purchases.

    Read more about American Express® Hilton Honors Surpass®

    How to choose a credit card for your honeymoon?

    If you just went through our list, your head is probably a mess – so many different cards! Don't panic, we've intentionally put up such a diverse credit card list because not every honeymoon and every couple are the same.

    Let’s start from the beginning - your wedding. Are you planning to splash out and make it a BIG one, or do you just want it to be a small gathering? Either way is fine! So, if you’re planning to spend a lot, then why not snatch a fat bonus on the way? Some spending requirements are harder to reach otherwise but might be an easier goal if you charge all wedding purchases on your credit card. The Capital One Venture Rewards has a great 100,000 miles bonus if you spend $20,000 in the first year. Of course, you can then use those miles for your honeymoon. If you get a headache thinking about those wedding costs and want to save up money but still have a nice honeymoon credit card, consider one with 0% APR offers. The Chase Freedom Unlimited® offers you a 15-month interest-free period (17.24% - 25.99% Variable after that), and it is also a decent travel card.

    After the most important night in your life is over, the next thing is to pop on that plane that'll get you to your honeymoon. If you two are fans of a particular airline and that's the one that must take you on your trip, you might want an airline credit card.

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    Such great cards are the United℠ Explorer, the Citi AAdvantage® Platinum Select® World Elite Mastercard®, and Delta SkyMiles® Gold.

    Same if you're loyal to some hotel chain, a hotel-branded credit card will be of great value to you, like the Hilton Honors credit cards. If you don't have any preferences regarding airlines or hotels but just want a flexible travel card, there are plenty of choices. If you don't mind paying an annual fee for a card that'll make you feel special and spoil you with elite treats and benefits, The Platinum Card® from American Express® and Citi Prestige® offer a great rewards value and fancy perks that make up for the big annual fees, $695 and $495 respectively.

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    Some nice travel cards with more affordable annual fees are the Chase Sapphire Preferred® ($95), the Capital One Venture Rewards ($95). The Capital One Venture Rewards has a no-annual-fee counterpart – the Capital One VentureOne Rewards.

    Finally, let’s talk about the honeymoon activities you’ve planned, so you know better what extra features to look for in a card. If you’re thinking about having romantic dinners every night, the American Express® Gold Card (4 miles) and the Capital One Savor Cash Rewards cards (4% Savor Cash Rewards; 3% SavorOne Rewards) come with great rewards rates on dining. If you’ve planned a road trip honeymoon with a different adventure every day, consider cards that have gas stations as a bonus category. For example, the The Platinum Card® from American Express® (10x points), the EveryDay® Preferred American Express® (3x points), and the Blue Cash credit cards (3% Blue Cash Preferred®; 2% Blue Cash Everyday®). All these cards come with car rental insurance too.

    If your credit score and financial situation allow for it, you can always go for two (or more) credit cards and combine them in a way that maximizes their value. However, if we had to choose the best card for a honeymoon, it would be the Chase Sapphire Preferred®. Besides offering great rewards and a sign-up bonus, it doesn't have a foreign transaction fee, and it comes with travel insurance. These two features are also very important for those who're planning an international honeymoon or want to be extra safe during their trip.

    How to earn points and miles?

    The point is a credit card can be very valuable if used the right way. By the 'right way,' we mean to pay your bills on time, watch out for rewards, use your credit card for every purchase, and take advantage of all the benefits it offers.

    You'll earn the most points with the card that'll best fit your spending habits. If you're travelers and already planning your next trip after your honeymoon, go for a travel card. Is your wedding going to take place in a lovely restaurant? Consider cards that earn rewards on dining, like the Capital One Savor Cash Rewards (4%), the Chase Sapphire cards (2x points Sapphire Preferred®; 3x points Sapphire Reserve®), or the Chase Freedom Unlimited® (3%).

    If you want to use your card for daily purchases and earn rewards on every swipe, consider cards like the Blue Cash cards (both Blue Cash Everyday® and Blue Cash Preferred®) and the American Express® EveryDay®.

    What are the top cards for entertainment?

    The top card for entertainment is the Capital One Savor Cash Rewards. It will earn you 4% cash back on entertainment purchases, and there are two great current offers – 4% cash back on popular streaming services and 8% cash back on Vivid Seats. In addition to this, you'll also get access to VIP event tickets, premium culinary experiences, and 24/7 concierge services. Your leisure time just got a bit more enjoyable!

    Other great cards for entertainment are the Blue Cash Preferred® (3% on popular streaming services) and the Capital One SavorOne (3% cash back on entertainment and popular streaming services).

    FAQ

    What are other credit cards to consider?

    Other honeymoon-material credit cards that didn’t make our list are the Discover it® Miles, the World of Hyatt and the British Airways Visa Signature® card.

    What are the best credit cards for couples?

    Once your honeymoon ends, you might think about getting an additional credit card that will be a good fit for your life together. Check out our list for the best credit cards for couples and read about some strategies for how to make the most of it.

    Should we pay for our honeymoon with a credit card?

    Definitely! Don’t make the mistake of paying for your honeymoon with your debit credit. You will miss out on valuable rewards and a potentially hefty bonus. For example, by putting your honeymoon on a credit card, you’ll get the chance to snag the sign-up bonus, which can then allow you to go to a second one!
    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us