USES

Chase British Airways Visa Signature® Credit Card Review

British Airways Visa Signature® from Chase — all information about the credit card.

Updated February 06, 2025
Advertiser Disclosure Our Methodology
British Airways Visa Signature® Chase
Learn more
Our Rating:
3.56 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.
    • 2x Avios for every $1 spent on hotel accommodations booked directly with the hotel.
    • 1x Avios for every $1 spent on all other purchases.
  • Intro Offer:
    • 75,000x Avios after you spend $5,000 on purchases within the first 3 months of account opening.
  • Annual Fee:
    $95 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    20.49% - 27.49% Variable
  • Balance Transfer APR:
    20.49% - 27.49% Variable
Show more

We recommend more cards

Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Learn more

Chase British Airways Visa Signature® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
British Airways
$
2X
Hotels
$
1X
All other purchases
$
Have you already recieved the Chase intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x On British Airways, Aer Lingus, and Iberia flight purchases.
    • 2x On hotel accommodations booked directly with the hotel.
    • 1x On all other purchases.
  • Travel
    • Baggage Delay Insurance:
    • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
    • Lost Luggage Reimbursement:
    • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.49% - 27.49% Variable
  • APR for Cash Advances
    • 29.24% Variable
  • How to Avoid Paying Interest
    • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $95 annually
  • Fees for Balance Transfer
    • Either $5 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 29.99%.
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
  • Return Check
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • Rewards
Cons:
  • Annual Fee
  • 1 Avios per $1 spent on most purchases

Features

Classic
Visa
Contactless
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Unsecured
Destiny® Mastercard® The Bank of Missouri
Destiny® Mastercard®
The Bank of Missouri
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On The Bank of Missouri‘s site
The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

See Another Credit Cards in the Bank

Chase British Airways Visa Signature® is an option for those, who need Classic features. With an APR of 20.49% - 27.49% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase British Airways Visa Signature® you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site