Chase British Airways Visa Signature® Credit Card Review
British Airways Visa Signature® from Chase — all information about the credit card.
Updated February 06, 2025
Learn more
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.
- 2x Avios for every $1 spent on hotel accommodations booked directly with the hotel.
- 1x Avios for every $1 spent on all other purchases.
- Intro Offer:
- 75,000x Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- Annual Fee:$95 annually
- Purchase Intro APR:None
- Regular APR:20.49% - 27.49% Variable
- Balance Transfer APR:20.49% - 27.49% Variable
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Chase British Airways Visa Signature® Rewards Calculator
Your Results
Yearly earnings
$57.6
Annual fee
$95
No, Chase British Airways Visa Signature® credit card is not worth its annual fee.
How to maximize your Chase British Airways Visa Signature® rewards?
You can boost your total rewards by getting Chase welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:
- Spend more on British Airways
- Redeem most of your points for Travel purchases at Airlines
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Chase British Airways Visa Signature®.
Your net profit in the first year
-$37.4
x14
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You will receive 7,200 points in the first year (equivalent to $57.6)
Where you get the most profit
- British Airways
- Hotels
- All other purchases
British Airways
$28.8
Hotels
$19.2
All other purchases
$9.6
Total
$57.6
Annual fee
$95
Net yearly credit card profit
-$37.4
All benefits
- Points
- 3x On British Airways, Aer Lingus, and Iberia flight purchases.
- 2x On hotel accommodations booked directly with the hotel.
- 1x On all other purchases.
- Travel
- Baggage Delay Insurance:
- Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
- Lost Luggage Reimbursement:
- If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.49% - 27.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 20.49% - 27.49% Variable
- APR for Cash Advances
- 29.24% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $95 annually
- Fees for Balance Transfer
- Either $5 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%.
- Return Payment
- Up to $40
- Late Payment
- Up to $40
- Return Check
- None
Pros & Cons
Pros:
- No Foreign Transaction Fee
- Rewards
Cons:
- Annual Fee
- 1 Avios per $1 spent on most purchases
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Chase British Airways Visa Signature® is an option for those, who need Classic features. With an APR of 20.49% - 27.49% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase British Airways Visa Signature® you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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- NonePurchase Intro APR
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