Chase Ink Business Cash® Credit Card Review
Ink Business Cash® from Chase — all information about the credit card.
Updated May 18, 2024
Good Choose for No Annual Fee, Small business
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% Cash Back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- 2% Cash Back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- 1% Cash Back on all other purchases.
- Intro Offer:
- $750 Earn $350 when you spend $3,000 on purchases in the first 3 months and earn an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Fixed Intro APR for the first 12 months that your Account is open
- Regular APR:18.49% - 24.49% Variable
- Balance Transfer APR:18.49% - 24.49% Variable
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Chase Ink Business Cash® Rewards Calculator
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All benefits
- Cash back
- 5% On the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- 2% On the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- 1% On all other purchases.
- Travel
- Auto Rental Collision Damage Waiver:
- Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Travel and Emergency Assistance Services:
- If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance.
- Roadside Dispatch:
- If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
Rate and fee information
- Purchase Intro APR
- 0% Fixed Intro APR for the first 12 months that your Account is open
- Purchase APR
- 18.49% - 24.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 18.49% - 24.49% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $5 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each transaction, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
- Return Check
- None
Pros & Cons
Pros:
- No Annual Fee
- Intro APR on new purchases
- High rewards rates in certain categories
- Sign-up bonus
Cons:
- Foreign Transaction Fee
- Spending caps in bonus categories
- Low rewards rate outside bonus categories
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
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Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
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- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
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Recommended credit score
Excellent (740-799)
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Recommended credit score
Good to Excellent (670-799)
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- 19.99% - 29.99%Regular APR
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- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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See Another Credit Cards in the Bank
Chase Ink Business Cash® is an option for those, who need Classic features. With an APR of 18.49% - 24.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Ink Business Cash® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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