Chase Ink Business Cash® Credit Card Review

Ink Business Cash® from Chase — all information about the credit card.

Good Choose for No Annual Fee, Small business

Ink Business Cash® Chase
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Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
    • 2% Cash Back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $750 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Fixed Intro APR for the first 12 months that your Account is open
  • Regular APR:
    18.49% - 24.49% Variable
  • Balance Transfer APR:
    18.49% - 24.49% Variable
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Chase Ink Business Cash® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Office supply stores, on internet, cable and phone services
$
2%
Gas and restaurants
$
1%
All other Purchases
$
Have you already recieved the Chase intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% On the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
    • 2% On the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
    • 1% On all other purchases.
  • Travel
    • Auto Rental Collision Damage Waiver:
    • Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
    • Travel and Emergency Assistance Services:
    • If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance.
    • Roadside Dispatch:
    • If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.

Rate and fee information

  • Purchase Intro APR
    • 0% Fixed Intro APR for the first 12 months that your Account is open
  • Purchase APR
    • 18.49% - 24.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.49% - 24.49% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date will be a minimum of 20 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
  • Return Check
    • None
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR on new purchases
  • High rewards rates in certain categories
  • Sign-up bonus
Cons:
  • Foreign Transaction Fee
  • Spending caps in bonus categories
  • Low rewards rate outside bonus categories

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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  • 1.5%
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Chase Ink Business Cash® is an option for those, who need Classic features. With an APR of 18.49% - 24.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Chase Ink Business Cash® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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