Iberia Visa Signature® from Chase Review

All benefits

• Points
  • 3x On Iberia, British Airways, and Aer Lingus flight purchases.
  • 2x On hotel accommodations booked directly with the hotel.
  • 1x On all other purchases.
• Travel
  • $1,000 Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.
  • 10% Discount on airfare.
  • Baggage Delay Insurance:
  • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
  • Lost Luggage Reimbursement:
  • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.49% - 28.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.49% - 28.49% Variable
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date will be a minimum of 21 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Good Credit
• Excellent Credit