8.3 - 36 %
APR
3 - 5 years
Loan Term
Check rates
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Best Bank Loans of June 2024

Compare bank personal loans on Myfin.us.

Updated June 19, 2024
Showing 14 personal loans for bank loans
APR
8.3 - 36 %
Term
3 - 5years
Loan amount
$1,000 - $40,000
  • Minimum credit:
    scorer
    Poor (300-579)
  • Origination fee:
    3 - 6%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Quick, easy online application
    • Fast funding
  • Cons:
    • Origination fee

LendingClub offers loans of $1,000 to $40,000.

The APR range is from 8.30% to 36.00%. Loan terms are available for 3 or 5 years.

LendingClub charges an origination fee of 3% to 6% on personal loans.

See LendingClub full product review
Check rates
On partner's site
APR
27.99 - 35.99 %
Term
0.25 - 3years
Loan amount
$2,500 - $12,500
  • Minimum credit:
    scorer
    Fair (580-669)
  • Origination fee:
    5%
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Fast application and approval
  • Cons:
    • Origination fee
    • High APR

Merrick Bank offers personal loans from $2,500 to $12,500. There is also a 5% origination fee.

Receive your funds as soon as the next business day after approval.

Read full review

APR
6.99 - 23.99 %
with Autopay
Term
1 - 5years
Loan amount
$2,000 - $30,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Autopay discount:
    0.5%
  • Origination fee:
    No origination fee.
  • Funds available in:
    2 business days.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Predictable monthly payments
    • Quick access to your funds
    • Simple application process
    • Autopay discount
  • Cons:
    • No option to pre-qualify
    • Must be an existing Citibank customer
    • No-cosigners

Citibank provides personal loans up to $30,000 with rates from 6.99% to 23.99%. Unlike other personal lenders, Citibank does not charge origination fees.

If you’re not a current Citibank customer, you won’t be eligible for a Citibank personal loan.

APR
5.74 - 20.99 %
with Autopay
Term
1 - 7years
Loan amount
$3,000 - $100,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Autopay discount:
    0.25%
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No origination fee
    • No prepayment fee
    • Autopay discount
  • Cons:
    • No option to pre-qualify

Wells Fargo offers personal loans from $3,000 to $100,000.

The APR range is from 5.74% to 20.99%. Loan terms are available for 12 or 84 months.

APR
6.74 - 14.74 %
Term
1 - 7years
Loan amount
$2,000 - $50,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No application, origination, or prepayment penalty fees
    • No collateral is required
  • Cons:
    • No autopay discount

M&T Bank offers personal loans ranging from $2,000 to $50,000.

Your APR could currently range from 6.74% to 14.74%.

APR
7.99 - 16.49 %
with Autopay
Term
1 - 6years
Loan amount
$1,500 - $35,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Autopay discount:
    0.5%
  • Origination fee:
    No origination fee.
  • Funds available in:
    1-3 business days.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No fees
    • Autopay discount
  • Cons:
    • Requires excellent credit for lowest rates

BMO Harris Bank offers personal loans from $1,500 to $35,000. You can borrow money for a term ranging from 12 to 72 months.

Your APR may be as low as 7.99% and as high as 16.49%. Rate includes a 0.50% rate discount for Auto Pay.

APR
6.49 - 18.49 %
with Autopay
Term
1 - 5years
Loan amount
$2,000 - $50,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Autopay discount:
    0.25%
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Autopay discount
    • No origination fee or prepayment penalty
  • Cons:
    • No co-signers permitted

Fifth Third Bank offers fast and convenient personal loans.

The Bank offers loans from $2,000 to $50,000.

The APR range is from 6.49% to 18.49%. Loan terms are available for 12 or 60 months.

The Bank charges a late fee, but only if you do not pay after the 10-day grace period. The actual fee is not disclosed.

APR
5.14 - 8.64 %
with Autopay
Term
1 - 5years
Loan amount
$2,000 - $500,000
  • Minimum credit:
    scorer
    Fair (580-669)
  • Autopay discount:
    0.25%
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Autopay discount
    • No origination fee or prepayment penalty
  • Cons:
    • No co-signers permitted

Fifth Third Bank offers fast and convenient secured personal loan.

The Bank offers loans from $2,000 to $500,000.

The APR range is from 5.14% to 8.64%. Loan terms are available for 12 or 60 months.

The Bank charges a late fee, but only if you do not pay after the 10-day grace period. The actual fee is not disclosed.

APR
7.24 - 18.26 %
with Autopay
Term
1 - 7years
Loan amount
$2,500 - $100,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Autopay discount:
    0.25%
  • Origination fee:
    No origination fee.
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • No origination or prepayment fee
    • Autopay discount
  • Cons:
    • Must be a USAA member

USAA Bank provides personal loans that can be used for any purpose.

USAA Bank offers personal loans that range from $2,500 to $100,000, with repayment terms from 12 to 84 months.

APR
7.44 - 24.66 %
with Autopay
Term
1 - 3years
Loan amount
$2,500 - $25,000
  • Minimum credit:
    scorer
    Good (670-739)
  • Autopay discount:
    0.25%
  • Origination fee:
    $75
  • Funds available in:
    1 business day.
  • Loan Purpose:
    Personal Loan
  • Pros:
    • Short-term options
    • No collateral
  • Cons:
    • Origination Fee

Zions Bank provides personal loans that can be used for any purpose.

The APR range is from 7.44% to 24.66%. Loan terms are available for 12 or 36 months.

Your minimum loan amount is $2,500 with the total amount based on your income and ability to repay. A $75 origination fee applies.

For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
Search for best loan
Showing 14 personal loans
Amount
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Credit Score
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Loan Purpose
  • Personal Loan
  • Home Improvement Loan
  • Medical (Dental) Loan
  • Debt Consolidation Loan
  • Major Purchase
  • Refinance Credit Card
  • Moving Expenses (Relocation)
  • Travel
  • Other

Choose your personal loan type