Product from LendingClub
Personal Loan from LendingClub - see full info about rates, terms, credit score.
Updated February 08, 2023
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Check your personal loan rates
APR Range
8.3 - 36%
Amount
up to $40,000
Term
up to 60 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
See full info about rates in different states
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Check ratesOptions
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination fee3 - 6%
- Late fee$15
Pros & Cons
Pros:
- Quick, easy online application
- Fast funding
Cons:
- Origination fee
Rates
Rates
8.3 - 36%
Term
36 - 60 months
Loan Amount
$1,000 - $40,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 600 or higher.
- Requirements Description
- Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
- Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
- Banking Details (Account Type, Account & Routing Numbers, Age of Account)
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Payoff®
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Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
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Recommended credit score
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- 7.99 - 23.43 %APR
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Recommended credit score
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Description
LendingClub offers loans of $1,000 to $40,000.
The APR range is from 8.30% to 36.00%. Loan terms are available for 3 or 5 years.
LendingClub charges an origination fee of 3% to 6% on personal loans.