Best Travel Credit Cards of November 2024

• No Foreign Transaction Fee
• Welcome offer
• Miles don’t expire for the life of the account

• Annual Fee

• 10,000 Miles (Anniversary Bonus);
• 10x Miles on hotels & rental cars (booked through Capital One Travel);
• 5x Miles on flights and vacation rentals booked through Capital One Travel;
• 2x Miles on all other purchases;
• $300 Annual Travel Credit;
• Capital One Lounge;
• Priority Pass™;
• Global Entry & TSA PreCheck®;
• Cell Phone Protection;
• Hertz President’s Circle® status;
• Free Additional Cardholders.

• High reward rate: Get 2x miles on all purchases and 5x miles on hotels and rental cars.
• Welcome bonus: Get 75,000 bonus points if you spent $4,000 on purchases within three months from account opening.
• Security: Shop securely with virtual card numbers. Plus, you get notifications via emails or texts for any suspicious account activity.
• 24/7 travel and emergency assistance: Get connected to local emergency assistance services when away from home. You can also count on emergency card replacement.

• No intro APR offer: Interest accrues on any balance you carry on the card immediately after you start using it.
• Annual Fee: $95 annual fee.
• No premium perks: The card doesn't offer premium perks and elite statuses like many others on this list.

• 75,000 miles once you spend $4,000 on purchases within 3 months from account opening;
• 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel;
• 2x miles on every purchase, every day;
• $0 Fraud Liability;
• 24/7 Customer Service;
• The Eno assistant;
• 24-Hour Travel Assistance Services;
• Auto Rental Collision Damage Waiver;
• Travel Accident Insurance;
• Hertz Five Star status;
• Transfer Your Miles;
• Capital One Shopping;
• Shop With Your Rewards;
• Premier Culinary Experiences;
• Big-time Sports Events;
• Must-See Music Events.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 bonus (once you spend $100 on purchases within 3 months from account opening);
• 1.5% Cash Back on every purchase;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Capital One Shopping;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• Every Purchase Earns You Cash Back
• Increased Cash Back for Three Categories
• No Limits Abroad

• You Can’t Withdraw Cash
• Cash Back Doesn’t Satisfy Your Monthly Payments

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
• 3% Cash Back on home, auto and health purchase;
• 1% Cash Back on everything else;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

• Attractive sign-up bonus
• No foreign transaction fees

• No 0% APR period
• Annual fee after the first year

• 50,000 bonus miles ( once you spend $4,500 on purchases within the first 3 months of account opening);
• 5x miles on hotels, vacation rentals, and car rentals;
• 2x miles on all purchases;
• $0 Fraud Liability;
• $100 Travel Credit;
• Capital One Lounge.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

• No foreign transaction fees

• Annual Fee

• $2,000 cash bonus when you spend $30,000 in the first 3 months;
• $2,000 bonus (additional) for every $500,000 spent in the first year;
• $150 cash bonus every year you spend $150,000 or more;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 2% Cash Back on every purchase;
• Roadside Assistance;
• Free Employee Cards;
• Extended Warranty;
• $0 Fraud Liability.

• No Annual Fee
• No Foreign Transaction Fee

• No Intro APR period

• $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 1.5% Cash Back for your business on every purchase;
• $0 Fraud Liability;
• Free Employee Cards;
• Roadside Assistance.

• Attractive welcome bonus: Earn 60,000 points after you spend $4,000 on purchases within three months from account opening.
• High reward rates: Up to 5x points on travel booked through Chase, 3x points on eligible grocery purchases, select streaming services and dining, 2x points on other travel purchases, and 1x points on everything else.
• No foreign transaction fees: Shop fee-free outside the U.S.
• Travel and purchase coverage: You get trip cancellation and interruption insurance, trip delay reimbursement, baggage delay insurance, and auto rental collision damage waiver. Additionally, the card offers 120-day purchase protection and a one-year extension on eligible manufacturers' warranties.
• 1:1 point transfer: Transfer your points to 14 leading airline and hotel travel partners programs at 1:1 value.

• Annual fee: You need to make sure you spend enough to cover the $95 annual fee.
• No 0% intro APR: Interest accrues on any balance you carry on the card from the start.

• 60,000 Bonus Points;
• $50 in statement credits;
• 5x points on travel;
• 3x points on dining;
• 3x points on online grocery purchases;
• 3x points on select streaming services;
• 2x points on other travel purchases;
• 25% more redemption value;
• 1:1 Point Transfer;
• Trip Cancellation/Interruption Insurance;
• Auto Rental Collision Damage Waiver;
• Baggage Delay Insurance;
• Travel and Emergency Assistance Services.

• High rewards rate: You’ll earn 5x points on airfare and 10x points on hotel and car rentals booked through Chase Ultimate Rewards (after the $300 annual credit). You can also get 10x points on Chase dining purchases and 3x points on other dining purchases.
• Welcome bonus: You get 60,000 points after you spend $4,000 within three months from account opening.
• 50% more value on points: Get 50% more value from your points when you redeem for travel or through the Pay Yourself Back program.
• Point transfer: Transfer points to valuable airline and hotel partners at1:1 value.
• Premium benefits: You get a $300 annual travel credit, an up to $100 Global Entry or TSA PreCheck credit every four years, powerful travel protections, and access to top resorts and hotels worldwide.

• High APR: A high APR of 22.49% - 29.49%, depending on your credit profile.
• Annual fees: High annual fees of $550 and $75 for each authorized user.

• 60,000 bonus points;
• 10x total points on hotels and car rentals;
• 10x total points on Chase Dining purchases;
• 5x total points on flights;
• 3x points on other travel;
• 3x points on other dining;
• $300 Annual Travel Credit;
• Zero liability protection;
• 50% more redemption value;
• Global Entry or TSA Pre✓® Fee Credit ;
• Complimentary Airport Lounge Access;
• The Luxury Hotel & Resort Collection;
• Trip Cancellation/Interruption Insurance;
• Auto Rental Collision Damage Waiver;
• Lost Luggage Reimbursement;
• Emergency Evacuation & Transportation.

• High rewards rate: Up to 4x points on dining (including takeout and delivery) and at U.S. supermarkets (up to $25,000 in annual spend), 3x points on airfare booked directly with airlines or with American Express Travel, and 1x points on everything else.
• Welcome bonus: Earn 75,000 membership points for the first $4,000 spent within six months from account opening.
• No foreign transaction fees: Shop fee-free when traveling outside the U.S.
• Travel protection: You get baggage insurance and car rental loss/damage insurance.
• $0 fee for additional cards: Get additional cards for authorized users and earn Membership Rewards points without extra annual fees.

• High annual fee: The card is rather expensive and has a $250 annual fee, but you take advantage of the annual credits to recoup the fee.
• No 0% intro APR: You won't enjoy a 0% intro APR period on purchases. Any balance carried on the card accrues interest from the start.
• No premium perks: The card doesn't offer premium perks like lounge access and elite statuses to match its premium price.

• Up to $120 Uber Cash to Dine or Ride;
• $100 hotel credit with The Hotel Collection;
• 100,000 Membership Rewards® Points;
• 4x Membership Rewards® Points on dining at restaurants;
• 4x Membership Rewards® Points on groceries at U.S. supermarkets;
• 3x Membership Rewards® Points on flights booked directly with airlines or on amextravel.com;
• 1x Membership Rewards® Points on all other purchases;
• Additional Cards;
• American Express Experiences;
• Car Rental Loss and Damage Insurance;
• Baggage Insurance Plan;
• Global Assist^® Hotline;
• The Hotel Collection;
• Terms Apply.

• High rewards rate: Earn 5x points on eligible flight and hotel purchases.
• Welcome bonus: Earn 80,000 Membership Rewards points if you spend $6,000 on purchases in the first six months from account opening.
• Multiple statement credits: The card offers multiple statement credit benefits which can provide close to $2,200 in annual value.
• Premium luxury benefits: Access to hotel deals and airport lounges.

• High annual fee: The card has a $695 annual fee, one of the highest among travel credit cards.
• Hard-to-maximize statement credits: Though the card offers many annual statement credits, it may take a lot of spending to take advantage of them all.

• 80,000 Membership Rewards® Points;
• 5x points on directly-booked airfare and flights, prepaid hotels;
• 1x points on all other purchases;
• Platinum Card® Concierge;
• Global Dining Collection;
• Preferred Seating;
• Return Protection;
• Uber Rides with Platinum;
• The Global Lounge Collection®;
• International Airline Program;
• Fee Credit for Global Entry or TSA Pre✓®;
• Fine Hotels & Resorts® Program;
• Platinum Travel Service;
• Marriott Bonvoy™ Gold Elite Status;
• Hilton Honors Gold Status;
• Car Rental Loss and Damage Insurance;
• Trip Delay;
• Trip Cancellation;
• Terms Apply.

• Welcome bonus: Get 50,000 bonus miles if you spend $2,500 in purchases within the first three months from account opening.
• No foreign transaction fees: Shop fee-free when traveling outside of the U.S.
• Earn travel miles: Get up to 2x miles on eligible restaurants, gas stations, and American Airline purchases.
• Flight discount: Get a $125 American Airlines flight discount each year you spend $20,000 and renew your card.
• Flexible redemption options: Redeem for hotel stays, vacation packages, car rentals, and travel to over 1,000 destinations worldwide.

• $99 annual fee: After the first 12 months, you’ll have to spend enough to offset the annual fee.
• No travel protection: The card doesn't offer travel coverage, like most others on our list.
• Airline-specific: You have to be loyal to the American Airlines to enjoy the limited perks.

• 50,000 American Airlines AAdvantage® bonus miles;
• 2 AAdvantage® miles at restaurants and gas stations;
• 2 AAdvantage® miles on eligible American Airlines purchases;
• 1 AAdvantage® mile on all other purchases;
• Digital Wallets;
• Citi Entertainment®;
• $125 American Airlines Flight Discount;
• First Checked Bag Free;
• Preferred Boarding;
• 25% savings on food and beverage purchases.

• Generous welcome bonus: Earn 100,000 points after you spend $8,000 on purchases in the first three months from account opening.
• High rewards rate: Earn 3x points on the first $150,00 in combined purchases in shipping, travel, social media and search engine advertising, as well as internet, cable, and phone services. Then 1x points on all other purchases.
• Flexible redemptions options: Redeem points for cash back, gift cards, travel and Apple purchases through Ultimate Rewards.
• $0 annual fee for employee cards: Get employees cards, set spending limits, and earn rewards at no extra cost.

• $95 annual fee: You have to charge enough on the card to offset the fee.
• No 0% Intro APR period: Any balance carried on the card accrues interest immediately after you start using the card.

• 120,000 bonus points;
• 3x points on travel and select business categories;
• 1x point on all other purchases;
• $0 Fraud Liability;
• Extended warranties;
• Employee cards at no additional cost;
• Build your business credit;
• 25% more in travel redemption;
• 1:1 Points Transfer;
• Gift Cards;
• Apple^® Ultimate Rewards Store;
• Trip Cancellation/Trip Interruption Insurance;
• Roadside Dispatch;
• Auto Rental Collision Damage Waiver;
• Cell Phone Protection.

• 0% intro APR period: Enjoy interest-free purchases and balance transfers for 15 months from account opening (20.49% - 29.24% Variable thereafter).
• Sign-up bonus: Get a $200 welcome bonus if you spend $500 on purchases in the first three months from account opening. Plus, earn 5% back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back).
• High cash back rate: Earn 5% cash back up on Chase Ultimate Rewards travel purchases and in quarterly bonus categories (up to $1,500 in combined purchases), 3% on dining and drugstore purchases, and 1% on all other purchases.
• $0 annual fee: You don't have to worry about using your card enough to offset the fee.

• 3% foreign transaction fee: This may be expensive when traveling outside of the U.S.

• $200 Bonus;
• 5% Cash Back on travel purchased through Chase Ultimate Rewards;
• 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
• 3% Cash Back on drugstore purchases;
• 1% Cash Back on all other purchases;
• Zero Liability Protection;
• Extended Warranty Protection;
• Trip Cancellation/Interruption Insurance;
• Cell Phone Protection;
• Auto Rental Collision Damage Waiver;
• Travel and Emergency Assistance Services.

• 0% intro APR period: You won't pay interest on purchases and balance transfers for 15 months from account opening (20.49% - 29.24% variable APR thereafter).
• Sign-up bonus: Get a $200 welcome bonus if you spend $500 on purchases within three months from account opening.
• $0 annual fee: The card has no annual fee yet provides excellent value.
• High rewards rates: Earn 5% on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases, and 1.5% on all other purchases.

• Foreign transaction fees: 3% fee applies for purchases made outside of the U.S.

• Zero Liability Protection;
• $200 intro bonus;
• 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
• 3 percent back on dining;
• 3 percent back at drugstores;
• 1.5 percent Cash Back on general purchases;
• Auto Rental Collision Damage Waiver;
• Trip Cancellation/Interruption Insurance;
• Travel and Emergency Assistance Services;
• 24/7 Fraud Protection;
• Redeem for Cash Back;
• Gift cards.

• $0 annual fee: This card doesn’t charge an annual fee.
• Attractive welcome bonus: Earn 20,000 bonus miles if you spend $500 with the card within the first three months from account opening.
• Unlimited rewards: Earn unlimited rewards with no expiry.
• No foreign transaction fees: You don't pay fees for purchases made outside the U. S.
• 0% intro APR period: Shop interest-free for the first 12 months (19.99% - 29.99% variable APR thereafter).

• Low rewards rate: A low rewards rate of 1.25 miles per dollar on everyday purchases.

• 20,000 bonus miles (once you spend $500 on purchases within the first 3 months from account opening);
• 5x miles on hotels and car rentals;
• 1.25x miles per dollar on every purchase;
• $0 Fraud Liability;
• The Eno assistant;
• Auto Rental Collision Damage Waiver;
• Travel Accident Insurance;
• Transfer Your Miles;
• Capital One Shopping;
• Shop With Your Rewards;
• Emergency Card Replacement;
• 24/7 Customer Service;
• Premier Culinary Experiences;
• Must-See Music Events;
• Big-time Sports Events.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

• Sign-up bonus: Earn 60,000 bonus points if you spent $ 4,000 on purchases within three months from account opening.
• No foreign transaction fee: You won’t pay fees on purchases made while traveling outside of the U.S.
• Rewards points: Earn 3x points on supermarkets, gas stations, restaurants, flights or hotel purchases, and 1point per dollar on all other purchases. Points do not expire.

• Annual fee: The card has an annual fee of $95.

• 75,000 Bonus Points;
• 3x points on restaurant, supermarket, gas station, hotel and air travel purchases;
• 1x points on all other purchases;
• World Elite Mastercard perks;
• Gift Cards;
• Shop with Points;
• Additional Cards;
• Digital Wallets;
• Citi Entertainment;
• $100 Annual Hotel Savings Benefit;
• Points Transfer.

• Welcome bonus: Earn 70,000 bonus miles if you spend $3,000 on purchases in the first six months from account opening.
• No foreign transaction fees: You won't incur fees on purchases made outside of the U.S.
• Unlimited travel miles: There's no limit to the miles you can earn and your miles do not expire.
• Car rental protection: You get car rental loss and damage insurance.
• Additional cards: Add an additional card and earn miles at no extra cost.

• $99 annual fee: After the first year, you’ll have to make sure you fly with Delta frequently enough to justify the annual fee.
• No 0% intro APR period: You pay interest on any balance you carry month-to-month after you start using the card.

• 70,000 Bonus Miles;
• 2x miles at restaurants, on Delta purchases, at U.S supermarkets;
• 1x miles on all other eligible purchases;
• Extended Warranty;
• American Express® Experiences;
• Additional Cards;
• $100 Delta Flight Credit;
• First Checked Bag Free;
• 20% Back on In-flight Purchases;
• Car Rental Loss and Damage Insurance;
• Global Assist® Hotline;
• Terms Apply.

• Attractive welcome bonus: Earn 80,000 bonus points after you spend $2,000 in purchases in the first six months.
• High rewards rate: Earn 7x points on eligible Hilton purchases, 5x points on U.S. restaurants, groceries, gas stations, and supermarkets, and 3x points on all other purchases.
• No annual fee: The card offers solid value without annual fees.
• No foreign transaction fees: Enjoy fee-free spending on purchases made outside the U.S.

• No 0% intro APR period: You pay interest on any balance you carry after you start using the card.

• 80,000 bonus points;
• 7x points on hotels & resorts;
• 5x points on dining at U.S. restaurants;
• 5x points on groceries at U.S. supermarkets;
• 5x points on gas at U.S. gas stations;
• 3x points on all other purchases;
• Additional Cards;
• Complimentary Hilton Honors Silver Status;
• American Express Experiences;
• Terms Apply.

• 0% intro APR period: Shop interest-free for 12 months on eligible purchases (19.49% - 27.49% variable APR thereafter).
• Welcome bonus: Earn 120,000 Membership Rewards points if you spend $15,000 within the first three months of card membership.
• High rewards rate: Earn 5x points on flights and hotels booked through AmexTravel.com, 1.5x points in eligible business categories for purchases of $5,000 or more (on up to $2 million in these purchases per calendar year), and 1x points on all other eligible purchases.
• Many statement credits: You can easily recoup and surpass the annual fee if you take advantage of all annual statement credits.
• Easily manage business expenses: QuickBooks integration and employee cards can help you track business expenses.
• No foreign transaction fees: You won’t incur fees on purchases when traveling overseas.

• High annual fee: The card has an annual fee of $695.

• 150,000 Membership Rewards® Points;
• 5x Membership Rewards points on flights and prepaid hotels;
• 1.5x points on each eligible purchase of $5,000 or more;
• 1x points on all other purchases;
• 35% Airline Bonus;
• $200 Annual Dell Technologies Statement Credit;
• Employee Cards;
• Vendor Pay by Bill.com;
• Dispute Resolution;
• Pay Over Time Option;
• Business Platinum Card Concierge;
• Preferred Seating Program;
• Global Dining Collection;
• Premium Car Rental Privileges;
• American Express Global Lounge Collection®;
• Fee Credit for Global Entry or TSA Pre✔;
• Marriott Bonvoy Gold Elite Hotel Status;
• Hilton Honors Gold Status;
• Business Platinum Travel Service;
• Trip Cancellation and Interruption Insurance;
• Trip Delay Insurance;
• Baggage Insurance Plan;
• Car Rental Loss and Damage Insurance;
• Premium Global Assist® Hotline;
• Terms Apply.