Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
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Best Mastercard Credit Cards of November 2022

Compare 256 mastercard credit cards on Myfin.us.

Best Credit Cards for Mastercard in November 2022

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Capital One SavorOne Cash Rewards Credit Card best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use

SavorOne Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
4.36
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Cash bonus once you spend $500 on purchases within the first 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One SavorOne Rewards Credit Card offers 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases. Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

    The SavorOne Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 15 months on purchases and balance transfers. After that, the variable APR is 17.99% - 27.99%. The card has a balance transfer fee of 3%.

  • Pros:
    • High rewards rates on dining, entertainment, and grocery stores
    • One-time bonus
    • Introductory 0% APR on purchases
    • No annual fee
    • No foreign transaction fees
  • Cons:
    • No rewards for travel purchases
    • Excellent credit score needed
  • Benefits:
    • $200 cash bonus (once you spend $500 on purchases within the first 3 months from account opening);
    • 1% Cash Back on all other purchases;
    • No Foreign Transaction Fees;
    • Complimentary Concierge Service;
    • Extended Warranty;
    • Travel Accident Insurance;
    • 24-hour Travel Assistance Services.
View all SavorOne details
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Card detail

Capital One Walmart Rewards® Mastercard® best for Walmart purchases

Capital One Walmart Rewards®
Annual fee:
$0
Regular APR:
17.99% - 27.74% Variable
Our Rating:
4.12
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Cash Back at Walmart.com, including pickup and delivery.
    • 2% Cash Back in Walmart stores, at restaurants and on travel.
    • 1% Everywhere else Mastercard® is accepted.
  • Intro Offer:
    • 5% Cash Back in Walmart stores for the first 12 months after approval when you use your Card with Walmart Pay.
  • Balance Transfer APR:
    17.99% - 27.74% Variable
  • Issuer name:
    Capital One
  • Details:

    The Walmart Rewards® is a card for people who regularly shop at Walmart.

    The Card's APR: 17.99% – 27.74% (Variable). The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

    The Walmart Rewards® Card earns 5% Cash Back on in-store purchases for the first 12 months when using Walmart Pay. The card offers 5% Cash Back at Walmart.com, including pickup & delivery; 2% Cash Back in Walmart stores, at restaurants and on travel; 1% Cash Back everywhere else Mastercard is accepted.

    The Walmart Rewards® Card charges no annual fee and no foreign transaction fee.

  • Pros:
    • No annual fee
    • No foreign transaction fee
  • Cons:
    • No 0% intro APR period
  • Benefits:
    • 5% Cash Back in Walmart stores (for the first 12 months);
    • 5% Cash Back at Walmart.com;
    • 2% Cash Back in Walmart stores, at restaurants and on travel;
    • 1% Cash Back on all other purchases;
    • $0 Fraud Liability.
View all Walmart Rewards® details
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On Capital One‘s site
Card detail

Capital One Platinum Credit Card best for Without SSN

Platinum Mastercard Capital One
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
2.91
scorer
Credit score
Fair (580-669)
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    Get the credit you need with Platinum Mastercard® from Capital One.

    Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One.

    You're also covered by $0 Fraud Liability if your card is ever lost or stolen.

  • Pros:
    • Chance to get a higher credit limit
    • No annual fee
    • No foreign transaction fees
    • Platinum Mastercard benefits
    • No Penalty APR for late payments
    • Get approval with a fair credit score
  • Cons:
    • High Regular APR
    • No rewards
    • No sign-up bonus
    • You don’t get to enjoy a reduced introductory rate
  • Benefits:
    • No Foreign Transaction Fees;
    • $0 Fraud Liability;
    • ATM Location Services;
    • Emergency Card Replacement;
    • Autopay;
    • 24/7 Customer Service.
View all Platinum Mastercard details
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On Capital One‘s site
Card detail

Capital One Quicksilver Cash Rewards Credit Card best for Cash Back, No Annual Fee, Daily use

Quicksilver Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
4.58
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $200 Cash Bonus once you spend $500 on purchases within 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open, 17.99% - 27.99% variable APR after that
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Quicksilver Credit Card from Capital One® offers 1.5% Cash Back on all purchases with a $0 annual fee. It also offers a 0% intro on purchases and balance transfers for 15 months, followed by the standard APR of 17.99% - 27.99% (Variable). The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

    New cardholders will have the opportunity to earn a bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

  • Pros:
    • No minimum redemption is required
    • No annual fee
    • No foreign transaction fees
    • Intro APR period on Purchases
    • Generous sign-up bonus
  • Cons:
    • No bonus rewards categories
    • Other cards offer longer intro APR periods and/or lower APR
    • You need a good credit score to get this card
  • Benefits:
    • $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
    • Unlimited 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Complimentary Concierge Service;
    • Travel Accident Insurance;
    • 24-hour Travel Assistance Services;
    • Capital One Shopping;
    • Shop With Your Rewards.
View all Quicksilver details
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On Capital One‘s site
Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
28.49% Variable
Our Rating:
3.64
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One gives you 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 28.49% Variable.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
View all QuicksilverOne details
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Capital One® Quicksilver Secured Cash Rewards
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
3.14
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Quicksilver Secured Cash Rewards Credit Card offers unlimited 1.5% Cash Back on all purchases with a $0 annual fee.

    The APR for purchases and balance transfers is 28.49 Variable. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • High APR
    • No welcome bonus
  • Benefits:
    • 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Emergency Card Replacement;
    • Capital One® Travel.
View all Quicksilver Secured Cash Rewards details
Apply now
On Capital One‘s site
Card detail

Capital One Quicksilver Student Cash Rewards Credit Card best for International students

Quicksilver Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
3.52
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $100 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Quicksilver Student Cash Rewards Credit Card is a good option for earning Cash Back on general spending. The Card earns 1.5% Cash Back on every purchase.

    The Capital One Quicksilver Student Cash Rewards Credit Card has a high interest rate of 17.99% - 27.99% (variable APR). The Card has no annual fee and no foreign transaction fees. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $100 bonus (once you spend $100 on purchases within 3 months from account opening);
    • 1.5% Cash Back on every purchase;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Capital One Shopping;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
View all Quicksilver Student Cash Rewards details
Apply now
On Capital One‘s site
Card detail

Capital One SavorOne Student Cash Rewards Credit Card best for International students

SavorOne Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
3.96
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 3% Cash Back on dining, entertainment, popular streaming services & at grocery stores (excluding superstores like Walmart® and Target®).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $100 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The SavorOne Student Cash Rewards Credit Card earns 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.

    The SavorOne Student Cash Rewards Credit Card has a high interest rate of 17.99% - 27.99% (variable APR).

    The Card has no annual fee and no foreign transaction fees.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $100 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
    • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
    • 1% Cash Back on all other purchases;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
View all SavorOne Student Cash Rewards details
Apply now
On Capital One‘s site
Card detail

Capital One Platinum Secured Credit Card best for Single mom, Without SSN

Secured Mastercard® Capital One
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
2.44
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Secured Mastercard® from Capital One is for people who want to improve their credit scores. The Card has no annual fee. It requires a security deposit when you’re approved.

    The card's APR is 28.49% (Variable).

    You’ll get access to CreditWise® from Capital One, which will automatically alert you to changes on your TransUnion or Experian credit reports.

    The Secured Mastercard from Capital One comes with a surprising number of travel perks, including no foreign transaction fees, travel accident insurance, 24-hour travel assistance services and secondary auto rental coverage.

    Cardholders will also receive extended warranty coverage for items purchased that already come with a manufacturer’s warranty.

  • Pros:
    • Low initial deposit amount of $49, $99, or $200
    • You can increase the credit line up to $1000
    • No annual fee
    • Automatic credit line reviews
    • Credit building
  • Cons:
    • High APR
    • Low credit limit
    • No rewards program
  • Benefits:
    • $0 Fraud Liability;
    • Refundable Deposit;
    • Capital One CreditWise;
    • Eno®, your Capital One assistant;
    • Virtual Card Numbers from Eno;
    • Emergency Card Replacement;
    • ATM Location Services;
    • MasterRental Coverage;
    • 24/7 Customer Service.
View all Platinum Secured Mastercard® details
Apply now
On Capital One‘s site
Card detail

The Bank of Missouri FIT® Platinum Mastercard® best for Unsecured

FIT® Platinum Mastercard® The Bank of Missouri
Annual fee:
$99 annually
Regular APR:
29.99% Variable
Our Rating:
3.9
scorer
Credit score
No Credit History to Poor (0-579)
    • Issuer name:
      The Bank of Missouri
    • Details:

      The FIT® Platinum Mastercard® Credit Card helps to rebuild or build your credit.

      The FIT® Platinum Mastercard® Credit Card's annual fee is $99 annually. The Monthly Maintenance Fee is $75 annually. The Processing Fee is $89 (one-time fee).

      The FIT® Platinum Mastercard® Credit Card with an initial credit limit of $400. Use your FIT card at locations everywhere Mastercard is accepted.

      Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.

      Read full review

    • Pros:
      • Credit may increase with time
      • Low eligibility requirements
      • Reasonable credit limit
      • No Security deposit
      • Credit Score Access
    • Cons:
      • High extra fees
      • High APR
      • Foreign Transaction Fee
      • No reward program
      • No Sign up Bonus
    • Benefits:
      • $0 Fraud Liability;
      • Initial Credit Limit of $400;
      • Potential Credit Limit Increase After Just 6 Months;
      • Free Monthly Credit Score;
      • Reports to All Three Major Credit Bureaus.
    View all FIT® Platinum Mastercard® details
    Apply now
    On The Bank of Missouri‘s site
    Card detail

    Celtic Bank Surge® Platinum Mastercard® best for Walmart purchases

    Celtic Bank Surge® Platinum Mastercard®
    Annual fee:
    $75 - $99 annually
    $99 annually
    Regular APR:
    24.99% - 29.99% Variable
    Our Rating:
    3.2
    scorer
    Credit score
    No Credit History to Poor (0-579)
      • Issuer name:
        Celtic Bank
      • Details:

        The Surge® Platinum Mastercard® credit card's APR range from 24.99% to 29.99%, based on creditworthiness.

        The Surge® Platinum Mastercard® has an annual fee of $75 to $99 (after that $99 annually).

        Monthly Maintenance Fee: $0 - $120 annually (billed at $0 - $10.00 per month).

        There’s also an additional one-time card fee of $30, if applicable. The card has a cash advance fee of 5 percent of the cash advance amount or $5, whichever is greater.

        This unsecured credit card can be used as an effective tool to build credit as the issuer reports your monthly payments to the three major credit bureaus — TransUnion, Experian, Equifax.

        Read full review

      • Pros:
        • Monthly Credit Reporting
        • Free Monthly Credit Score
        • Potential Credit Limit Increase After 6 Months
        • Prequalification Without a Hard Check
      • Cons:
        • High Annual Fee
        • Relatively Low Credit Limit
        • Foreign Transaction Fee
        • Monthly Maintenance Fee After the 1st year
        • High APR
      • Benefits:
        • $0 Fraud Liability;
        • Monthly reporting to the three major credit bureaus;
        • Possible credit limit increase after just six months;
        • Free Monthly Credit Score.
      View all Surge® Platinum Mastercard® details
      Apply now
      On Celtic Bank‘s site
      Card detail
      Double Your Line® Mastercard® Merrick Bank
      Annual fee:
      $0 - $72 annually
      Regular APR:
      22.45% - 30.70% *Variable
      Our Rating:
      4.1
      scorer
      Credit score
      No Credit History to Excellent (0-799)
        • Issuer name:
          Merrick Bank
        • Details:

          The Merrick Bank Double Your Line® Mastercard® is good for people looking to build or rebuild credit.

          Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

          The APR for purchases is 22.45% - 30.70% (Variable). The card's annual fee: $0 - $72 annually.

          Credit lines range from $550 - $1,350 which double to $1,100 - $2,700 after your account qualifies. No security deposit required.

          Read full review

        • Pros:
          • Double your credit line
          • $0 fraud liability
          • No security deposit is required
          • A free FICO score each month
          • A poor credit score is enough to apply
        • Cons:
          • High variable APR
          • No rewards
          • No balance transfer option
          • Cash advance fee
        • Benefits:
          • $0 Fraud Liability;
          • Double Your Line®;
          • Exclusive Platinum Mastercard® Benefits.
        View all Double Your Line® Mastercard® details
        Apply now
        On Merrick Bank‘s site
        Card detail

        Celtic Bank Reflex® Platinum Mastercard® best for Unsecured

        Reflex® Platinum Mastercard®​ Celtic Bank
        Annual fee:
        $75 - $99 for the first year
        $99 after the first year
        Regular APR:
        24.99% - 29.99% Variable
        Our Rating:
        3.8
        scorer
        Credit score
        No Credit History to Good (0-739)
          • Issuer name:
            Celtic Bank
          • Details:

            The Reflex® Platinum Mastercard® can be used as an effective tool to build credit. The card has an APR of 24.99% - 29.99% (Variable).

            With $0 Fraud Liability you will not be held responsible for unauthorized charges on your Reflex credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected.

            Monthly Maintenance Fee: $0 - $120.00 annually (billed at $0 - $10.00 per month). Monthly Maintenance Fee not billed for the first 12 months your account is opened. Additional Card Fee is $30.00 (one time, if applicable).

            Read full review

          • Pros:
            • Chance to get a higher credit limit
            • All credit scores are welcome to apply
            • Reports to three bureaus
            • Check if you prequalify without affecting your credit score
            • No deposit required
          • Cons:
            • No rewards
            • High Regular APR
            • High annual fee
            • Monthly maintenance fee
            • Additional card fee
            • Foreign transaction fee
          • Benefits:
            • $0 Fraud Liability;
            • Potential Credit Limit Increase After Just 6 Months;
            • Free Monthly Credit Score;
            • Monthly Reporting to All Three Major Credit Bureaus;
            • Credit Protection program.
          View all Reflex® Platinum Mastercard® details
          Apply now
          On Celtic Bank‘s site
          Card detail

          Celtic Bank Indigo® Mastercard® best for Unsecured

          Indigo® Mastercard® Celtic Bank
          Annual fee:
          $0 - $99 annually
          Regular APR:
          24.9%
          Our Rating:
          3.7
          scorer
          Credit score
          No Credit History to Fair (0-669)
            • Issuer name:
              Celtic Bank
            • Details:

              The Indigo® Mastercard® credit card provides a good option for those who have bad credit or no credit history.

              The Indigo® Mastercard® reports to all three major credit bureaus: TransUnion, Equifax and Experian.

              The Indigo® Mastercard® has a high APR of 24.9%.

              During the first year, you can experience a 0% fee on cash advances. After this grace period expires, you will be charged $5 or 5% of each transaction amount.

              When it comes to foreign transaction fees, you will incur a 1% fee for every transaction, no matter the currency used in the purchase.

              Unfortunately, the Indigo credit card does not have any sign-up bonus or welcome offer. It also does not offer any rewards or cash back programs.

              Read full review

            • Pros:
              • No security deposit
              • Quick and easy to apply
              • Pre-qualification
              • Fraud protection
              • Has Mastercard ID Theft Protection
            • Cons:
              • Low credit limit
              • No rewards or one-time offers
              • Foreign transaction fee
            • Benefits:
              • A low foreign transaction fee of 1 percent;
              • Choice of Card Image;
              • Fraud Protection;
              • 24/7 Account Access;
              • Extended warranty coverage.
            View all Indigo® Mastercard® details
            Apply now
            On Celtic Bank‘s site
            Card detail

            The Bank of Missouri Milestone Mastercard® best for Unsecured

            Milestone Mastercard® The Bank of Missouri
            Annual fee:
            $35 - $99 Dependent on credit worthiness
            Regular APR:
            24.9%
            Our Rating:
            3.5
            scorer
            Credit score
            No Credit History to Fair (0-669)
              • Issuer name:
                The Bank of Missouri
              • Details:

                The Milestone Mastercard® is a credit card for people with bad credit.

                The Milestone Mastercard® card's APR: 24.90% (Regular). Plus, the card has a cash advance APR of 29.90% and a penalty APR of 29.90%.

                The credit limit for a Milestone Mastercard® is $300.

                Read full review

              • Pros:
                • Low application requirements
                • No security deposit
                • Low foreign transaction fee
                • Reports to three major credit bureaus
              • Cons:
                • Annual fee
                • Additional fees and high APR
                • Low credit limit
                • No rewards system
              • Benefits:
                • Fraud Protection;
                • Credit Bureau Reporting;
                • Extended warranty coverage;
                • Mastercard Global Service;
                • Easy Pre-Qualification;
                • Full Mastercard Perks;
                • 24/7 Account Management.
              View all Milestone Mastercard® details
              Apply now
              On The Bank of Missouri‘s site
              Card detail
              Synovus Bank The First Latitude Platinum Mastercard® Secured Credit Card
              Annual fee:
              $25 for the first year;
              after that $35.00 annually
              Regular APR:
              22.99% Variable
              Our Rating:
              1.16
              scorer
              Credit score
              No Credit History to Poor (0-579)
                • Issuer name:
                  Synovus Bank
                • Details:

                  The Synovus Bank First Latitude Platinum Mastercard® Secured Credit Card is a full-feature Platinum Mastercard® with a credit line based on a security deposit rather than on a credit score.

                  The First Latitude Platinum Mastercard® Secured charges an annual fee of $25 for the first year; after that $35 annually. The APR for Purchases is 22.99% (27.99% for cash advances). These APRs will vary with the market based on the Prime Rate.

                  Read full review

                • Pros:
                  • Available to people with limited credit history
                • Cons:
                  • Foreign Transaction Fee
                  • Balance transfers are not available
                • Benefits:
                  • Choose a Credit Line Secured by Your Fully Refundable Deposit - from $100 to $2,000;
                  • Reports Monthly to All 3 Consumer Credit Bureaus to Establish Credit History;
                  • Quick and Easy Online Application.
                View all First Latitude Platinum Mastercard® Secured details
                Apply now
                On Synovus Bank‘s site
                Card detail
                Merrick Bank Double Your Line® Secured Mastercard®
                Annual fee:
                $36 the first year. Billed $3 per month thereafter
                Regular APR:
                20.45% Variable
                Our Rating:
                3.98
                scorer
                Credit score
                No Credit History to Fair (0-669)
                  • Issuer name:
                    Merrick Bank
                  • Details:

                    The Merrick Bank Double Your Line® Secured Mastercard® is a good card for people looking to build or rebuild credit.

                    The card has an annual fee of $36 for the first year (billed $3 per month thereafter).

                    The APR for purchases is 20.45% (Variable).

                    Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

                    Read full review

                  • Pros:
                    • Double your credit limit
                    • Free monthly FICO Score access
                  • Cons:
                    • Annual Fee
                    • Foreign Transaction
                  • Benefits:
                    • $0 Fraud Liability;
                    • Double Your Line®;
                    • Reports to 3 Major Credit Bureaus.
                  View all Double Your Line® Secured Mastercard® details
                  Apply now
                  On Merrick Bank‘s site
                  Card detail
                  First Progress Platinum Prestige Mastercard® Secured Synovus Bank
                  Annual fee:
                  $49 annually
                  Regular APR:
                  13.74% Variable
                  Our Rating:
                  3.8
                  scorer
                  Credit score
                  No Credit History to Fair (0-669)
                    • Issuer name:
                      Synovus Bank
                    • Details:

                      The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.

                      The First Progress Platinum Prestige Mastercard® doesn’t earn a welcome bonus.

                      The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 13.74% (Variable for purchases), 22.74% (Variable for cash advances).

                      First Progress reports to all three major credit agencies, so even if you have bad credit, you’ll be able to improve on your credit standing provided you use your card responsibly.

                      Read full review

                    • Pros:
                      • Low APR for Purchases
                      • No Minimum Credit Score Required
                      • Reports to Three Major Credit Bureaus
                      • Suitable Range of Credit Limit
                    • Cons:
                      • High Annual Fee
                      • High Transaction Fees on Cash Advance
                      • High Penalty Fees
                      • No Bonuses or Rewards
                      • Foreign Transaction Fees
                      • Unavailability of Card for Certain Geographies in the US
                    • Benefits:
                      • Accepted Nationwide;
                      • No Minimum Credit Score;
                      • No Credit History Required.
                    View all First Progress Platinum Prestige Mastercard® Secured details
                    Apply now
                    On First Progress’s site
                    Card detail
                    First Progress Platinum Elite Mastercard® Secured Synovus Bank
                    Annual fee:
                    $29 annually
                    Regular APR:
                    23.74% Variable
                    Our Rating:
                    3.3
                    scorer
                    Credit score
                    No Credit History to Fair (0-669)
                      • Issuer name:
                        Synovus Bank
                      • Details:

                        The First Progress Platinum Elite Mastercard® Secured Credit Card is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

                        As a secured credit card, the First Progress Platinum Elite Mastercard® doesn’t come with any welcome offers, sign-up bonuses or reward rates.

                        As a Mastercard®-branded credit option, this First Progress card is accepted nationwide.

                        The initial Credit Limit for your Account will be equal to the amount of the Deposit that you make with us, which must be at least $200 (see “Security Interest” above). However, if you choose to deposit more than $200 your initial deposit and corresponding Credit Limit must be at least $300 and may not exceed $2,000.

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                      • Pros:
                        • No credit history required
                        • No Minimum Credit Score needed
                        • Low Annual Percentage Rates
                        • It builds your Credit Score
                      • Cons:
                        • No option to graduate to an unsecured credit card
                        • Credit limit is equal to your deposit amount
                        • There is no Rewards program
                        • There are some area restrictions
                      • Benefits:
                        • No Minimum Credit Score;
                        • No Credit History Required;
                        • Accepted Nationwide.
                      View all First Progress Platinum Elite Mastercard® Secured details
                      Apply now
                      On First Progress’s site
                      Card detail

                      Celtic Bank Deserve EDU best for Cash Back, Without SSN, Student

                      Deserve EDU Celtic Bank
                      Annual fee:
                      $0
                      Regular APR:
                      22.49% Variable
                      Our Rating:
                      3.5
                      scorer
                      Credit score
                      No Credit History to Excellent (0-799)
                      • Rewards Rate:
                        • 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning Cash Back on all purchases.
                      • Issuer name:
                        Celtic Bank
                      • Details:

                        The Deserve EDU Card makes it easy for students to start building credit.

                        The Card's APR is 22.49% (Variable APR). The late payment is up to $25, while the returned payment is up to $37. Balance transfers and cash advances are not available.

                        Students who make purchases totaling $500 within the first three statement cycles of card membership qualify to have their Amazon Prime Student subscription reimbursed (a $59 value).

                        Students spend a significant amount on school supplies, textbooks and gear each year, and the Deserve EDU Mastercard can earn Cash Back on all of these purchases.

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                      • Pros:
                        • No prior credit history required
                        • No SSN Required
                        • No Annual Fee
                        • No
                        • Transactions Fees
                        • No Co-Signer/ Deposit Required
                      • Cons:
                        • Relatively High APR
                        • Fairly Low Rewards
                        • Only for Students
                      • Benefits:
                        • Cellphone Protection;
                        • Collision Damage Waiver;
                        • Concierge Service;
                        • No International Transaction Fees;
                        • Priority Pass™ Membership;
                        • Mastercard Benefits;
                        • No Social Security Number required for international students to apply.
                      View all Deserve EDU details
                      Apply now
                      On Celtic Bank‘s site
                      Card detail
                      Surge® Platinum Secured Mastercard® Celtic Bank
                      Annual fee:
                      $69 annually
                      Regular APR:
                      19.99% Variable
                      Our Rating:
                      3.3
                      scorer
                      Credit score
                      No Credit History to Poor (0-579)
                      • Rewards Rate:
                        • 1% Cash Back rewards for each $1 spent using your Surge Mastercard.
                      • Issuer name:
                        Celtic Bank
                      • Details:

                        The Surge® Platinum Secured Mastercard® is a credit card designed for people with poor credit or none at all. The card earns 1% Cash Back rewards.

                        The card's APR: 19.99% (Variable).

                        The Surge® Platinum Secured Mastercard® has an annual fee of $69. There’s also an additional one-time card fee of $30 (if applicable). Plus, the card has a foreign transaction fee of 3%.

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                      • Pros:
                        • Cash Back rewards
                        • Free automatic account reviews for credit limit increases
                      • Cons:
                        • Annual Fee
                        • Foreign Transaction Fee
                        • No welcome bonus
                        • No Intro APR offer
                      • Benefits:
                        • 1% Cash Back Rewards;
                        • Potential Credit Limit Increase;
                        • Report to All 3 Major Credit Bureaus.
                      View all Surge® Platinum Secured Mastercard® details
                      Apply now
                      On Celtic Bank‘s site
                      Card detail
                      Secured Mastercard® Merrick Bank
                      Annual fee:
                      $36 for first year. Billed $3 per month thereafter
                      Regular APR:
                      20.45% Variable
                      Our Rating:
                      3.2
                      scorer
                      Credit score
                      No Credit History to Poor (0-579)
                        • Issuer name:
                          Merrick Bank
                        • Details:

                          The Merrick Bank Secured Mastercard® credit card is a card designed for building or rebuilding credit. The cardholder’s initial credit line will be equal to the amount of their security deposit, which can be between $200 and $3,000.

                          The Annual Fee is $36 the first year. Billed $3 dollars per month thereafter.

                          The Card's APR: 20.45% Variable for purchases.

                          The Secured Mastercard® credit card reports to all three major credit bureaus.

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                        • Pros:
                          • Up to $3000 credit limit
                          • Reports to three major credit bureaus
                          • You don’t need a bank account to apply
                          • Access to FICO score
                          • Low APR
                        • Cons:
                          • No rewards or intro offers
                          • $200 minimum deposit
                          • Extra fees
                          • $36 annual fee
                        • Benefits:
                          • Monthly Reporting to the 3 Major Credit Bureaus;
                          • $0 Fraud Liability;
                          • Low interest;
                          • FICO® Score for Free Each Month.
                        View all Secured Mastercard® details
                        Apply now
                        On Merrick Bank‘s site
                        Card detail
                        First Progress Platinum Select Mastercard® Secured Synovus Bank
                        Annual fee:
                        $39 annually
                        Regular APR:
                        17.74% Variable
                        Our Rating:
                        3.5
                        scorer
                        Credit score
                        No Credit History to Fair (0-669)
                          • Issuer name:
                            Synovus Bank
                          • Details:

                            The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

                            The First Progress Platinum Select MasterCard® Secured doesn’t come with any welcome offers, sign-up bonuses or reward rates.

                            The card's APR: 17.74% (Variable for Purchases), 23.74% (Variable for Cash Advances).

                            The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.

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                          • Pros:
                            • No credit history required
                            • No Minimum Credit Score needed
                            • Low Annual Percentage Rates
                          • Cons:
                            • Annual Fee
                            • Foreign Transaction Fee
                          • Benefits:
                            • Accepted Nationwide;
                            • No Minimum Credit Score;
                            • No Credit History Required.
                          View all First Progress Platinum Select Mastercard® Secured details
                          Apply now
                          On First Progress’s site
                          Card detail
                          Capital One® Spark Cash Plus
                          Annual fee:
                          $150 annually
                          Regular APR:
                          None *
                          Our Rating:
                          3.62
                          scorer
                          Credit score
                          Excellent (740-799)
                          • Rewards Rate:
                            • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
                            • 2% Cash Back for your business on every purchase.
                          • Intro Offer:
                            • $1,000 Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months.
                          • Purchase Intro APR:
                            None *
                          • Balance Transfer APR:
                            None *
                          • Issuer name:
                            Capital One
                          • Details:

                            The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

                            The Card has no APR because your balance is due in full every month.

                            Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months.

                            The Card's annual fee is $150.

                          • Pros:
                            • No foreign transaction fees
                          • Cons:
                            • Annual Fee
                          • Benefits:
                            • Up to $1,000 in the first 6 months;
                            • $200 cash bonus every year you spend $200,000 or more;
                            • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
                            • 2% Cash Back on every purchase;
                            • Roadside Assistance;
                            • Free Employee Cards;
                            • Extended Warranty;
                            • $0 Fraud Liability.
                          View all Spark Cash Plus details
                          Apply now
                          On Capital One‘s site
                          Card detail
                          Capital One® Spark® Cash Select
                          Annual fee:
                          $0
                          Regular APR:
                          16.24% - 22.24% Variable
                          Our Rating:
                          5
                          scorer
                          Credit score
                          Excellent (740-799)
                          • Rewards Rate:
                            • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
                            • 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
                          • Intro Offer:
                            • $500 Cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
                          • Balance Transfer APR:
                            16.24% - 22.24% Variable
                          • Issuer name:
                            Capital One
                          • Details:

                            The Capital One® Spark® Cash Select Credit Card earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

                            The Spark® Cash Select Card doesn't charge an annual fee.

                            The card's APR is 16.24% - 22.24%.

                          • Pros:
                            • No Annual Fee
                            • No Foreign Transaction Fee
                          • Cons:
                            • No Intro APR period
                          • Benefits:
                            • $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
                            • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
                            • 1.5% Cash Back for your business on every purchase;
                            • $0 Fraud Liability;
                            • Free Employee Cards;
                            • Roadside Assistance.
                          View all Spark® Cash Select details
                          Apply now
                          On Capital One‘s site
                          Card detail