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Best Credit Cards for Food Delivery of December 2024

Compare 54 credit cards for food delivery on Myfin.us.

Best Credit Cards for Food delivery in December 2024

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Upgrade Cash Rewards Visa® best for Good credit score

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Upgrade Cash Rewards Visa®
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.35
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on payments.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Purchase Intro APR:
    N/A%
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Cash Rewards Visa® offers 1.5% Cash Back on payments.

    Earn a $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*

    The card's APR: 14.99% - 29.99% (Regular APR).

    Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.

    Read full review

  • Pros:
    • No Annual fee
  • Cons:
    • No Intro APR reriod
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 1.5% unlimited cash back on every purchase;
    • No annual fee;
    • See if you qualify in seconds with no impact to your credit score;
    • Combine the flexibility of a card with the predictability of a personal loan;
    • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more;
    • Up to 10% cash back from your favorite brands with Upgrade Shopping;
    • Contactless payments with Apple Pay® and Google Wallet™;
    • Mobile app to access your account anytime, anywhere;
    • Use your card anywhere Visa is accepted;
    • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

View all Upgrade Cash Rewards Visa® details
Apply now
On Upgrade‘s website
Card detail

Upgrade Triple Cash Rewards Visa® best for Low income

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Upgrade Triple Cash Rewards Visa® Upgrade
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.53
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on Home, Auto and Health categories.
    • 1% Cash Back on everything else.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Purchase Intro APR:
    N/A%
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Triple Cash Rewards Visa® Credit Card offers 3% Cash Back on home, auto and health purchase and 1% Cash Back on everything else.

    Earn a $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*.

    The card's APR: 14.99% - 29.99% (Regular APR).

    Apply online and get a credit line from $500 to $25,000 with your Card.

    Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.

    Read full review

  • Pros:
    • Every Purchase Earns You Cash Back
    • Increased Cash Back for Three Categories
    • No Limits Abroad
  • Cons:
    • You Can’t Withdraw Cash
    • Cash Back Doesn’t Satisfy Your Monthly Payments
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 3% unlimited cash back on every purchase in Home, Health, and Auto categories;
    • No annual fee;
    • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more;
    • Up to 10% cash back from your favorite brands with Upgrade Shopping;
    • No touch payments with contactless technology built in;
    • See if you qualify in seconds with no impact to your credit score;
    • Great for large purchases with predictable payments you can budget for;
    • Mobile app to access your account anytime, anywhere;
    • Use your card anywhere Visa is accepted;
    • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

View all Upgrade Triple Cash Rewards Visa® details
Apply now
On Upgrade‘s website
Card detail

First Electronic Bank Destiny® Mastercard® best for Unsecured

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Destiny® Mastercard® First Electronic Bank
Annual fee:
*see terms*
Regular APR:
35.90%
Our Rating:
1.47
scorer
Credit score
No Credit History to Fair (0-669)
    • Issuer name:
      First Electronic Bank
    • Details:

      The Destiny® Mastercard® is a good credit card for people with poor or no credit.

      The Destiny® Mastercard® charges a high Regular APR of 35.90% and does not provide any intro APR offer.

      The card charges an annual fee of $75 for the first year ($99 thereafter).

    • Pros:
      • No monthly fees
      • Prior bankruptcies are acceptable
      • Liability protection
      • No security deposit required
    • Cons:
      • No reward
      • High-interest rates
      • No mobile app
      • Credit limit
    • Benefits:
      • Mastercard® benefits;
      • Fraud protection;
      • Reports to all three major credit bureaus.
    View all Destiny® Mastercard® details
    Apply now
    On First Electronic Bank‘s site
    Card detail
    Apply now
    Divvy Cross River Bank
    Annual fee:
    $0
    Regular APR:
    None
    Our Rating:
    4.04
    scorer
    Credit score
    Fair to Excellent (580-799)
    • Rewards Rate:
      • 2x - 7x:
      • Points on restaurants.
      • 2x - 5x:
      • Points on hotels.
      • 1.5x - 2x:
      • Points on recurring software subscriptions.
      • 1x - 1.5x:
      • Points on everything else.
    • Issuer name:
      Cross River Bank
    • Details:

      The Divvy Card is a corporate credit card.

      The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

      Points can be redeemed for travel, gift cards, statement credits or cash back.

      Read full review

    • Pros:
      • No fees
      • Rewards
    • Cons:
      • No sign-up bonus
    • Benefits:
      • Unlimited creation of virtual cards;
      • Scalable credit line;
      • Employee cards for everyone;
      • Enforceable budgets;
      • Expense reports.
    View all Divvy details
    Apply now
    On Cross River Bank‘s site
    Card detail

    Citi Double Cash best for Cash Back, No Annual Fee, Daily use

    Double Cash Citi
    Annual fee:
    $0
    Regular APR:
    19.24% - 29.24% Variable
    Our Rating:
    4.49
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
    • Intro Offer:
      • $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
    • Balance Transfer APR:
      19.24% - 29.24% Variable
    • Issuer name:
      Citi
    • Details:

      The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories. Earn $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

      Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.

      The Citi® Double Cash offers a 0% percent introductory APR offer on balance transfers (19.24% to 29.24% variable APR after).

      The Citi Double Cash extends a myriad of security and fraud protections.

    • Pros:
      • Flat-rate Cash Back Rewards on Everything
      • High Rewards Rate
      • No annual fee
      • Attractive Intro APR on Balance Transfers
    • Cons:
      • Losing your 1% Cash-Back Is Pretty Easy
      • Foreign transaction fee
      • Balance Transfer Fee
    • Benefits:
      • Citi Entertainment;
      • $200 Cash Back;
      • 2% Cash Back on every purchase;
      • Fraud Protection;
      • The Lost Wallet Service;
      • $0 Liability for Unauthorized Charges.
    Card detail

    American Express Blue Cash Preferred best for Gas, Groceries, Streaming services, Daily use

    Blue Cash Preferred® American Express
    Annual fee:
    $0 intro annual fee for the first year
    $95 for the rest years
    Regular APR:
    18.74% - 29.74% Variable
    Our Rating:
    5
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).
      • 6% Cash Back on streaming (select U.S. streaming subscriptions).
      • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
      • 3% Cash Back at U.S. Gas Stations.
      • 1% Cash Back on other purchases.
    • Intro Offer:
      • $300 Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
    • Purchase Intro APR:
      0% Introductory APR for the first 12 months from the date of account opening
    • Balance Transfer APR:
      18.74% - 29.74% Variable
    • Issuer name:
      American Express®
    • Details:

      The Blue Cash Preferred® Credit Card provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services (select U.S. streaming subscriptions), and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

      The Blue Cash Preferred® Credit Card from American Express® offers a 0% introductory APR promotion. You’ll pay no interest on purchases and balance transfers for 12 months and then an APR of 18.74% - 29.74% Variable. The Blue Cash Preferred Credit Card's Penalty APR is 29.99%.

      The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

      The Blue Cash Preferred® Credit Card has a welcome bonus where cardholders earn a $300 statement credit after spending $3,000 on the new card within the first six months of card membership.

    • Pros:
      • Excellent cashback bonuses
      • Generous intro APR on purchases
      • Great introductory bonuses
    • Cons:
      • Cashback cap
      • Annual fee
      • Foreign transaction fee
    • Benefits:
      • Earn $300 Back (in the form of a statement credit);
      • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
      • 6% Cash Back on streaming subscriptions;
      • 3% Cash Back on transit;
      • 3% Cash Back at U.S. Gas Stations;
      • 1% Cash Back on other purchases;
      • Extended warranty;
      • Fraud Protection;
      • Return Protection;
      • Car Rental Loss and Damage Insurance;
      • Global Assist® Hotline;
      • Pay It Plan It®;
      • American Express Experiences;
      • Terms Apply.
    Card detail

    Chase Freedom Flex℠ best for Cash Back, 0 APR, No Annual Fee, Daily use

    Chase Freedom Flex℠
    Annual fee:
    $0
    Regular APR:
    20.49% - 29.24% Variable
    Our Rating:
    5
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
      • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
      • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
      • 3% Cash Back on drugstore purchases.
      • 1% Cash Back on all other purchases.
    • Intro Offer:
      • $200 Bonus after you spend $500 on purchases in the first 3 months from account opening.
    • Purchase Intro APR:
      0% Intro APR for the first 15 months that your Account is open
    • Balance Transfer APR:
      20.49% - 29.24% Variable
    • Issuer name:
      Chase
    • Details:

      The Chase Freedom Flex card offers Cash Back in a wide variety of categories.

      You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.

      Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

      The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 20.49% - 29.24% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.

    • Pros:
      • $150 and 5% Cash Back sign-up bonuses
      • High cash back rewards on quarterly rotating bonus categories
      • Decent cash back rewards on select spending categories
      • 0% intro APR on purchases
      • No annual fee
    • Cons:
      • Foreign transaction fee
      • Rotating spending categories require activation
      • No intro APR on balance transfers
    • Benefits:
      • $200 Bonus;
      • 5% Cash Back on travel purchased through Chase Ultimate Rewards;
      • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
      • 3% Cash Back on drugstore purchases;
      • 1% Cash Back on all other purchases;
      • Zero Liability Protection;
      • Extended Warranty Protection;
      • Trip Cancellation/Interruption Insurance;
      • Cell Phone Protection;
      • Auto Rental Collision Damage Waiver;
      • Travel and Emergency Assistance Services.
    Card detail

    Chase Freedom Unlimited® best for Cash Back, 0 APR, No Annual Fee, Daily use

    Chase Freedom Unlimited®
    Annual fee:
    $0
    Regular APR:
    20.49% - 29.24% Variable
    Our Rating:
    5
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
      • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
      • 3% Cash Back on drugstore purchases.
      • 1.5% Cash Back on all other purchases.
    • Intro Offer:
      • $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
    • Purchase Intro APR:
      0% Intro APR for the first 15 months that your Account is open
    • Balance Transfer APR:
      20.49% - 29.24% Variable
    • Issuer name:
      Chase
    • Details:

      The Chase Freedom Unlimited® Credit Card offers 0% introductory APR period (20.49% to 29.24% Variable after that) and a sign-up bonus that’s worth far more than most Cash-Back cards offer — all for an annual fee of $0.

      The card offers 5% back on travel booked through Chase, 3% Cash Back on restaurants and drugstore purchases and 1.5% back on other purchases.

      Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

    • Pros:
      • No Annual Fee
      • Generous rewards
      • 0% intro APR
      • Sign-up bonus
    • Cons:
      • Foreign Transaction Fee
    • Benefits:
      • Zero Liability Protection;
      • $200 intro bonus;
      • 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
      • 3 percent back on dining;
      • 3 percent back at drugstores;
      • 1.5 percent Cash Back on general purchases;
      • Auto Rental Collision Damage Waiver;
      • Trip Cancellation/Interruption Insurance;
      • Travel and Emergency Assistance Services;
      • 24/7 Fraud Protection;
      • Redeem for Cash Back;
      • Gift cards.
    Card detail

    American Express® Gold Card best for Cash Back

    American Express® Gold Card
    Annual fee:
    $250 annually
    Regular APR:
    20.74% - 28.74% Variable
    Our Rating:
    2.94
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 4x Points on dining at restaurants worldwide, plus takeout and delivery in the U.S.
      • 4x Points on groceries at U.S. supermarkets on up to $25,000 in purchases per year.
      • 3x Points on flights booked directly with airlines or on amextravel.com.
      • 1x Points on other eligible purchases.
    • Intro Offer:
      • 100,000x Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
      • 20% Receive 20% Back in Statement Credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back.
    • Issuer name:
      American Express®
    • Details:

      The American Express® Gold Credit Card's annual fee is $250. The card offers 4x points on dining (at restaurants worldwide, plus takeout and delivery in the U.S.) and groceries (at U.S. supermarkets on up to $25,000 in purchases per year), 3x on flights (booked directly with airlines or on amextravel.com) and 1x on all other purchases.

      The Card's variable APR is 20.74% - 28.74%.

      As a new cardholder, you have the chance to earn an impressive 100,000 Membership Rewards Points after spending $6,000 in purchases within your first six months. New cardholders will also have the chance to obtain the alternate Rose Gold art.

      Receive 20% Back in Statement Credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back.There are no foreign transaction fees with this travel card.

      Add your Gold Credit Card to your Uber account, and you’ll automatically get $10 in Uber Cash each month, for a total of up to $120 per year. You can use your monthly Uber Cash on Uber Eats orders or Uber rides in the U.S.

      Dining from the comfort of your home can save you up to $120 annually. Earn up to $10 in statement credits monthly when you pay with the Gold Credit Card at Grubhub, Seamless, Boxed and other participating partners. Enrollment required.

      By booking two consecutive nights or more through the American Express Travel portal at any of 600+ eligible properties with your card, you can receive up to a $100 hotel credit in addition to a possible room upgrade if eligible. The expenses that this credit can cover varies by property, but you can expect money back on qualifying dining, spa services, resort activities and things of that nature.

    • Pros:
      • High rewards rate for select categories
      • Introductory Bonus Points
      • No Foreign Transaction Fee
      • UberCash Credit
      • $120 Dining Credit
    • Cons:
      • Complicated Rewards System
      • High Annual Fee
      • Limited International Acceptance
      • Relatively High Credit Score Requirements
      • Balance transfers are not available
    • Benefits:
      • Up to $120 Uber Cash to Dine or Ride;
      • $100 hotel credit with The Hotel Collection;
      • 100,000 Membership Rewards® Points;
      • 4x Membership Rewards® Points on dining at restaurants;
      • 4x Membership Rewards® Points on groceries at U.S. supermarkets;
      • 3x Membership Rewards® Points on flights booked directly with airlines or on amextravel.com;
      • 1x Membership Rewards® Points on all other purchases;
      • Additional Cards;
      • American Express Experiences;
      • Car Rental Loss and Damage Insurance;
      • Baggage Insurance Plan;
      • Global Assist® Hotline;
      • The Hotel Collection;
      • Terms Apply.
    Card detail

    Chase Sapphire Preferred® best for Travel, Restaurants, Daily use

    Chase Sapphire Preferred®
    Annual fee:
    $95 annually
    Regular APR:
    22.49% - 29.49% Variable
    Our Rating:
    4.22
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • $50 Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
      • 5x Points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.
      • 3x Points on dining, including eligible delivery services, takeout and dining out.
      • 3x Points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
      • 3x Points on select streaming services.
      • 2x Points on other travel purchases.
      • 1x Point per dollar spent on all other purchases.
    • Intro Offer:
      • 60,000x Bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards®.
    • Balance Transfer APR:
      22.49% - 29.49% Variable
    • Issuer name:
      Chase
    • Details:

      The Chase Sapphire Preferred® Credit Card offers 5x points on travel (purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit), 3x on dining, online grocery purchases and select streaming services, 2x on travel.

      Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards®.

      The Chase Sapphire Preferred® has a $95 annual fee. The card’s variable APR is 22.49% to 29.49%.

      My Chase PlanSM Fee is 1.72% (monthly fee) of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full.

    • Pros:
      • Excellent sign-up bonus
      • No foreign transaction fees
      • 25% more redemption value
      • Unique “My Chase Plan” offer
      • Great Referral Program
    • Cons:
      • There is an annual fee
      • Steep penalty APR of 29.99%
      • No 0% intro APR offer
    • Benefits:
      • 60,000 Bonus Points;
      • $50 in statement credits;
      • 5x points on travel;
      • 3x points on dining;
      • 3x points on online grocery purchases;
      • 3x points on select streaming services;
      • 2x points on other travel purchases;
      • 25% more redemption value;
      • 1:1 Point Transfer;
      • Trip Cancellation/Interruption Insurance;
      • Auto Rental Collision Damage Waiver;
      • Baggage Delay Insurance;
      • Travel and Emergency Assistance Services.
    Card detail