Best Credit Card for Entertainment Spending

• No minimum redemption is required
• No annual fee
• No foreign transaction fees
• Intro APR period on Purchases
• Generous sign-up bonus

• No bonus rewards categories
• Other cards offer longer intro APR periods and/or lower APR
• You need a good credit score to get this card

• $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• Unlimited 1.5% Cash Back on every purchase;
• $0 Fraud Liability;
• Complimentary Concierge Service;
• Travel Accident Insurance;
• 24-hour Travel Assistance Services;
• Capital One Shopping;
• Shop With Your Rewards.

• Unlimited high rewards rate
• Average credit score required
• Automatically considered for a higher credit line after 6 months
• No foreign transaction fees

• Annual fee
• High APR
• No bonus rewards categories

• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 1.5% Cash Back;
• No Foreign Transaction Fees;
• Autopay;
• $0 Fraud Liability;
• Card Lock;
• ATM Location Services.

• No Annual Fee

• No Intro APR period
• High APR
• No welcome bonus

• 5% Cash Back on hotel and rental car purchases through Capital One Travel;
• 1.5% Cash Back on every purchase;
• $0 Fraud Liability;
• Emergency Card Replacement;
• Capital One® Travel.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 bonus (once you spend $100 on purchases within 3 months from account opening);
• 10% Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024;
• 1.5% Cash Back on every purchase;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Capital One Shopping;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• No Annual fee

• No Intro APR reriod

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
• 1.5% Cash Back;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

• No Annual Fee
• No Foreign Transaction Fee

• High APR
• No 0% intro APR offer

• $50 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
• 8% Cash Back on Capital One entertainment purchases;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
• 1% Cash Back on all other purchases;
• Fraud Liability;
• Extended Warranty;
• Travel Accident Insurance;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services.

• Every Purchase Earns You Cash Back
• Increased Cash Back for Three Categories
• No Limits Abroad

• You Can’t Withdraw Cash
• Cash Back Doesn’t Satisfy Your Monthly Payments

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
• 3% Cash Back on home, auto and health purchase;
• 1% Cash Back on everything else;
• Сontactless card technology.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

• No monthly fees
• Prior bankruptcies are acceptable
• Liability protection
• No security deposit required

• No reward
• High-interest rates
• No mobile app
• Credit limit

• Mastercard® benefits;
• Fraud protection;
• Reports to all three major credit bureaus.

• No foreign transaction fees

• Annual Fee

• $1,200 cash bonus;
• $150 cash bonus every year you spend $150,000 or more;
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 2% Cash Back on every purchase;
• Roadside Assistance;
• Free Employee Cards;
• Extended Warranty;
• $0 Fraud Liability.

• No Annual Fee
• No Foreign Transaction Fee

• No Intro APR period

• $750 cash bonus (once you spend $6,000 on purchases within the first 3 months from account opening);
• 5% Cash Back on hotels and rental cars booked through Capital One Travel;
• 1.5% Cash Back for your business on every purchase;
• $0 Fraud Liability;
• Free Employee Cards;
• Roadside Assistance.

• No fees
• Rewards

• No sign-up bonus

• Unlimited creation of virtual cards;
• Scalable credit line;
• Employee cards for everyone;
• Enforceable budgets;
• Expense reports.

• No annual fee
• $200 welcome bonus (after spending $1,000 within the first 4 months)
• High cash back rates (5% back in two quarterly categories of your choice after activation for up to $2,000 in combined purchases; 5% back on prepaid car rentals, airfare, and hotel reservations booked through Rewards Travel Center; 2% back in an everyday category of your choice; 1% back on other select purchases)

• A 3% or $5 transfer fee (whichever is higher)
• 5% cash back is limited to $2,000 worth of purchases every quarter
• A 2% foreign transaction fee for purchases made outside of the U.S. in U.S. dollars and a 3% foreign transaction fee for purchases made in foreign currency

• $200 bonus (after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening);
• 5% Cash Back (on your first $2,000 in combined eligible purchases each quarter on two categories you choose);
• 5% Cash Back on prepaid air, hotel and car reservations;
• 2% Cash Back on one everyday category;
• 1% Cash Back on all other purchases;
• Flexible redemption.

• A $350 welcome bonus (after spending $3,000 within the first three months)
• High cash back rates (6% back at U.S. supermarkets on up to $6,000 in purchases annually, then 1%; 6% on select U.S. streaming services; 3% back on transit and travel-related purchases; 3% back at U.S. gas stations; 1% back on all other purchases)

• A $95 annual fee
• A 2.7% foreign transaction fee
• Up to $40 late fee
• No balance transfer offer

• Earn $250 Back (in the form of a statement credit);
• 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
• 6% Cash Back on streaming subscriptions;
• 3% Cash Back on transit;
• 3% Cash Back at U.S. Gas Stations;
• 1% Cash Back on other purchases;
• Extended warranty;
• Fraud Protection;
• Return Protection;
• Car Rental Loss and Damage Insurance;
• Global Assist® Hotline;
• Pay It Plan It®;
• American Express Experiences;
• Terms Apply.

• No foreign transaction fees
• Unlimited 4% cashback for entertainment purchases
• A $300 welcome bonus (after spending $3,000 within the first three months)
• No minimum reward redemption amount

• A $95 annual fee
• No 0% introductory APR offers on purchases and balance transfers

• $300 Cash Bonus (once you spend $3,000 on purchases within 3 months from account opening);
• 4% Cash Back on dining and entertainment and popular streaming services;
• 3% Cash Back at grocery stores;
• 1% Cash Back on all other purchases;
• Extended Warranty;
• $0 Fraud Liability;
• Travel Accident Insurance;
• Complimentary Concierge Service;
• 24-hour Travel Assistance Services;
• Shop With Your Rewards.

• No annual fee
• A $200 welcome bonus (after spending $750 within the first three months)
• Good cash back rates (5% in the top-spend category per billing cycle up to $500 in purchases; 1% on all other purchases)

• A 3% foreign transaction fee
• A 5% balance transfer fee (minimum transfer $5)
• Cash back caps at $500 and is only applicable to one spending category

• $200 Cash Back;
• 5% Cash Back on purchases in your top eligible spend category (1% Cash Back thereafter);
• 1% Cash Back on all other purchases;
• $0 Liability;
• Digital Wallets;
• Citi Entertainment®.

• High rewards rates (5x points for travel purchases through Chase Ultimate Rewards; 3x points on dining; 2x on other travel-related purchases and 1x points on everything else)
• Welcome bonus of 60,000 rewards points (after spending $4,000 within the first three months)
• No foreign transaction fees

• A $95 annual fee
• A 5% or $5 balance transfer fee (whichever is higher)

• 60,000 Bonus Points;
• $50 in statement credits;
• 5x points on travel;
• 3x points on dining;
• 3x points on online grocery purchases;
• 3x points on select streaming services;
• 2x points on other travel purchases;
• 25% more redemption value;
• 1:1 Point Transfer;
• Trip Cancellation/Interruption Insurance;
• Auto Rental Collision Damage Waiver;
• Baggage Delay Insurance;
• Travel and Emergency Assistance Services.