WebBank Petal® 2 “Cash Back, No Fees” Visa® best for Beginner, No history
- Rewards Rate:
- 1% - 1.5%:
- Cash Back after making 12 on-time monthly payments.
- 2% - 10%:
- Cash Back from select merchants.
- Issuer name:WebBank
- Details:
The Petal 2 Card has no fees of any kind and is designed to help you build credit.
Grow your credit score with responsible spending and on-time payments.
Get 1% cash back right away. Earn up to 1.5% when you pay on time. Plus 2% - 10% bonus cash back at select merchants.
Freeze your card at any time to protect your account. And rest easy knowing your data is safe and encrypted
- Pros:
- No annual fee
- No returned payment fee
- No foreign transaction fee
- You can apply even if you have no credit history
- No late fees
- Cons:
- No signup bonus
- Cash advances are not permitted
- Those who filed for bankruptcy may be rejected
- Balance transfers are not allowed
- No intro APR offer
- Benefits:
- No foreign transaction fee;
- Petal 2 reports to all 3 major credit bureaus.