Best Credit Cards for Streaming Services
Thanks to their growing popularity, Netflix and other streaming services have taken over cable TV as a staple of home entertainment. Butlike with cable TV, you have to pay for subscriptions.
Before you reach for your wallet, though, you should consider your payment method. Certain credit cards will offer you far better deals when paying for select streaming services.
The average household is subscribed to more than eight streaming services. Did you know you can get cashback and other perks for that with the right credit card?
We’ve gathered a list of credit cards that will offer you great deals when paying for streaming subscriptions. These cards have boosted cash back rates when paying for a streaming subscription, or offer streaming subscription credits. No matter which streaming service you subscribe to — be it Netflix or Spotify — these cards will serve you well.
Short Review of Best Credit Cards for Streaming Services
Name | Best for | Rewards Rate | APR | Apply |
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Capital One SavorOne Cash Rewards Credit Card | Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use | 5% Cash Back on hotels and rental cars booked through Capital One Travel.1% Cash Back on all other purchases.3% Cash Back on dining, entertainment, popular streaming services and at grocery stores. | 19.99% - 29.99% Variable | Learn more on our partner’s site |
Upgrade Cash Rewards Visa® | Good credit score | 1.5% Cash Back on payments. | 14.99% - 29.99% Regular | Apply now On Upgrade‘s website |
Capital One SavorOne Student Cash Rewards Credit Card | International students | 8% Cash Back on Capital One entertainment purchases.5% Cash Back on hotels and rental cars booked through Capital One Travel.3% Cash Back on dining, entertainment, popular streaming services & at grocery stores (excluding superstores like Walmart® and Target®).1% Cash Back on all other purchases. | 19.99% - 29.99% Variable | Learn more on our partner’s site |
Upgrade Triple Cash Rewards Visa® | Low income | 3% Cash Back on Home, Auto and Health categories.1% Cash Back on everything else. | 14.99% - 29.99% Regular | Apply now On Upgrade‘s website |
American Express Blue Cash Preferred | Gas, Groceries, Streaming services, Daily use | 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).6% Cash Back on streaming (select U.S. streaming subscriptions).3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.3% Cash Back at U.S. Gas Stations.1% Cash Back on other purchases. | 18.74% - 29.74% Variable | Learn more |
Chase Amazon Prime Rewards Visa Signature | Metal | 5% Cash Back at Amazon.com and Whole Foods Market with an eligible Prime membership.2% Cash Back at restaurants, gas stations and drugstores.1% Cash Back on all other purchases. | 20.49% - 29.24% Variable | Learn more |
U.S. Bank Cash+® Visa Signature® Card | Uber and Lyft | 5% Cash Back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.5% Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.2% Cash Back on one everyday category, like Gas Stations and EV Charging Stations, Grocery Stores or Restaurants.1% Cash Back on all other eligible purchases. | 19.49% - 29.74% Variable | Learn more |
Chase Sapphire Preferred® | Travel, Restaurants, Daily use | $50 Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.5x Points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.3x Points on dining, including eligible delivery services, takeout and dining out.3x Points on online grocery purchases (excluding Target, Walmart and wholesale clubs).3x Points on select streaming services.2x Points on other travel purchases.1x Point per dollar spent on all other purchases. | 22.49% - 29.49% Variable | Learn more |
The Platinum Card® from American Express | Young couples | 5x Points on up to $500,000 spent on directly-booked airfare and flights (per calendar year).5x Points on prepaid hotels booked with American Express Travel.1x Points on all other purchases. | 21.24% - 29.24% Variable | Learn more |
U.S. Bank Altitude® Go Visa Signature® Card | Streaming services | $15 Credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.4x Points on dining, takeout and restaurant delivery.2x Points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations.1x Points on all other eligible purchases. | 18.24% - 29.24% Variable | Learn more |
Who should apply
Capital One SavorOne Cash Rewards Credit Card
If you have excellent credit, the Capital One SavorOne Cash Rewards card is a great choice. The introductory bonus and no annual fee are a great incentive for giving this card a try. You also have the added advantage of earning cash back whenever you pay for streaming services.
Read more about Capital One SavorOne Cash Rewards Credit Card
American Express Blue Cash Preferred
People who subscribe to multiple streaming services will greatly benefit from this card. With more subscriptions, you’ll receive greater cash back.
Read more about American Express Blue Cash Preferred
Chase Amazon Prime Rewards Visa Signature
Heavy users of Amazon will like this card. You get additional benefits from Amazon purchases and subscriptions, like Amazon Prime and Amazon Prime Video. Furthermore, if you frequently travel abroad, you’ll benefit from owning this card thanks to its lack of foreign transaction fees.
Read more about Chase Amazon Prime Rewards Visa Signature
U.S. Bank Cash+® Visa Signature® Card
If you’re a heavy user of subscription services, this card will be a good choice for you. Thanks to the customizable cash back structure of the US bank Cash+™ Visa Signature® card, you can set your subscription services to earn the highest rates. Furthermore, thanks to its lack of annual fees, this card can fit any lifestyle.
Read more about U.S. Bank Cash+® Visa Signature® Card
Chase Sapphire Preferred®
If you love traveling and listening to Spotify or watching Netflix while on the plane, this card is a great match for you. You can turn your subscription payments into rewards for your travels with the Chase Sapphire Preferred® Credit Card.
Read more about Chase Sapphire Preferred®
The Platinum Card® from American Express
Big spenders and avid moviegoers are the perfect match for the Platinum Card® by American Express®. For one, you have an annual entertainment credit which you can get when you pay for streaming services. Not to mention, purchases you make with this card will earn you travel rewards.
Read more about The Platinum Card® from American Express
U.S. Bank Altitude® Go Visa Signature® Card
Every type of cardholder can benefit from owning this card. It provides benefits for a wide range of purchases, and its lack of annual fees makes it accessible to many consumers. Furthermore, the rewards you earn for using this card never expire.
Read more about U.S. Bank Altitude® Go Visa Signature® Card
Which Credit Card Provides the Best Value for Streaming Services
Depending on how you want to take advantage of streaming services, certain cards will benefit you more. If you’re subscribed to only one service, a card that offers streaming credits might be a better choice for you. On the other hand, if you subscribe to multiple services, cards that offer high rewards or cash back incentives would be a better option.
Either way, by owning any of these cards, you’ll gain additional benefits just for using your favorite streaming platforms.
Buying Gift Cards for Streaming Services
A good gift for any occasion is a gift card for a person’s favorite streaming service. You can find gift cards for services like Spotify and Netflix at online stores like Amazon. Anyone would be happy to receive a year of free Netflix, after all. Plus, when you buy a gift card with a rewards card, you can earn cash back or travel rewards.
What Are Some of The Other Ways You Can Save on Streaming Services
There are several ways you can save money on streaming service subscriptions. For example, you can take advantage of the longer subscription offers because they usually have a lower monthly cost. Another option would be to subscribe when discounts are available.
What Streaming Services Are Eligible
Most of cards on our list offer deals for the major platforms like Netflix, Spotify, and Disney Plus. However, certain cards only offer deals for specific platforms. For example, the Amazon Prime Rewards Visa Signature card only offers rewards points for Amazon platforms.
Another example is the entertainment credits offered by The Platinum Card® by American Express®, which only applies to Peacock and Audible.
The card that will suit you most will depend on the streaming services you subscribe to.
Is a Card that Rewards Streaming Services Right For You
With streaming becoming the main medium most people use to consume media, a credit card that rewards paying for a streaming service can be a worthwhile investment. Because streaming services are so widespread, getting additional benefits from your subscription is a great way to earn something back.
FAQ
What are other credit cards to consider?
The PayPal Cashback Mastercard® is another good option for streaming payments.
Which is the best card for Netflix?
Either the Blue Cash Preferred® from American Express®, thanks to its 6% cash back rate from streaming payments, or the US bank Altitude® Connect Visa Signature® with its annual $30 streaming credit.
What does Chase consider streaming services?
Platforms like Netflix, Spotify, Amazon Prime Movies, and Audible are some of the services covered by Chase.
Besides streaming, do these cards offer additional benefits?
Yes, most of these cards offer high cash back or points for things like travel and
groceries.
If I have a bad credit score, can I apply for these cards?