Capital One Spark Cash Select - $500 Cash BonusLimited offer

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Best Cash Back Business Credit Cards of June 2023

Compare cash back business credit cards on Myfin.us.

Updated June 05, 2023

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Capital One Spark Cash Select - $500 Cash Bonus

None

Annual Fee

17.99% - 23.99%

Regular APR

Cash Back on hotels and rental cars booked through Capital One Travel.

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Best Credit Cards for Cash Back Business in June 2023

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Capital One Spark Cash Select - $500 Cash Bonus

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Annual fee:

Regular APR:

17.99% - 23.99% Variable

Our Rating:

Credit score

Excellent (740-799)

Rewards Rate:
- 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
Intro Offer:
- $500 Cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
Balance Transfer APR:
17.99% - 23.99% Variable

Issuer name:
Capital One
Details:
The Capital One® Spark® Cash Select Credit Card earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.
The Spark® Cash Select Card doesn't charge an annual fee.
The card's APR is 17.99% - 23.99% Variable.

Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No Intro APR period

Benefits:
- $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
- 5% Cash Back on hotels and rental cars booked through Capital One Travel;
- 1.5% Cash Back for your business on every purchase;
- $0 Fraud Liability;
- Free Employee Cards;
- Roadside Assistance.

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Card detail

M&T Bank Business Rewards

Annual fee:

Regular APR:

12.49% - 19.49% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1% Cash Back on all purchases.
Intro Offer:
- 2% Cash Back on all purchases for your first year.
Purchase Intro APR:
0% Introductory APR for the first 12 billing cycles from account opening
Balance Transfer APR:
12.49% - 19.49% Variable

Issuer name:
M&T Bank
Details:
The M&T Bank Business Rewards Credit Card earns 2% Cash Back on all purchases for your first year, 1% Cash Back thereafter.
The Business Rewards Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for 12 billing cycles on purchases and balance transfers. After that, the variable APR is 12.49% - 19.49%.

Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period
Cons:
- Extra Fees

Benefits:
- 2% Cash Back on all purchases for your first year;
- 1% Cash Back on all purchases thereafter;
- Fraud Protection;
- Digital Wallet.

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Card detail

Celtic Bank The Card by Seneca Women

Annual fee:

Regular APR:

20.24% - 27.24% Variable

Our Rating:

3.4

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3% Cash Back on purchases from women-owned businesses listed in the Seneca Women Marketplace. The card's 3% and 2% rewards are capped at a total spend of $500 per month.
- 2% Cash Back on cardholders’ top monthly spending category. The card's 3% and 2% rewards are capped at a total spend of $500 per month.
- 1% Cash Back on all other purchases.

Issuer name:
Celtic Bank
Details:
The Card by Seneca Women from Celtic Bank earns 3% Cash Back on purchases from women-owned businesses listed in the Seneca Women Marketplace, 2% Cash Back on cardholders’ top monthly spending category and 1% Cash Back on all other purchases. The card's 3% and 2% rewards are capped at a total spend of $500 per month.
The Card doesn't charge an annual fee. The APR for purchases is 20.24% - 27.24% Variable.

Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- Balance transfers and cash advances are not available

Benefits:
- 3% Cash Back on purchases from women-owned businesses listed in the Seneca Women Marketplace;
- 2% Cash Back on cardholders’ top monthly spending category;
- 1% Cash Back on all other purchases.

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Card detail

Chase Ink Business Premier℠

Annual fee:

$195 annually

Regular APR:

17.99% - 25.99% Variable

Our Rating:

4.08

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 2.5% Cash Back on every purchase of $5,000 or more. That's $250 on a purchase of $10,000 when redeemed.
- 2% Cash Back on all other business purchases.
Intro Offer:
- $1,000 Bonus Cash Back after you spend $10,000 on purchases in the first 3 months after account opening.

Issuer name:
Chase
Details:
The Chase Ink Business Premier℠ Credit Card earns $1,000 bonus Cash Back after you spend $10,000 on purchases in the first 3 months after account opening. The Card offers 2.5% Cash Back on every purchase of $5,000 or more, 2% Cash Back on all other business purchases.
The Card's APR: 17.99% to 25.99% (Variable).
The Ink Business Premier℠ Card has an annual fee of $195.

Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee

Benefits:
- $1,000 Bonus Cash Back (after you spend $10,000 on purchases in the first 3 months after account opening);
- 2.5% Cash Back on every purchase of $5,000 or more;
- 2% Cash Back on all other business purchases;
- Zero Liability Protection;
- Extended Warranty Protection;
- Roadside Dispatch;
- Cell Phone Protection;
- Employee cards.

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Card detail

Black Hills Federal Credit Union Visa Cash Back

Annual fee:

Regular APR:

7.75% - 17.90% Variable

Our Rating:

4.57

Credit score

Good (670-739)

Rewards Rate:
- 1.5% Cash Back on everyday purchases.
Intro Offer:
- $200 Cash Back after spending $2,000 during first 90 days opening the card.
Balance Transfer APR:
7.75% - 17.90% Variable

Issuer name:
Black Hills Federal Credit Union
Details:
The Visa Cash Back Credit Card from Black Hills Federal Credit Union earns 1.5% Cash Back on everyday purchases.
Earn $200 Cash Back after spending $2,000 during first 90 days opening the card.
The Card doesn't charge an annual fee.
Cardholders can enjoy an interest rate of 2.90% for balance transfers for the first 12 months (7.75% - 17.90% Variable after that).

Pros:
- No Annual Fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee

Benefits:
- $200 Cash Back (after spending $2,000 during first 90 days opening the card);
- 1.5% Cash Back on everyday purchases;
- Travel Accident Insurance;
- Auto Rental Collision Damage Waiver.

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Card detail

Zions Bank AmaZing Cash® for Business

Annual fee:

Regular APR:

13.24% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3% Cash Back on common business-related expenses, including cellular services, internet services, office supplies, cable TV and telecommunications.
- 2% Cash Back on travel-related purchases, including airlines and vehicle rentals.
- 1% Cash Back on all other purchases.
Intro Offer:
- $750 Cash Back when you spend $7,500 in the first 120 days.
Purchase Intro APR:
0% Intro APR for the first 6 months from account opening
Balance Transfer APR:
13.24% Variable

Issuer name:
Zions Bank
Details:
The AmaZing Cash® for Business Credit Card earns 3% back on office supplies and technology, 2% back on travel, and 1% back on everything else. Get $750 Cash Back when you spend $7,500 in the first 120 days.
The AmaZing Cash® for Business Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 13.24%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee

Benefits:
- $750 Cash Back (when you spend $7,500 in the first 120 days);
- 3% Cash Back on common business-related expenses, including cellular services, internet services, office supplies, cable TV and telecommunications;
- 2% Cash Back on travel-related purchases, including airlines and vehicle rentals;
- 1% Cash Back on all other purchases;
- Visa® Zero Liability;
- Visa Concierge Service;
- Travel Accident Insurance;
- Travel & Emergency Assistance;
- Emergency Card Replacement;
- Emergency Cash Disbursement.

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Card detail

Truist Bank Business Cash Rewards

Annual fee:

Regular APR:

15.24% - 24.24% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 3% Cash Back on gas.
- 2% Cash Back at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month.
- 1% Cash Back on all other eligible purchases.
Purchase Intro APR:
0% Introductory APR for the first 9 billing cycles
Balance Transfer APR:
15.24% - 24.24% Variable

Issuer name:
Truist Bank
Details:
The Truist Business Cash Rewards Credit Card earns 3% Cash Back on gas, 2% Cash Back at restaurants and office supply stores (up to $2,000 in combined spend in 2% and 3% categories per month). Plus, earn 1% Cash Back on all other eligible purchases.
The Business Cash Rewards Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for 9 billing cycles on purchases. After that, the variable APR is 15.24% - 24.24%.

Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- Foreign Transaction Fee

Benefits:
- 3% Cash Back on gas;
- 2% Cash Back at restaurants and office supply stores (up to $2,000 in combined spend in 2% and 3% categories per month);
- 1% Cash Back on all other eligible purchases;
- Visa® Zero Liability protection;
- Travel and Emergency Assistance Services;
- Auto Rental Collision Damage Waiver;
- Travel Accident Insurance;
- Lost Luggage Reimbursement;
- Visa Signature Concierge.

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Card detail

Webster Bank Visa® Business Cash Preferred

Annual fee:

Regular APR:

16.99% - 25.99% Variable

Our Rating:

Credit score

Fair to Good (580-739)

Rewards Rate:
- 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases.
- 1% Cash Back on all other purchases.
Intro Offer:
- $25 Bonus reward applied to your account after your first purchase.
Purchase Intro APR:
0% Introductory APR for the first 6 billing cycles
Balance Transfer APR:
16.99% - 25.99% Variable

Issuer name:
Webster Bank
Details:
The Webster Visa® Business Cash Preferred Credit Card earns 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases, 1% Cash Back on all other purchases.
The Visa® Business Cash Preferred Card doesn’t charge an annual fee.
The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers made within 186 days of account opening. After that, the variable APR is 16.99% - 25.99%.

Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee

Benefits:
- 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases;
- 1% Cash Back on all other purchases;
- Free employee cards;
- Zero fraud liability;
- Auto rental collision damage waiver.

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Card detail

PNC BusinessOptions® Visa Signature®

Annual fee:

$0 - $500 annually

Regular APR:

15.74% - 21.74% Variable

Our Rating:

3.88

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1.5% Cash Back on purchases.
Intro Offer:
- $750 Make at least $25,000 in qualifying purchases, using your new PNC BusinessOptions Visa credit card account, during the first three billing cycles following account opening.
Balance Transfer APR:
15.74% - 21.74% Variable

Issuer name:
PNC
Details:
The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.
The APR on purchases and balance transfers ranges from 15.74% to 21.74% (Variable APR).

Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Intro APR period

Benefits:
- $750 bonus;
- 1.5% Cash Back on purchases;
- Choose either a pay-in-full option or a revolving credit option to pay off your balance;
- Choice of 3 rewards programs;
- Ability to limit individual employee spending by merchant or purchase category;
- Visa Signature Travel Benefits.

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Card detail

U.S. Bank Triple Cash Rewards Visa® Business Card

Annual fee:

Regular APR:

18.99% - 27.99% Variable

Our Rating:

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants.
- 1% Cash Back on all other eligible purchases.
Intro Offer:
- $500 In Cash Back when you spend $4,500 on purchases in the first 150 days.
Purchase Intro APR:
0% Introductory APR for the first 15 billing cycles
Balance Transfer APR:
18.99% - 27.99% Variable

Issuer name:
US bank
Details:
The US bank Triple Cash Rewards Visa® Business Credit Card earns $500 in Cash Back when you spend $4,500 on purchases in the first 150 days. The Card offers 5% Cash Back on prepaid hotels and car rentals (booked directly in the Travel Rewards Center), 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, restaurants and 1% Cash Back on all other eligible purchases.
Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
The Triple Cash Rewards Visa® Business Card doesn't charge an annual fee.
The Card has a 0% introductory APR period for 15 billing cycles on purchases. In addition, there is a 0% introductory APR period for 15 billing cycles on balance transfers made within 30 days of account opening. After that, the variable APR is 18.99% - 27.99%.

Pros:
- No annual fee
- 0% Intro APR period on purchases and balance transfers
- 3% cash back categories
- A sign-up offer
Cons:
- Foreign transaction fee
- Rewards categories are limited

Benefits:
- $500 in Cash Back when you spend $4,500 on purchases in the first 150 days;
- 5% Cash Back on prepaid hotels and car rentals booked directly in the Travel Rewards Center;
- 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants;
- 1% Cash Back on all other eligible purchases;
- $100 software credit;
- Pay With Your Phone;
- Expense management;
- Zero Fraud Liability.

View all Triple Cash Rewards Visa® Business details

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Card detail

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