Best Cash Back Business Credit Cards of December 2024

The Capital One Spark Cash Select for Excellent Credit earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

The Capital One Spark Cash Select for Excellent Credit doesn't charge an annual fee.

The Card's APR is 18.49% - 24.49% Variable.

The First Bank Business Edition® Mastercard® with Reward Simplicity earns 1.5% Cash Back on all purchases. Plus, earn a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.

The First Bank Business Edition® Mastercard® with Reward Simplicity doesn't charge an annual fee.

The Card has a 0% Intro APR period on purchases and balance transfers for the first 6 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 20.49% and 29.99% APR depending on your credit worthiness.

The Card by Seneca Women from Celtic Bank earns 3% Cash Back on purchases from women-owned businesses listed in the Seneca Women Marketplace, 2% Cash Back on cardholders’ top monthly spending category and 1% Cash Back on all other purchases. The card's 3% and 2% rewards are capped at a total spend of $500 per month.

The Card doesn't charge an annual fee. The APR for purchases is 21.24% - 28.24% Variable.

The Chase Ink Business Premier℠ Credit Card earns $1,000 bonus Cash Back after you spend $10,000 on purchases in the first 3 months after account opening. The Card offers 5% Cash Back on every purchase of $5,000 or more. That’s $250 on a purchase of $10,000 when redeemed. You'll earn 2.5% Cash Back on every purchase of $5,000 or more, and 2% Cash Back on all other business purchases.

The Card's APR: 19.49% to 27.49% (Variable).

The Ink Business Premier℠ Card has an annual fee of $195.

The Visa Cash Back Credit Card from Black Hills Federal Credit Union earns 1.5% Cash Back on everyday purchases.

Earn $200 Cash Back after spending $2,000 during first 90 days opening the card.

The Card doesn't charge an annual fee.

Cardholders can enjoy an interest rate of 2.90% for balance transfers for the first 12 months (7.75% - 17.90% Variable after that).

The AmaZing Cash® for Business Credit Card earns 3% back on office supplies and technology, 2% back on travel, and 1% back on everything else. Get $750 Cash Back when you spend $7,500 in the first 120 days.

The AmaZing Cash® for Business Card doesn't charge an annual fee.

The Card has a 0% introductory APR period for 6 months on purchases and balance transfers. After that, the variable APR is 18.49%.

The Truist Business Cash Rewards Credit Card earns 3% Cash Back on gas, 2% Cash Back at restaurants and office supply stores (up to $2,000 in combined spend in 2% and 3% categories per month). Plus, earn 1% Cash Back on all other eligible purchases.

The Business Cash Rewards Card doesn't charge an annual fee.

The Card has a 0% introductory APR period for 9 billing cycles on purchases. After that, the variable APR is 17.49% - 26.49%.

The Webster Visa® Business Cash Preferred Credit Card earns 3% Cash Back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining, including takeout and food delivery service purchases, 1% Cash Back on all other purchases.

The Visa® Business Cash Preferred Card doesn’t charge an annual fee.

The Card has a 0% introductory APR period for 6 billing cycles on purchases and balance transfers made within 186 days of account opening. After that, the variable APR is 19.24% - 28.24%.

The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.

The APR on purchases and balance transfers ranges from 16.24% to 22.24% (Variable APR).

The US bank Triple Cash Rewards Visa® Business Credit Card earns $500 in Cash Back when you spend $4,500 on purchases in the first 150 days. The Card offers 5% Cash Back on prepaid hotels and car rentals (booked directly in the Travel Rewards Center), 3% Cash Back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, restaurants and 1% Cash Back on all other eligible purchases.

Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.

The Triple Cash Rewards Visa® Business Card doesn't charge an annual fee.

The Card has a 0% introductory APR period for 15 billing cycles on purchases. In addition, there is a 0% introductory APR period for 15 billing cycles on balance transfers made within 30 days of account opening. After that, the variable APR is 19.24% - 28.24%.