Business Edition® Mastercard® with Reward Simplicity from First National Bank of Omaha Review
Business Edition® Mastercard® with Reward Simplicity from First National Bank of Omaha — all information about the credit card.
Updated December 12, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5% Cash Back on every purchase.
- Intro Offer:
- $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles
- Regular APR:20.49% - 29.99% Variable
- Balance Transfer APR:20.49% - 29.99% Variable
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First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity Rewards Calculator
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All benefits
- Cash back
- 1.5% On every purchase.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles
- Purchase APR
- 20.49% - 29.99% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 6 billing cycles
- Balance Transfers APR
- 20.49% - 29.99% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $35
- Late Payment
- $35 if New Balance is less than $500, $39 if New Balance is equal to or greater than $500
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Rewards
- Good Credit
- Excellent Credit
About the issuer
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity is an option for those, who need Classic features. With an APR of 20.49% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.