USES

Business Edition® Mastercard® with Reward Simplicity from First National Bank of Omaha Review

Business Edition® Mastercard® with Reward Simplicity from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
FNBO First Bank Business Edition® Mastercard® with Reward Simplicity
Apply now
Our Rating:
3.49 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Regular APR:
    20.49% - 29.99% Variable
  • Balance Transfer APR:
    20.49% - 29.99% Variable
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First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Have you already recieved the First National Bank of Omaha intro bonus?
Calculate
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All benefits

  • Cash back
    • 1.5% On every purchase.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 billing cycles
  • Purchase APR
    • 20.49% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 billing cycles
  • Balance Transfers APR
    • 20.49% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $35
  • Late Payment
    • $35 if New Balance is less than $500, $39 if New Balance is equal to or greater than $500
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • N/A%
    Purchase Intro APR
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Upgrade Cash Rewards Visa®
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Recommended credit score
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Fair to Excellent (580-799)
  • None
    Annual Fee
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    Regular APR
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    Cash Back on payments.
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    Purchase Intro APR
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Divvy Cross River Bank
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Recommended credit score
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Fair to Excellent (580-799)
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    Annual Fee
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    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
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On Cross River Bank‘s site

See Another Credit Cards in the Bank

First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity is an option for those, who need Classic features. With an APR of 20.49% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha Business Edition® Mastercard® with Reward Simplicity you will get such features as 0% Intro APR, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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