Chrysler DrivePlus Mastercard® from First National Bank of Omaha Review
Chrysler DrivePlus Mastercard® from First National Bank of Omaha — all information about the credit card.
Updated December 12, 2023
Apply now
Recommended credit score
Good (670-739)
- Rewards Rate:
- 5% Back on FCA US purchases.
- 2% Back on gas and travel purchases.
- 1% Back on all other purchases.
- Intro Offer:
- $1,000 Bonus Certificate toward your next new FCA US vehicle when you spend $7,500 in your first year.
- $100 Back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle after the account is opened.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles from the transaction date
- Regular APR:21.24% - 30.24% Variable
- Balance Transfer APR:21.24% - 30.24% Variable
Show more
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First National Bank of Omaha Chrysler DrivePlus Mastercard® Rewards Calculator
Your Results
Total yearly earnings
First year rewards
$220
Rest years rewards
$120
Annual fee
$0
Yes, First National Bank of Omaha Chrysler DrivePlus Mastercard® credit card is worth its annual fee!
How to maximize your First National Bank of Omaha Chrysler DrivePlus Mastercard® rewards?
Follow these simple steps to make the most of First National Bank of Omaha Chrysler DrivePlus Mastercard® credit card:
- Spend more on FCA US purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with First National Bank of Omaha Chrysler DrivePlus Mastercard®.
Your net profit in the first year
$220
x81
Your net profit in subsequent years
$120
x44
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You will receive $220 in the first year
Where you get the most profit
- FCA US purchases
- Gas
- Travel
- All other purchases
- Into bonus
FCA US purchases
$60
Gas
$24
Travel
$24
All other purchases
$12
Into bonus
$100
Total
$220
Annual fee
$0
Net yearly credit card profit
$220
You will receive $120 in the rest years
Where you get the most profit
- FCA US purchases
- Gas
- Travel
- All other purchases
FCA US purchases
$60
Gas
$24
Travel
$24
All other purchases
$12
Total
$120
Annual fee
$0
Net yearly credit card profit
$120
All benefits
- Cash back
- 5% On FCA US purchases.
- 2% On gas and travel purchases.
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles from the transaction date
- Purchase APR
- 21.24% - 30.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 21.24% - 30.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- Intro Purchase APR
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Cashback
- Fraud Protection
- Rewards
- Purchase Protection
- Travel
- Airline
- Good Credit
About the issuer
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
First National Bank of Omaha Chrysler DrivePlus Mastercard® is an option for those, who need Classic features. With an APR of 21.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With First National Bank of Omaha Chrysler DrivePlus Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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- NonePurchase Intro APR
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