Icelandair Mastercard® from First National Bank of Omaha Review
Icelandair Mastercard® from First National Bank of Omaha — all information about the credit card.
Updated December 12, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point per $1 spent on Icelandair purchases.
- 0.5x Point per $1 spent everywhere else.
- Intro Offer:
- 5,000x Points upon first purchase after account is opened.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:28.24% Variable
- Balance Transfer APR:28.24% Variable
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First National Bank of Omaha Icelandair Mastercard® Rewards Calculator
Your Results
Total yearly earnings
First year rewards
$68
Rest years rewards
$18
Annual fee
$0
Yes, First National Bank of Omaha Icelandair Mastercard® credit card is worth its annual fee!
How to maximize your First National Bank of Omaha Icelandair Mastercard® rewards?
Follow these simple steps to make the most of First National Bank of Omaha Icelandair Mastercard® credit card:
- Spend more on Icelandair purchases
- Redeem most of your points for Travel purchases at Hotels, Airlines
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with First National Bank of Omaha Icelandair Mastercard®.
Your net profit in the first year
$68
x25
Your net profit in subsequent years
$18
x7
Show less details
You will receive 6,800 points in the first year (equivalent to $68)
Where you get the most profit
- Icelandair purchases
- All other purchases
- Into bonus
Icelandair purchases
$12
All other purchases
$6
Into bonus
$50
Total
$68
Annual fee
$0
Net yearly credit card profit
$68
You will receive 1,800 points in the rest years (equivalent to $18)
Where you get the most profit
- Icelandair purchases
- All other purchases
Icelandair purchases
$12
All other purchases
$6
Total
$18
Annual fee
$0
Net yearly credit card profit
$18
All benefits
- Points
- 1x Per $1 spent on Icelandair purchases.
- 0.5x Per $1 spent everywhere else.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 28.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 28.24% Variable
- APR for Cash Advances
- 29.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- None
- Return Payment
- Up to $35
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No Intro APR period
Features
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Travel
- Airline
- Good Credit
- Excellent Credit
About the issuer
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
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Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
First National Bank of Omaha Icelandair Mastercard® is an option for those, who need Classic features. With an APR of 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha Icelandair Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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- NonePurchase Intro APR
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