FordPass Rewards™ Visa® Signature from First National Bank of Omaha Review
FordPass Rewards™ Visa® Signature from First National Bank of Omaha — all information about the credit card.
Updated December 11, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 10% Back in Points on Ford Service. That’s 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass™ Rewards.
- 5% Back in FordPass Rewards™ Points on Ford Dealership purchases.
- 3% Back in FordPass Rewards™ Points for each $1 spent on gas, auto insurance, tolls, parking and dining.
- 1% Back in FordPass Rewards™ Points on all other purchases.
- Intro Offer:
- $200 Statement credit every year after spending $6,000 in 12 consecutive billing cycles after account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles from the transaction date
- Regular APR:23.24% - 30.24% Variable
- Balance Transfer APR:23.24% - 30.24% Variable
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First National Bank of Omaha FordPass Rewards™ Visa® Signature Rewards Calculator
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All benefits
- Points
- 10x Points for every $1 dollar spent on Ford Dealership purchases, which equals to 5% back in FordPass Rewards™ Points.
- 6x Points for every $1 dollar spent on dining, gas, auto insurance, tolls and parking, which equals to 3% back in FordPass Rewards™ Points.
- 2x Points for every $1 dollar spent on all other purchases, which equals to 1% back in FordPass Rewards™ Points.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles from the transaction date
- Purchase APR
- 23.24% - 30.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 23.24% - 30.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You won't be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $35
- Late Payment
- Up to $40
Pros & Cons
Pros:
- No annual fee
- 0% Purchase Intro APR for 6 billing cycles on Ford Dealership purchases over $499
- Good rewards rate for the Ford customers
- You can earn up to $200 as a statement credit
Cons:
- Foreign Transaction Fee (3% of each transaction in U.S. dollars)
- Purchase APR is slightly higher compared to other cards
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
First National Bank of Omaha FordPass Rewards™ Visa® Signature is an option for those, who need Classic features. With an APR of 23.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha FordPass Rewards™ Visa® Signature you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.