USES

FordPass Rewards™ Visa® Signature from First National Bank of Omaha Review

FordPass Rewards™ Visa® Signature from First National Bank of Omaha — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
FNBO FordPass Rewards™ Visa® Signature
Apply now
Our Rating:
3.18 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 10% Back in Points on Ford Service. That’s 5% Back in Points on Ford Dealership Purchases plus 5% Back in Points with FordPass™ Rewards.
    • 5% Back in FordPass Rewards™ Points on Ford Dealership purchases.
    • 3% Back in FordPass Rewards™ Points for each $1 spent on gas, auto insurance, tolls, parking and dining.
    • 1% Back in FordPass Rewards™ Points on all other purchases.
  • Intro Offer:
    • $200 Statement credit every year after spending $6,000 in 12 consecutive billing cycles after account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles from the transaction date
  • Regular APR:
    23.24% - 30.24% Variable
  • Balance Transfer APR:
    23.24% - 30.24% Variable
Show more

We recommend more cards

Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Apply now

First National Bank of Omaha FordPass Rewards™ Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
10X
Ford Dealership
$
3X
Gas
$
3X
Dining
$
3X
Parking
$
Have you already recieved the First National Bank of Omaha intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 10x Points for every $1 dollar spent on Ford Dealership purchases, which equals to 5% back in FordPass Rewards™ Points.
    • 6x Points for every $1 dollar spent on dining, gas, auto insurance, tolls and parking, which equals to 3% back in FordPass Rewards™ Points.
    • 2x Points for every $1 dollar spent on all other purchases, which equals to 1% back in FordPass Rewards™ Points.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 billing cycles from the transaction date
  • Purchase APR
    • 23.24% - 30.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 23.24% - 30.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You won't be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • 0% Purchase Intro APR for 6 billing cycles on Ford Dealership purchases over $499
  • Good rewards rate for the Ford customers
  • You can earn up to $200 as a statement credit
Cons:
  • Foreign Transaction Fee (3% of each transaction in U.S. dollars)
  • Purchase APR is slightly higher compared to other cards

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.43 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Walmart purchases
Capital One Spark® Miles
Capital One Spark Miles for Business
4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

First National Bank of Omaha FordPass Rewards™ Visa® Signature is an option for those, who need Classic features. With an APR of 23.24% - 30.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First National Bank of Omaha FordPass Rewards™ Visa® Signature you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Car rental
Venture X Rewards Capital One
Capital One Venture X Rewards Credit Card
3.53 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • $395
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 10,000x
    10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
  • None
    Purchase Intro APR
Learn more
on our partner’s site