Business Edition® Secured Mastercard® from First National Bank of Omaha Review
Business Edition® Secured Mastercard® from First National Bank of Omaha — all information about the credit card.
Updated December 12, 2023
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Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$39 annually
- Purchase Intro APR:None
- Regular APR:29.24% Variable
- Balance Transfer APR:29.24% Variable
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 29.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $39 annually
- Fees for Balance Transfer
- Either $10 or 5% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $35
- Late Payment
- $35 if New Balance is less than $500, $39 if New Balance is equal to or greater than $500
Pros & Cons
Pros:
- $100,000 maximum credit limit
Cons:
- Annual Fee
- No Intro APR period
- High APR
- Foreign Transaction Fee
Features
- Poor Credit
About the issuer
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Capital One Platinum Secured Credit Card
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No Credit History to Poor (0-579)
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- 29.99%Regular APR
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- NonePurchase Intro APR
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Unsecured
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Recommended credit score
No Credit History to Good (0-739)
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- 35.90%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
First National Bank of Omaha Business Edition® Secured Mastercard® is an option for those, who need Classic features. With an APR of 29.24% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First National Bank of Omaha Business Edition® Secured Mastercard® you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.