USES

Business Edition® Secured Mastercard® from First National Bank of Omaha Review

Business Edition® Secured Mastercard® from First National Bank of Omaha — all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
FNBO First Bank Business Edition® Secured Mastercard®
Apply now
Our Rating:
1.64 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $39 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    29.24% Variable
  • Balance Transfer APR:
    29.24% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 20 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $39 annually
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $35
  • Late Payment
    • $35 if New Balance is less than $500, $39 if New Balance is equal to or greater than $500
View all Rates & Fees

Pros & Cons

Pros:
  • $100,000 maximum credit limit
Cons:
  • Annual Fee
  • No Intro APR period
  • High APR
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • Poor Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

First National Bank of Omaha Business Edition® Secured Mastercard® is an option for those, who need Classic features. With an APR of 29.24% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First National Bank of Omaha Business Edition® Secured Mastercard® you will get such features as Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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