USES

Secured MastercardĀ® from First National Bank of Omaha Review

Secured MastercardĀ® from First National Bank of Omaha ā€” all information about the credit card.

Updated December 12, 2023
Advertiser Disclosure Our Methodology
FNBO First Bank Secured MastercardĀ®
Apply now
Our Rating:
1.64 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $35 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    29.24% Variable
  • Balance Transfer APR:
    29.24% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 29.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $35 annually
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • Improve your credit rating
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • High APR
  • No Intro APR period

Features

Classic
Mastercard
  • Fraud Protection
  • Free Credit Score
  • Purchase Protection
  • Poor Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • $39
    Annual Fee
  • 18.74%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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Unsecured
DestinyĀ® MastercardĀ® First Electronic Bank
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  • *see terms*
    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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FITā„¢ Platinum MastercardĀ® The Bank of Missouri
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3.9 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
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    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

First National Bank of Omaha Secured MastercardĀ® is an option for those, who need Classic features. With an APR of 29.24% and $35 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First National Bank of Omaha Secured MastercardĀ® you will get such features as Fraud Protection, Free Credit Score, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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