USES

ANA U.S.A. Visa® Credit Card Review: Benefits, Rewards

ANA U.S.A. Visa® from First National Bank of Omaha — all information about the credit card.

Updated December 11, 2023
Advertiser Disclosure Our Methodology
First National Bank of Omaha ANA U.S.A. Visa®
Apply now
Our Rating:
2.1 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1x Mile per $1 spent on purchases (such as at restaurants and online stores).
  • Intro Offer:
    • 5,000x Bonus miles for your first qualifying purchase.
  • Annual Fee:
    $70 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    23.24% Variable
  • Balance Transfer APR:
    23.24% Variable
Show more

We recommend more cards

Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
*see terms*
Annual Fee
35.9%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On First Electronic Bank‘s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Apply now

First National Bank of Omaha ANA U.S.A. Visa® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
Online shopping
$
Have you already recieved the First National Bank of Omaha intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Miles
    • 1x On all other purchases.
  • Travel
    • Extra Flight Bonus Miles:
    • ANA Mileage Club regular members with ANA CARD U.S.A. (Primary holder) are now qualified for 25% Flight Bonus Miles as Card Type Multiplication rate, when flying on ANA Group flights.
    • Priority Check-In:
    • Enjoy Priority Check-In on ANA-operated International Flights! To receive this benefit, present ANA CARD U.S.A. at the Business Class check-in counter.
    • 10% Off on ANA in-flight purchases.
    • 10% Off at duty free shops at the airport.
    • Discounts at ANA Hotels and ANA - IHG co-branded hotels:
    • When booking your stay, mention you are an ANA CARD U.S.A. member and enjoy 5% off the Best Flexible Rates at IHG ANA Hotels Group Japan. You will also enjoy a free breakfast and welcome drink during your stay at an ANA Hotel.
    • 5% Off while shopping at ANA Group airport shops.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 23.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 23.24% Variable
  • APR for Cash Advances
    • 30.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $70 annually
  • Fees for Balance Transfer
    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • Up to $35
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No penalty fees
  • No rewards limit
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • No Intro APR period

Features

Classic
Visa
  • Rewards
  • Free Credit Score
  • Travel
  • Airline
  • Poor Credit

About the issuer

First National Bank of Omaha
First National Bank of Omaha has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
First Access Visa® The Bank of Missouri
First Access Visa® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access Visa® Card secure website
Total Visa® Card The Bank of Missouri
Total Visa® Card
3.32 out of 5
Recommended credit score
score
Rebuilding Credit to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
Apply now
On the Total Visa® Card secure website
18 year old
Gold Preferred® Secured Visa® Applied Bank
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
4.23 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Applied Bank®‘s site

See Another Credit Cards in the Bank

First National Bank of Omaha ANA U.S.A. Visa® is an option for those, who need Classic features. With an APR of 23.24% and $70 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With First National Bank of Omaha ANA U.S.A. Visa® you will get such features as Rewards, Free Credit Score, Travel, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site