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Best Store Credit Cards of May 2022

Compare credit cards for Store on Myfin.us.

Best Credit Cards for Store in May 2022

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Merit Platinum
Annual Fee:
See website for details*
Regular APR:
None
Our Rating:
3.8
scorer
Сredit score
No Credit History to Poor (0-579)
    • Details:

      The Merit Platinum Card is an online shopping card for people with bad credit or no credit.

      The card provides you with a merchandise credit line of $750*.

      Read full review

    • Pros:
      • Fast and Easy Application
    • Cons:
      • Valid at the Horizon Outlet store
    • Benefits:
      • $750 Merchandise Credit Line*;
      • No Employment or Credit Check.
    View all Merit Platinum details
    Apply now
    On Meritplatinum‘s website
    Card detail
    Unique Platinum
    Annual Fee:
    See website for details*
    Regular APR:
    0.00% Regular
    Our Rating:
    3.1
    scorer
    Сredit score
    No Credit History to Poor (0-579)
    • Rewards Rate:
      • $25 With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways.
    • Details:

      The Unique Platinum Card is a good option for people with bad credit or no credit.

      With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month.

      The Unique Platinum Card has an annual fee of $269.35 (in the first year), $239.4 (thereafter).

      The card is valid only at My Unique Outlet.

      Read full review

    • Pros:
      • Unsecured credit line
      • Instant approval
    • Cons:
      • Valid only at My Unique Outlet
      • Minimum monthly payment
    • Benefits:
      • $1000 Credit Line;
      • $25 in Reward Dollars;
      • No Monthly Fee.
    View all Unique Platinum details
    Apply now
    On Uniquecardservices‘s website
    Card detail
    US bank Ralphs Rewards World Elite Mastercard®
    Annual Fee:
    $0
    Regular APR:
    14.74% - 27.74% Variable
    Our Rating:
    4.7
    scorer
    Сredit score
    Good (670-739)
    • Rewards Rate:
      • 5% Cash Back on mobile wallet purchases for the first $3,000, then 1% thereafter.
      • 3% Cash Back on dining and fuel for the first $6,000, then 1% thereafter.
      • 2% Cash Back at Ralphs (or any of the Kroger’s Family of Brands).
      • 1% Cash Back on all other purchases (outside the Kroger’s Family of Brands).
    • Intro Offer:
      • $100 In Statement Credits when you apply, get approved and spend $500 on your Ralphs Rewards World Elite Mastercard® on eligible purchases in the first 90 days.
    • Issuer name:
      US bank
    • Details:

      The Ralphs Rewards World Elite Mastercard® Credit Card earns 5% Cash Back on mobile wallet purchases for the first $3,000 (then 1% thereafter), 3% Cash Back on dining and fuel for the first $6,000 (then 1% thereafter), 2% Cash Back at Ralphs and 1% Cash Back on all other purchases (outside the Kroger’s Family of Brands). Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Ralphs Rewards World Elite Mastercard® on eligible purchases in the first 90 days.

      The Ralphs Rewards World Elite Mastercard® doesn't charge an annual fee. The APR for purchases and balance transfers is 14.74% - 27.74% Variable.

    • Pros:
      • No Annual Fee
      • No Foreign Transaction Fee
    • Cons:
      • No Intro APR period
    • Benefits:
      • $100 in Statement Credits;
      • 5% Cash Back on mobile wallet purchases for the first $3,000 (then 1% thereafter);
      • 3% Cash Back on dining and fuel for the first $6,000 (then 1% thereafter);
      • 2% Cash Back at Ralphs;
      • 1% Cash Back on all other purchases (outside the Kroger’s Family of Brands).
    Card detail
    Capital One Pottery Barn Key Rewards Visa®
    Annual Fee:
    $0
    Regular APR:
    25.24% Variable
    Our Rating:
    4.03
    scorer
    Сredit score
    Excellent (740-799)
    • Rewards Rate:
      • 5% Cash Back online and in stores across seven brands.
      • 4% Cash Back at grocery stores and restaurants (excludes fast food).
      • 1% Cash Back on everything else.
    • Intro Offer:
      • 10% Cash Back across seven brands for your first 30 days from account opening.
    • Issuer name:
      Capital One
    • Details:

      The Pottery Barn Key Rewards Visa® Credit Card offers 10% back across seven brands for your first 30 days from account opening.

      The Pottery Barn Key Rewards Visa® earns 10% Cash Back across seven brands, 5% Cash Back online and in stores across seven brands, 4% Cash Back at grocery stores and restaurants (excludes fast food), 1% Cash Back on all other purchases.

      The Card's APR: 25.24% Variable for purchases and balance transfers.

    • Pros:
      • No Annual Fee
      • No Foreign Transaction Fee
    • Cons:
      • High APR
    • Benefits:
      • 12-month promotional financing on purchases of $750 or more;
      • $25 birthday reward (sent to your email);
      • 10% Cash Back across seven brands;
      • 5% Cash Back online and in stores across seven brands;
      • 4% Cash Back at grocery stores and restaurants (excludes fast food);
      • 1% Cash Back on all other purchases.
    Card detail
    Comenity Bank Sephora Visa®
    Annual Fee:
    $0
    Regular APR:
    16.99% - 25.74% Variable
    Our Rating:
    4.05
    scorer
    Сredit score
    Fair (580-669)
    • Rewards Rate:
      • 4% Cash Back in rewards in stores or online at Sephora.
      • 1% Cash Back in rewards on purchases outside Sephora.
    • Intro Offer:
      • $20 Bonus after spending $500 outside of Sephora within 90 days.
      • 25% New cardholders can get 25% off their first Sephora Visa® Credit Card purchase at a Sephora location or online at sephora.com.
    • Issuer name:
      Comenity Bank
    • Details:

      The Sephora Visa® Credit Card offers two welcome bonuses for new cardholders. Enjoy a $20 bonus (after spending $500 outside of Sephora within 90 days) and 25% off your first card purchase at Sephora.

      The Sephora Visa® earns 4% back on all Sephora purchases and 1% back on all other purchases.

      The Sephora Visa® doesn't charge an annual fee. The Card's APR is 16.99% - 25.74% (Variable for purchases), 26.99% (for balance transfers).

    • Pros:
      • No Annual Fee
      • Welcome bonuses
    • Cons:
      • Foreign Transaction Fee
      • No intro APR period
    • Benefits:
      • $20 bonus (after spending $500 outside of Sephora within 90 days);
      • 25% off your first card purchase at Sephora;
      • 4% back in rewards in stores or online at Sephora;
      • 1% back in rewards on purchases outside Sephora;
      • Emergency card, replacement;
      • Zero liability.
    Card detail
    Comenity Bank Good Sam Rewards Visa®
    Annual Fee:
    $0
    Regular APR:
    13.99% - 24.99% Variable
    Our Rating:
    4.06
    scorer
    Сredit score
    Fair to Good (580-739)
    • Rewards Rate:
      • 5x Points per $1 at Good Sam, Camping World, and Gander Outdoor.
      • 3x Points per $1 at private campgrounds and gas stations.
      • 1x Point per $1 for everything else.
    • Intro Offer:
      • 2,000x Bonus points the first time you use your card for a purchase within 90 days of account opening.
      • 2x Double points on purchases outside of Good Sam brands for the first 90 days when you use your card.
    • Issuer name:
      Comenity Bank
    • Details:

      The Good Sam Rewards Visa® Credit Card earns 5x points per $1 at Good Sam, Camping World, and Gander Outdoor, 3x points per $1 at private campgrounds and gas stations and 1x point per $1 for everything else.

      The Card offers 2,000 bonus points the first time you use your card for a purchase within 90 days of account opening. Enjoy 2x double points on purchases outside of Good Sam brands (for the first 90 days when you use your card).

      The Good Sam Rewards Visa® doesn't charge an annual fee. The Card's APR is 13.99% - 24.99% (Variable for purchases), 26.99% (for balance transfers).

    • Pros:
      • No Annual Fee
      • Generous rewards
    • Cons:
      • Foreign Transaction Fee
      • No Intro Period
    • Benefits:
      • 2,000 bonus points the first time you use your card for a purchase (within 90 days of account opening);
      • 2x double points on purchases outside of Good Sam brands (for the first 90 days when you use your card);
      • 5x points per $1 at Good Sam, Camping World, and Gander Outdoor;
      • 3x points per $1 at private campgrounds and gas stations;
      • 1x point per $1 for everything else.
    Card detail
    Comenity Bank BJ's Perks Plus® Mastercard®
    Annual Fee:
    $0
    Regular APR:
    14.99% - 24.99% Variable
    Our Rating:
    4.19
    scorer
    Сredit score
    Good (670-739)
    • Rewards Rate:
      • 8.77% 10¢ off per gallon at BJ's Gas®.
      • 3% Cash Back on BJ's Purchases.
      • 2% Cash Back on non-BJ's gas stations.
      • 2% Cash Back on dining.
      • 1% Cash Back for everything else.
    • Issuer name:
      Comenity Bank
    • Details:

      The BJ’s Perks Plus® Mastercard® Credit Card is a good variant for BJ’s shoppers.

      The BJ’s Perks Plus® Mastercard® earns 10¢ off per gallon at BJ's Gas®, 3% cash back on most BJ's purchases, 2% cash back on dining and non-BJ's gas stations and 1% cash back for everything else.

      The Card's APR: 14.99% - 24.99% Variable for purchases, 26.99% for balance transfers.

      The BJ’s Perks Plus® Mastercard® doesn't charge an annual fee.

    • Pros:
      • No Annual Fee
    • Cons:
      • No Intro period
      • Foreign Transaction Fee
    • Benefits:
      • 10¢ off per gallon at BJ's Gas®;
      • 3% cash back on most BJ's purchases;
      • 2% cash back on dining and non-BJ's gas stations;
      • 1% cash back for everything else.
    Card detail
    Synchrony Bank Rakuten Cash Back Visa® Platinum
    Annual Fee:
    $0
    Regular APR:
    24.99% Variable
    Our Rating:
    3.2
    scorer
    Сredit score
    Fair to Good (580-739)
    • Rewards Rate:
      • 3% Cash Back on all qualifying Rakuten purchases, online and in stores. Rakuten Gift Card Shop included.
      • 1% Cash Back on all other purchases.
    • Intro Offer:
      • $10 Bonus on first purchase with no purchase minimum.
    • Issuer name:
      Synchrony Bank
    • Details:

      The Rakuten Cash Back Visa® Platinum Credit Card earns 3% Cash Back on Rakuten Purchases, 1% Cash Back on all other purchases and a $10 bonus on your first purchase.

      The Rakuten Cash Back Visa® Platinum also offers no annual fee and zero fraud liability. The Card's APR: 24.99% Variable.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers are not available
      • No Intro APR period
      • Foreign Transaction Fee
      • High APR
    • Benefits:
      • $10 bonus after your first purchase;
      • 3% Cash Back on purchases made through Rakuten.com;
      • 1% Cash Back on all other purchases;
      • Zero Fraud Liability.
    Card detail
    Synchrony Bank myWalgreens™ Mastercard®
    Annual Fee:
    $0
    Regular APR:
    17.99% - 26.99% Variable
    Our Rating:
    3.24
    scorer
    Сredit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 10% Walgreens Cash rewards on Walgreens brand purchases.
      • 5% Walgreens Cash rewards on all other brands and pharmacy purchases.
      • 3% Walgreens Cash rewards on grocery and health & wellness purchases.
      • 1% Walgreens Cash rewards on all other purchases.
    • Intro Offer:
      • $25 Walgreens Cash rewards when you open an account and make your first purchase within 45 days.
    • Issuer name:
      Synchrony Bank
    • Details:

      The myWalgreens™ Mastercard® Credit Card earns $25 Walgreens Cash rewards (when you open an account and make your first purchase within 45 days). The Card offers 10% Walgreens Cash rewards on Walgreens brand purchases, 5% Walgreens Cash rewards on all other Walgreens purchases, 3% Walgreens Cash rewards on grocery and health & wellness purchases outside of Walgreens, 1% Walgreens Cash rewards on other purchases.

      The myWalgreens™ Mastercard® doesn't charge an annual fee.

      The ongoing APR is 17.99% - 26.99% (Variable for purchases).

    • Pros:
      • No Annual Fee
    • Cons:
      • Foreign Transaction Fee
      • No intro APR period
    • Benefits:
      • $25 Walgreens Cash rewards (when you open an account and make your first purchase within 45 days);
      • 10% Walgreens Cash rewards on Walgreens brand purchases;
      • 5% Walgreens Cash rewards on all other Walgreens purchases;
      • 3% Walgreens Cash rewards on grocery and health & wellness purchases outside of Walgreens;
      • 1% Walgreens Cash rewards on other purchases everwhere Mastercard is accepted;
      • $0 fraud liability;
      • Free credit monitoring.
    Card detail
    Goldman Sachs GM Extended Family
    Annual Fee:
    $0
    Regular APR:
    15.24% - 25.24% Variable
    Our Rating:
    3.44
    scorer
    Сredit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 1% Back on everyday purchases.
    • Intro Offer:
      • $100 Offer valid for new GM Extended Family Card members who opened an account on or after February 24, 2022 and spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Bonus Earnings are equal to $100 when redeemed as a statement credit or for the purchase or lease of a new vehicle at GM.
    • Purchase Intro APR:
      0% Introductory APR for 9 months from the date of account opening
    • Balance Transfer APR:
      0% Introductory APR for 9 months from the date of account opening
    • Issuer name:
      Goldman Sachs
    • Details:

      The GM Extended Family Credit Card earns $100 in Earnings to redeem at GM when you spend $1,000 in your first three months. Plus, earn 1% Cash Back on everyday purchases from gas and groceries to travel and tickets.

      The GM Extended Family Card doesn't charge an annual fee.

      The GM Extended Family Card offers an introductory 0% APR on purchases for 9 months, followed by a variable APR of 15.24% - 25.24%.

    • Pros:
      • No Annual Fee
      • No Foreign Transaction Fee
      • Intro APR period on purchases
    • Cons:
      • No Intro APR period on balance transfers
    • Benefits:
      • $100 in earnings to redeem at GM when you spend $1,000 in your first 3 months;
      • 1% back on all purchases;
      • MasterCard® World Elite benefits.
    Card detail