Best Store Credit Cards of December 2024

Compare credit cards for Store on Myfin.us.

Best Credit Cards for Store in December 2024

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Comenity B&H Payboo
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
0.88
scorer
Credit score
Good to Excellent (670-799)
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity B&H Payboo Credit Card doesn't charge an annual fee.

      The APR for purchases is 29.99%.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • Special Financing;
      • Instant Savings on qualifying purchases when you use your card.
    Card detail
    Synchrony Sweetwater®
    Annual fee:
    $0
    Regular APR:
    29.99%
    Our Rating:
    2.35
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 5% Back on qualifying purchases of $299 or more.
    • Issuer name:
      Synchrony Bank
    • Details:

      The Synchrony Bank Sweetwater® Credit Card earns 5% Back on qualifying purchases of $299 or more.

      Enjoy up to 48 months promotional financing on qualifying purchases.

      The Sweetwater® Card doesn't charge an annual fee.

      The Card's APR is 29.99%.

    • Pros:
      • No Annual Fee
      • Quick & easy application process
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • 5% Back on qualifying purchases of $299 or more;
      • Promotional financing;
      • Hundreds of participating music brands.
    Card detail
    Comenity Bank Boot Barn
    Annual fee:
    $0
    Regular APR:
    32.24% Variable
    Our Rating:
    1.73
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • $15 Reward for every 250 points earned.
    • Intro Offer:
      • 20% Off coupon upon receiving your new card offer only valid for Boot Barn Credit Card holders.
      • 15% Off your first purchase when you Open and use the Boot Barn Credit Card same day of account opening.
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Bank Boot Barn Credit Card doesn't charge an annual fee.

      The APR for purchases is 32.24%.

      Earn a $15 Reward for every 250 points earned. Plus, earn 15% off your first purchase when you Open and use the Boot Barn Credit Card same day of account opening.

      You'll also receive a 20% off coupon when you get your new card.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • 20% off coupon upon receiving your new card offer only valid for Boot Barn Credit Card holders;
      • 15% off your first purchase when you Open and use the Boot Barn Credit Card same day of account opening;
      • $15 Reward for every 250 points earned;
      • Exclusive offers and discounts.
    Card detail
    Comenity Cosmo Prof™ Rewards
    Annual fee:
    $0
    Regular APR:
    32.24% Variable
    Our Rating:
    2.03
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 3% Off every time you shop at Cosmo Prof ™ with your Cosmo Prof Rewards Credit Card.
    • Intro Offer:
      • $10 Off Welcome Gift on your next purchase with your Cosmo Prof™ Rewards Credit Card.
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Cosmo Prof™ Rewards Credit Card doesn't charge an annual fee.

      Earn $10 Off Welcome Gift on your next purchase with your Cosmo Prof™ Rewards Card. Plus, earn 3% Off every time you shop at Cosmo Prof ™ with your Cosmo Prof Rewards Credit Card.

      The APR for purchases is 32.24%.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • $20 off your $50+ purchase when you open and use the Cosmo Prof Rewards Credit Card;
      • 3% off everytime you shop at Cosmo Prof with your Cosmo Prof Rewards Credit Card;
      • Cosmo Prof PLATINUM cardholder (if you spend $4000 in a calendar year);
      • Free standard shipping.
    Card detail
    Synchrony Pandora
    Annual fee:
    $0
    Regular APR:
    29.99% Variable
    Our Rating:
    1.76
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • This card doesn't offer miles or points.
    • Intro Offer:
      • 10% Discount applied to first Pandora credit card purchase.
    • Issuer name:
      Synchrony Bank
    • Details:

      The Synchrony Bank Pandora Credit Card doesn't charge an annual fee. Enjoy 10% off once approved for the Pandora Credit Card.

      The APR for purchases is 29.99%.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • 10% off your first qualifying purchase;
      • Exclusive Birthday Offer;
      • Special Sales Event.
    Card detail
    Comenity Sally Beauty™ Rewards
    Annual fee:
    $0
    Regular APR:
    32.24% Variable
    Our Rating:
    2.03
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 2.5x Points for every dollar spent on your Sally Beauty(TM) Rewards Credit Card.
    • Intro Offer:
      • 20% Off your $50 purchase when you open and use your Sally Beauty™ Rewards Credit Card immediately at the time of account opening.
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Sally Beauty™ Rewards Credit Card doesn't charge an annual fee.

      The APR for purchases is 32.24%.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • $20 off your $50 purchase when you open and use your Sally Beauty™ Rewards Credit Card immediately at the time of account opening;
      • 2.5 points for every dollar spent on your Sally Beauty(TM) Rewards Credit Card;
      • 20% off your next credit card purchase;
      • Free standard shipping on Sally Beauty™ Rewards Credit Card purchases;
      • $5 reward for every 500 points earned.
    Card detail
    FNBO SCHEELS Visa®
    Annual fee:
    $0
    Regular APR:
    25.24% Variable
    Our Rating:
    3.98
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 3x Points per $1 on SCHEELS purchases.
      • 1x Points on all other purchases.
    • Intro Offer:
      • 1,500x Points after the first purchase made with your card outside of SCHEELS.
    • Purchase Intro APR:
      0% Introductory APR for the first 7 billing cycles from the transaction date
    • Balance Transfer APR:
      25.24% Variable
    • Issuer name:
      First National Bank of Omaha
    • Details:

      The FNBO SCHEELS Visa® Credit Card earns 1,500 points after the first purchase made with your card outside of SCHEELS. The Card offers 3x points per $1 on SCHEELS purchases and 1x points on all other purchases.

      The SCHEELS Visa® Card doesn't charge an annual fee.

      The Card has a 0% introductory APR period for 7 billing cycles on purchases. After that, the variable APR is 25.24%.

    • Pros:
      • Intro APR period
      • No Annual Fee
    • Cons:
      • Foreign Transaction Fee
    • Benefits:
      • 1,500 points after the first purchase made with your card outside of SCHEELS;
      • 3x points per $1 on SCHEELS purchases;
      • 1x points on all other purchases;
      • $25 gift cards automatically awarded for every 2,500 points you earn.
    Card detail
    Comenity Bank Torrid
    Annual fee:
    $0
    Regular APR:
    35.24%
    Our Rating:
    2.28
    scorer
    Credit score
    Fair to Excellent (580-799)
    • Rewards Rate:
      • 5% Off Every Day with your Torrid Credit Card.
    • Intro Offer:
      • 40% Off your Torrid.com purchase when you open and immediately use your Torrid Credit Card online.
      • $15 Off $50 Welcome Offer with your Torrid Credit Card when your credit card arrives.
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Bank Torrid Credit Card earns 40% off your first online purchase. Plus, $15 Off $50 Welcome Offer included when you receive your new card. The Card offers 5% off Every Day with your Torrid Credit Card.

      The Card doesn't charge an annual fee.

      The APR for purchases is 35.24%.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
    • Benefits:
      • 40% off your first online purchase;
      • $15 off $50 Welcome Offer included when you receive your new card;
      • 5% off Every Day with your Torrid Credit Card.
    Card detail
    Comenity Bank Carter's®
    Annual fee:
    $0
    Regular APR:
    32.24% Variable
    Our Rating:
    1.73
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • 2x Points at Carter's®.
    • Intro Offer:
      • 30% Save 30% today on your first Carter's® Credit Card purchase (and 20% when your card comes, too).
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Bank Carter's® Credit Card doesn't charge an annual fee.

      The APR for purchases is 32.24%.

      The Card earns 2x points at Carter's®.

      Save 30% today on your first Carter's® Credit Card purchase (and 20% when your card comes, too).

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • 2x points at Carter's®;
      • You pick bonus days;
      • Save 30% today on your first Carter's® Credit Card purchase (and 20% when your card comes, too);
      • Free shipping;
      • Exclusive events.
    Card detail
    Comenity Banter
    Annual fee:
    $0
    Regular APR:
    32.24%
    Our Rating:
    1.44
    scorer
    Credit score
    Good to Excellent (670-799)
    • Rewards Rate:
      • $25 Off on your birthday when you use the Banter Credit Card.
    • Issuer name:
      Comenity Bank
    • Details:

      The Comenity Bank Banter Credit Card doesn't charge an annual fee.

      The APR for purchases is 32.24%.

      Enjoy $25 off on your birthday when you use the Banter Credit Card.

    • Pros:
      • No Annual Fee
    • Cons:
      • Balance transfers and cash advances are not available
      • High APR
    • Benefits:
      • 25% Off on your birthday when you use the Banter Credit Card;
      • Special Financing Options.
    Card detail