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Best Credit Cards with Shopping Rewards of November 2022

Compare 245 credit cards for shopping on Myfin.us.

Best Credit Cards for Shopping in November 2022

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Capital One Walmart Rewards® Mastercard® best for Walmart purchases

Capital One Walmart Rewards®
Annual fee:
$0
Regular APR:
17.99% - 27.74% Variable
Our Rating:
4.12
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Cash Back at Walmart.com, including pickup and delivery.
    • 2% Cash Back in Walmart stores, at restaurants and on travel.
    • 1% Everywhere else Mastercard® is accepted.
  • Intro Offer:
    • 5% Cash Back in Walmart stores for the first 12 months after approval when you use your Card with Walmart Pay.
  • Balance Transfer APR:
    17.99% - 27.74% Variable
  • Issuer name:
    Capital One
  • Details:

    The Walmart Rewards® is a card for people who regularly shop at Walmart.

    The Card's APR: 17.99% – 27.74% (Variable). The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

    The Walmart Rewards® Card earns 5% Cash Back on in-store purchases for the first 12 months when using Walmart Pay. The card offers 5% Cash Back at Walmart.com, including pickup & delivery; 2% Cash Back in Walmart stores, at restaurants and on travel; 1% Cash Back everywhere else Mastercard is accepted.

    The Walmart Rewards® Card charges no annual fee and no foreign transaction fee.

  • Pros:
    • No annual fee
    • No foreign transaction fee
  • Cons:
    • No 0% intro APR period
  • Benefits:
    • 5% Cash Back in Walmart stores (for the first 12 months);
    • 5% Cash Back at Walmart.com;
    • 2% Cash Back in Walmart stores, at restaurants and on travel;
    • 1% Cash Back on all other purchases;
    • $0 Fraud Liability.
View all Walmart Rewards® details
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On Capital One‘s site
Card detail

Capital One Quicksilver Cash Rewards Credit Card best for Cash Back, No Annual Fee, Daily use

Quicksilver Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
4.58
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $200 Cash Bonus once you spend $500 on purchases within 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open, 17.99% - 27.99% variable APR after that
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Quicksilver Credit Card from Capital One® offers 1.5% Cash Back on all purchases with a $0 annual fee. It also offers a 0% intro on purchases and balance transfers for 15 months, followed by the standard APR of 17.99% - 27.99% (Variable). The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

    New cardholders will have the opportunity to earn a bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

  • Pros:
    • No minimum redemption is required
    • No annual fee
    • No foreign transaction fees
    • Intro APR period on Purchases
    • Generous sign-up bonus
  • Cons:
    • No bonus rewards categories
    • Other cards offer longer intro APR periods and/or lower APR
    • You need a good credit score to get this card
  • Benefits:
    • $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
    • Unlimited 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Complimentary Concierge Service;
    • Travel Accident Insurance;
    • 24-hour Travel Assistance Services;
    • Capital One Shopping;
    • Shop With Your Rewards.
View all Quicksilver details
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On Capital One‘s site
Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
28.49% Variable
Our Rating:
3.64
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One gives you 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 28.49% Variable.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
View all QuicksilverOne details
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On Capital One‘s site
Card detail
Capital One® Quicksilver Secured Cash Rewards
Annual fee:
$0
Regular APR:
28.49% Variable
Our Rating:
3.14
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    28.49% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Quicksilver Secured Cash Rewards Credit Card offers unlimited 1.5% Cash Back on all purchases with a $0 annual fee.

    The APR for purchases and balance transfers is 28.49 Variable. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • High APR
    • No welcome bonus
  • Benefits:
    • 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Emergency Card Replacement;
    • Capital One® Travel.
View all Quicksilver Secured Cash Rewards details
Apply now
On Capital One‘s site
Card detail

Capital One Quicksilver Student Cash Rewards Credit Card best for International students

Quicksilver Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
17.99% - 27.99% Variable
Our Rating:
3.52
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $100 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    17.99% - 27.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Quicksilver Student Cash Rewards Credit Card is a good option for earning Cash Back on general spending. The Card earns 1.5% Cash Back on every purchase.

    The Capital One Quicksilver Student Cash Rewards Credit Card has a high interest rate of 17.99% - 27.99% (variable APR). The Card has no annual fee and no foreign transaction fees. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $100 bonus (once you spend $100 on purchases within 3 months from account opening);
    • 1.5% Cash Back on every purchase;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Capital One Shopping;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
View all Quicksilver Student Cash Rewards details
Apply now
On Capital One‘s site
Card detail

Upgrade Cash Rewards Visa® best for Good credit score

Upgrade Cash Rewards Visa®
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.35
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on payments.
  • Intro Offer:
    • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions. *
  • Details:

    The Upgrade Cash Rewards Visa® offers 1.5% Cash Back on payments.

    Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

    The card's APR: 14.99% - 29.99% (Regular APR).

    Read full review

  • Pros:
    • No Foreign Transaction Fee
    • No Annual fee
    • No extra fees
  • Cons:
    • No Intro APR reriod
  • Benefits:
    • $200 bonus;
    • 1.5% Cash Back;
    • Сontactless card technology.

    *To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1 - 2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

View all Upgrade Cash Rewards Visa® details
Apply now
On Upgrade‘s website
Card detail
Upgrade Triple Cash Rewards Visa® Upgrade
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
3.53
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 3% Cash Back on Home, Auto and Health categories.
    • 1% Cash Back on everything else.
  • Intro Offer:
    • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening). *
  • Details:

    The Upgrade Triple Cash Rewards Visa® Credit Card offers 3% Cash Back on home, auto and health purchase and 1% Cash Back on everything else.

    Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

    The card's APR: 14.99% - 29.99% (Regular APR).

    Apply online and get a credit line from $500 to $25,000 with your Card.

    Read full review

  • Pros:
    • Every Purchase Earns You Cash Back
    • Increased Cash Back for Three Categories
    • Forget About Fees
    • No Limits Abroad
  • Cons:
    • You Can’t Withdraw Cash
    • Cash Back Doesn’t Satisfy Your Monthly Payments
  • Benefits:
    • $200 bonus;
    • 3% Cash Back on home, auto and health purchase;
    • 1% Cash Back on everything else;
    • Сontactless card technology.

    *To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1 - 2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

View all Upgrade Triple Cash Rewards Visa® details
Apply now
On Upgrade‘s website
Card detail

Applied Bank® Secured Visa® Gold Preferred® Credit Card best for 18 year old

Gold Preferred® Secured Visa® Applied Bank
Annual fee:
$48 annually
Regular APR:
9.99% Fixed
Our Rating:
4.23
scorer
Credit score
No Credit History to Poor (0-579)
    • Issuer name:
      Applied Bank®
    • Details:

      The Applied Bank® Secured Visa® features a fixed-rate 9.99% APR on purchases.

      The Applied Bank® Gold Preferred® Secured Visa® Card charges several fees in addition to the $48 annual fee. Fees include an up to $38 late payment fee, an up to $38 returned payment fee, a $30 stop payment fee, a $12.95 fee for each optional payment, a $30 fee for additional or replacement cards a $50 reinstatement fee, and a 3% foreign transaction fee.

      Read full review

    • Pros:
      • Extremely low regular APR
      • No penalty rate
      • Guaranteed approval
      • Increase your credit limit
    • Cons:
      • No rewards system
      • A lot of fees
      • Can’t upgrade to an unsecured credit card
      • No grace period
    • Benefits:
      • Reports to All Three National Credit Bureaus;
      • Zero Fraud Liability;
      • Refundable Security Deposit;
      • Global acceptance;
      • Emergency card replacement and cash disbursement.
    View all Secured Visa® Gold Preferred® Credit Card details
    Apply now
    On Applied Bank®‘s site
    Card detail
    Merrick Bank Double Your Line® Secured Mastercard®
    Annual fee:
    $36 the first year. Billed $3 per month thereafter
    Regular APR:
    20.45% Variable
    Our Rating:
    3.98
    scorer
    Credit score
    No Credit History to Fair (0-669)
      • Issuer name:
        Merrick Bank
      • Details:

        The Merrick Bank Double Your Line® Secured Mastercard® is a good card for people looking to build or rebuild credit.

        The card has an annual fee of $36 for the first year (billed $3 per month thereafter).

        The APR for purchases is 20.45% (Variable).

        Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

        Read full review

      • Pros:
        • Double your credit limit
        • Free monthly FICO Score access
      • Cons:
        • Annual Fee
        • Foreign Transaction
      • Benefits:
        • $0 Fraud Liability;
        • Double Your Line®;
        • Reports to 3 Major Credit Bureaus.
      View all Double Your Line® Secured Mastercard® details
      Apply now
      On Merrick Bank‘s site
      Card detail
      First Progress Platinum Prestige Mastercard® Secured Synovus Bank
      Annual fee:
      $49 annually
      Regular APR:
      13.74% Variable
      Our Rating:
      3.8
      scorer
      Credit score
      No Credit History to Fair (0-669)
        • Issuer name:
          Synovus Bank
        • Details:

          The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.

          The First Progress Platinum Prestige Mastercard® doesn’t earn a welcome bonus.

          The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 13.74% (Variable for purchases), 22.74% (Variable for cash advances).

          First Progress reports to all three major credit agencies, so even if you have bad credit, you’ll be able to improve on your credit standing provided you use your card responsibly.

          Read full review

        • Pros:
          • Low APR for Purchases
          • No Minimum Credit Score Required
          • Reports to Three Major Credit Bureaus
          • Suitable Range of Credit Limit
        • Cons:
          • High Annual Fee
          • High Transaction Fees on Cash Advance
          • High Penalty Fees
          • No Bonuses or Rewards
          • Foreign Transaction Fees
          • Unavailability of Card for Certain Geographies in the US
        • Benefits:
          • Accepted Nationwide;
          • No Minimum Credit Score;
          • No Credit History Required.
        View all First Progress Platinum Prestige Mastercard® Secured details
        Apply now
        On First Progress’s site
        Card detail

        Celtic Bank Deserve EDU best for Cash Back, Without SSN, Student

        Deserve EDU Celtic Bank
        Annual fee:
        $0
        Regular APR:
        22.49% Variable
        Our Rating:
        3.5
        scorer
        Credit score
        No Credit History to Excellent (0-799)
        • Rewards Rate:
          • 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning Cash Back on all purchases.
        • Issuer name:
          Celtic Bank
        • Details:

          The Deserve EDU Card makes it easy for students to start building credit.

          The Card's APR is 22.49% (Variable APR). The late payment is up to $25, while the returned payment is up to $37. Balance transfers and cash advances are not available.

          Students who make purchases totaling $500 within the first three statement cycles of card membership qualify to have their Amazon Prime Student subscription reimbursed (a $59 value).

          Students spend a significant amount on school supplies, textbooks and gear each year, and the Deserve EDU Mastercard can earn Cash Back on all of these purchases.

          Read full review

        • Pros:
          • No prior credit history required
          • No SSN Required
          • No Annual Fee
          • No
          • Transactions Fees
          • No Co-Signer/ Deposit Required
        • Cons:
          • Relatively High APR
          • Fairly Low Rewards
          • Only for Students
        • Benefits:
          • Cellphone Protection;
          • Collision Damage Waiver;
          • Concierge Service;
          • No International Transaction Fees;
          • Priority Pass™ Membership;
          • Mastercard Benefits;
          • No Social Security Number required for international students to apply.
        View all Deserve EDU details
        Apply now
        On Celtic Bank‘s site
        Card detail

        WebBank Petal® 1 "No Annual Fee" Visa® best for For bad credit

        Petal® 1 "No Annual Fee" Visa® WebBank
        Annual fee:
        $0
        Regular APR:
        22.99% - 32.49% Variable
        Our Rating:
        4.34
        scorer
        Credit score
        No Credit History to Good (0-739)
        • Rewards Rate:
          • 2% - 10%:
          • Cash Back at select merchants.
        • Issuer name:
          WebBank
        • Details:

          The Petal® 1 "No Annual Fee" Visa® Card earns 2% - 10% Cash Back from select merchants.

          The Petal® 1 Card has no annual fee. The card's APR for purchases: 22.99% to 32.49% (Variable).

          The Petal® 1 "No Annual Fee" Visa® Card does not charge an annual fee or fee for foreign transactions.

          Read full review

        • Pros:
          • No Annual Fee
          • No Foreign Transaction Fee
        • Cons:
          • No welcome bonus
          • No intro APR period
        • Benefits:
          • 2 - 10% Cash Back;
          • Zero liability fraud protection;
          • $300 - $5,000 credit limits.
        View all Petal® 1 "No Annual Fee" Visa® details
        Apply now
        On WebBank‘s site
        Card detail
        First Progress Platinum Select Mastercard® Secured Synovus Bank
        Annual fee:
        $39 annually
        Regular APR:
        17.74% Variable
        Our Rating:
        3.5
        scorer
        Credit score
        No Credit History to Fair (0-669)
          • Issuer name:
            Synovus Bank
          • Details:

            The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.

            The First Progress Platinum Select MasterCard® Secured doesn’t come with any welcome offers, sign-up bonuses or reward rates.

            The card's APR: 17.74% (Variable for Purchases), 23.74% (Variable for Cash Advances).

            The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.

            Read full review

          • Pros:
            • No credit history required
            • No Minimum Credit Score needed
            • Low Annual Percentage Rates
          • Cons:
            • Annual Fee
            • Foreign Transaction Fee
          • Benefits:
            • Accepted Nationwide;
            • No Minimum Credit Score;
            • No Credit History Required.
          View all First Progress Platinum Select Mastercard® Secured details
          Apply now
          On First Progress’s site
          Card detail
          Upgrade Bitcoin Rewards Sutton Bank
          Annual fee:
          $0
          Regular APR:
          14.99% - 29.99% Regular
          Our Rating:
          4.2
          scorer
          Credit score
          Good to Excellent (670-799)
          • Rewards Rate:
            • 1.5% Cash Back in bitcoin when you make payments.
          • Intro Offer:
            • $200 Bonus when you open a Rewards Checking account and make 3 debit card transactions.
          • Issuer name:
            Sutton Bank
          • Details:

            The Upgrade Bitcoin Rewards Visa® Credit Card earns 1.5% Cash Back in the form of bitcoin when you make your monthly payments. Earn a $200 welcome bonus when you open a Rewards Checking account and make 3 debit card transactions (within 60 days of your Upgrade Card account opening).

            The Upgrade Bitcoin Rewards Visa® Credit Card has no annual fee. The Card's APR: 14.99% - 29.99% (Regular).

            Read full review

          • Pros:
            • No Annual Fee
            • No Foreign Transaction Fee
          • Cons:
            • The Card cannot be used at an ATM
          • Benefits:
            • $200 bonus;
            • 1.5% back in bitcoin when you make payments;
            • Credit lines from $500 to $25,000;
            • Affordable monthly payments with no annual fee.

            *To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1 - 2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it Refer to Program Terms. Your Upgrade Card must be in good standing to receive a bonus.

          View all Upgrade Bitcoin Rewards details
          Apply now
          On Sutton Bank‘s site
          Card detail
          The Owner’s Rewards Card by M1 Celtic Bank
          Annual fee:
          $0 annually (for active M1 Plus customers)
          $95 annually
          Regular APR:
          17.99% - 27.99% Variable
          Our Rating:
          3.91
          scorer
          Credit score
          Good to Excellent (670-799)
          • Rewards Rate:
            • 10% You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
            • 1.5% Cash Back on everything else.
          • Issuer name:
            Celtic Bank
          • Details:

            The Owner’s Rewards Card by M1 earns up to 10% Cash Back on purchases with eligible brands. All other spending earns 1.5% Cash Back.

            Spend $4,000 with your new Owner’s Rewards credit card in the first 90 days and earn a $300 statement credit.

            The Owner’s Rewards Card by M1 comes with a $95 annual fee (the fee is waived for Plus members).

            Read full review

          • Pros:
            • No Foreign Transaction Fee
            • High rewards rate
          • Cons:
            • No Intro APR period
            • $95 annual fee (for non-plus members)
          • Benefits:
            • Up to 10% Cash Back on purchases with eligible brands;
            • 1.5% Cash Back on everything else;
            • Visa® Zero Liability.
          View all The Owner’s Rewards Card by M1 details
          Apply now
          On Celtic Bank‘s site
          Card detail
          Capital One® Spark Cash Plus
          Annual fee:
          $150 annually
          Regular APR:
          None *
          Our Rating:
          3.62
          scorer
          Credit score
          Excellent (740-799)
          • Rewards Rate:
            • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
            • 2% Cash Back for your business on every purchase.
          • Intro Offer:
            • $1,000 Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months.
          • Purchase Intro APR:
            None *
          • Balance Transfer APR:
            None *
          • Issuer name:
            Capital One
          • Details:

            The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

            The Card has no APR because your balance is due in full every month.

            Earn up to $1,000 in the first 6 months, $500 once you spend $5,000 in the first 3 months and $500 once you spend $50,000 in the first 6 months.

            The Card's annual fee is $150.

          • Pros:
            • No foreign transaction fees
          • Cons:
            • Annual Fee
          • Benefits:
            • Up to $1,000 in the first 6 months;
            • $200 cash bonus every year you spend $200,000 or more;
            • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
            • 2% Cash Back on every purchase;
            • Roadside Assistance;
            • Free Employee Cards;
            • Extended Warranty;
            • $0 Fraud Liability.
          View all Spark Cash Plus details
          Apply now
          On Capital One‘s site
          Card detail
          Capital One® Spark® Cash Select
          Annual fee:
          $0
          Regular APR:
          16.24% - 22.24% Variable
          Our Rating:
          5
          scorer
          Credit score
          Excellent (740-799)
          • Rewards Rate:
            • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
            • 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
          • Intro Offer:
            • $500 Cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
          • Balance Transfer APR:
            16.24% - 22.24% Variable
          • Issuer name:
            Capital One
          • Details:

            The Capital One® Spark® Cash Select Credit Card earns a $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

            The Spark® Cash Select Card doesn't charge an annual fee.

            The card's APR is 16.24% - 22.24%.

          • Pros:
            • No Annual Fee
            • No Foreign Transaction Fee
          • Cons:
            • No Intro APR period
          • Benefits:
            • $500 cash bonus (once you spend $4,500 on purchases within the first 3 months from account opening);
            • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
            • 1.5% Cash Back for your business on every purchase;
            • $0 Fraud Liability;
            • Free Employee Cards;
            • Roadside Assistance.
          View all Spark® Cash Select details
          Apply now
          On Capital One‘s site
          Card detail
          Divvy Cross River Bank
          Annual fee:
          $0
          Regular APR:
          None
          Our Rating:
          4.04
          scorer
          Credit score
          Fair to Excellent (580-799)
          • Rewards Rate:
            • 2x - 7x:
            • Points on restaurants.
            • 2x - 5x:
            • Points on hotels.
            • 1.5x - 2x:
            • Points on recurring software subscriptions.
            • 1x - 1.5x:
            • Points on everything else.
          • Issuer name:
            Cross River Bank
          • Details:

            The Divvy Card is a corporate credit card.

            The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

            Points can be redeemed for travel, gift cards, statement credits or cash back.

            Read full review

          • Pros:
            • No fees
            • Rewards
          • Cons:
            • No sign-up bonus
          • Benefits:
            • Unlimited creation of virtual cards;
            • Scalable credit line;
            • Employee cards for everyone;
            • Enforceable budgets;
            • Expense reports.
          View all Divvy details
          Apply now
          On Cross River Bank‘s site
          Card detail