Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
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Best Credit Cards for Dining at Restaurants of May 2024

Compare 228 credit cards for restaurants on Myfin.us.

Best Credit Cards for Restaurants in May 2024

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Capital One SavorOne Cash Rewards Credit Card best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use

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SavorOne Rewards Capital One
Annual fee:
$0
Regular APR:
19.74% - 29.74% Variable
Our Rating:
4.28
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Cash bonus once you spend $500 on purchases within the first 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open
  • Balance Transfer APR:
    19.74% - 29.74% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One SavorOne Rewards Credit Card offers 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases. Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

    The SavorOne Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 15 months on purchases and balance transfers. After that, the variable APR is 19.74% - 29.74%. The card has a balance transfer fee of 3%.

  • Pros:
    • High rewards rates on dining, entertainment, and grocery stores
    • One-time bonus
    • Introductory 0% APR on purchases
    • No annual fee
    • No foreign transaction fees
  • Cons:
    • No rewards for travel purchases
    • Excellent credit score needed
  • Benefits:
    • $200 cash bonus (once you spend $500 on purchases within the first 3 months from account opening);
    • 1% Cash Back on all other purchases;
    • No Foreign Transaction Fees;
    • Complimentary Concierge Service;
    • Extended Warranty;
    • Travel Accident Insurance;
    • 24-hour Travel Assistance Services.
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Capital One Quicksilver Cash Rewards Credit Card best for Cash Back, No Annual Fee, Daily use

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Quicksilver Capital One
Annual fee:
$0
Regular APR:
19.99% - 29.99% Variable
Our Rating:
4.49
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $200 Cash Bonus once you spend $500 on purchases within 3 months from account opening.
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months that your account is open
  • Balance Transfer APR:
    19.99% - 29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Quicksilver Credit Card from Capital One® offers 5% Cash Back on hotels and rental cars (booked through Capital One Travel), and 1.5% Cash Back on all purchases with a $0 annual fee. It also offers a 0% intro on purchases and balance transfers for 15 months, followed by the standard APR of 19.99% - 29.99% (Variable). The card has a balance transfer fee of 3%. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR (none for balances transferred at the Transfer APR).

    New cardholders will have the opportunity to earn a bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

  • Pros:
    • No minimum redemption is required
    • No annual fee
    • No foreign transaction fees
    • Intro APR period on Purchases
    • Generous sign-up bonus
  • Cons:
    • No bonus rewards categories
    • Other cards offer longer intro APR periods and/or lower APR
    • You need a good credit score to get this card
  • Benefits:
    • $200 Cash Bonus (once you spend $500 on purchases within 3 months from account opening);
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • Unlimited 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Complimentary Concierge Service;
    • Travel Accident Insurance;
    • 24-hour Travel Assistance Services;
    • Capital One Shopping;
    • Shop With Your Rewards.
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Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

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QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
29.99% Variable
Our Rating:
3.6
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One earns 5% Cash Back on hotels and rental cars (booked through Capital One Travel), and 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 29.99% Variable. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
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Capital One® Quicksilver Secured Cash Rewards
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
3.54
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 5% Cash Back on hotel and rental car purchases through Capital One Travel.
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Quicksilver Secured Cash Rewards Credit Card offers unlimited 5% Cash Back on hotel and rental car purchases through Capital One Travel, and 1.5% Cash Back on all purchases with a $0 annual fee.

    The APR for purchases and balance transfers is 29.99 Variable. The Balance Transfer Fee: $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • High APR
    • No welcome bonus
  • Benefits:
    • 5% Cash Back on hotel and rental car purchases through Capital One Travel;
    • 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Emergency Card Replacement;
    • Capital One® Travel.
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Capital One Quicksilver Student Cash Rewards Credit Card best for International students

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Quicksilver Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
19.99% - 29.99% Variable
Our Rating:
3.43
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 10% Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • $50 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    19.99% - 29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Quicksilver Student Cash Rewards Credit Card is a good option for earning Cash Back on general spending. The Card earns 10% Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024, and 1.5% Cash Back on every purchase.

    The Capital One Quicksilver Student Cash Rewards Credit Card has a high interest rate of 19.99% - 29.99% (variable APR). The Card has no annual fee and no foreign transaction fees. The card has a balance transfer fee of 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $50 bonus (once you spend $100 on purchases within 3 months from account opening);
    • 10% Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024;
    • 1.5% Cash Back on every purchase;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Capital One Shopping;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
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Upgrade Cash Rewards Visa® best for Good credit score

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Upgrade Cash Rewards Visa®
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.35
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on payments.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Cash Rewards Visa® offers 1.5% Cash Back on payments.

    Earn a $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*

    The card's APR: 14.99% - 29.99% (Regular APR).

    Read full review

  • Pros:
    • No Annual fee
  • Cons:
    • No Intro APR reriod
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 1.5% Cash Back;
    • Сontactless card technology.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

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Capital One SavorOne Student Cash Rewards Credit Card best for International students

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SavorOne Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
19.99% - 29.99% Variable
Our Rating:
3.87
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 8% Cash Back on Capital One entertainment purchases.
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
    • 3% Cash Back on dining, entertainment, popular streaming services & at grocery stores (excluding superstores like Walmart® and Target®).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $50 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    19.99% - 29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The SavorOne Student Cash Rewards Credit Card earns 8% Cash Back on Capital One entertainment purchases, and 5% Cash Back on hotels and rental cars booked through Capital One Travel. Earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.

    The SavorOne Student Cash Rewards Credit Card has a high interest rate of 19.99% - 29.99% (variable APR).

    The Card has no annual fee and no foreign transaction fees. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $50 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
    • 8% Cash Back on Capital One entertainment purchases;
    • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
    • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
    • 1% Cash Back on all other purchases;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
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Upgrade Triple Cash Rewards Visa® best for Low income

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Upgrade Triple Cash Rewards Visa® Upgrade
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.06
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on Home, Auto and Health categories.
    • 1% Cash Back on everything else.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Triple Cash Rewards Visa® Credit Card offers 3% Cash Back on home, auto and health purchase and 1% Cash Back on everything else.

    Earn a $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*.

    The card's APR: 14.99% - 29.99% (Regular APR).

    Apply online and get a credit line from $500 to $25,000 with your Card.

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  • Pros:
    • Every Purchase Earns You Cash Back
    • Increased Cash Back for Three Categories
    • No Limits Abroad
  • Cons:
    • You Can’t Withdraw Cash
    • Cash Back Doesn’t Satisfy Your Monthly Payments
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 3% Cash Back on home, auto and health purchase;
    • 1% Cash Back on everything else;
    • Сontactless card technology.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

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First Electronic Bank Destiny® Mastercard® best for Unsecured

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Destiny® Mastercard® First Electronic Bank
Annual fee:
*see terms*
Regular APR:
35.90%
Our Rating:
1.47
scorer
Credit score
No Credit History to Fair (0-669)
    • Issuer name:
      First Electronic Bank
    • Details:

      The Destiny® Mastercard® is a good credit card for people with poor or no credit.

      The Destiny® Mastercard® charges a high Regular APR of 35.90% and does not provide any intro APR offer.

      The card charges an annual fee of $75 for the first year ($99 thereafter).

    • Pros:
      • No monthly fees
      • Prior bankruptcies are acceptable
      • Liability protection
      • No security deposit required
    • Cons:
      • No reward
      • High-interest rates
      • No mobile app
      • Credit limit
    • Benefits:
      • Mastercard® benefits;
      • Fraud protection;
      • Reports to all three major credit bureaus.
    View all Destiny® Mastercard® details
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    Capital One® Spark Cash Plus
    Annual fee:
    $150 annually
    Regular APR:
    None *
    Our Rating:
    3.62
    scorer
    Credit score
    Excellent (740-799)
    • Rewards Rate:
      • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
      • 2% Cash Back for your business on every purchase.
    • Intro Offer:
      • $1,200 Cash Bonus once you spend $30,000 in the first 3 months.
    • Purchase Intro APR:
      None *
    • Balance Transfer APR:
      None *
    • Issuer name:
      Capital One
    • Details:

      The Capital One® Spark Cash Plus Credit Card earns 5% Cash Back on hotels and rental cars booked through Capital One Travel and 2% Cash Back on every purchase.

      The Card has no APR because your balance is due in full every month.

      Earn $1,200 Cash Bonus once you spend $30,000 in the first 3 months.

      The Card's annual fee is $150.

    • Pros:
      • No foreign transaction fees
    • Cons:
      • Annual Fee
    • Benefits:
      • $1,200 cash bonus;
      • $150 cash bonus every year you spend $150,000 or more;
      • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
      • 2% Cash Back on every purchase;
      • Roadside Assistance;
      • Free Employee Cards;
      • Extended Warranty;
      • $0 Fraud Liability.
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    Capital One Spark Cash Select for Excellent Credit
    Annual fee:
    $0
    Regular APR:
    18.49% - 24.49% Variable
    Our Rating:
    5
    scorer
    Credit score
    Excellent (740-799)
    • Rewards Rate:
      • 5% Cash Back on hotels and rental cars booked through Capital One Travel.
      • 1.5% Cash Back for your business on every purchase, everywhere, no limits or category restrictions.
    • Intro Offer:
      • $750 Cash bonus once you spend $6,000 on purchases within the first 3 months from account opening.
    • Balance Transfer APR:
      18.49% - 24.49% Variable
    • Issuer name:
      Capital One
    • Details:

      The Capital One Spark Cash Select for Excellent Credit earns a $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening. The Card offers 5% Cash Back on hotels and rental cars booked through Capital One Travel, 1.5% Cash Back for your business on every purchase.

      The Capital One Spark Cash Select for Excellent Credit doesn't charge an annual fee.

      The Card's APR is 18.49% - 24.49% Variable.

    • Pros:
      • No Annual Fee
      • No Foreign Transaction Fee
    • Cons:
      • No Intro APR period
    • Benefits:
      • $750 cash bonus (once you spend $6,000 on purchases within the first 3 months from account opening);
      • 5% Cash Back on hotels and rental cars booked through Capital One Travel;
      • 1.5% Cash Back for your business on every purchase;
      • $0 Fraud Liability;
      • Free Employee Cards;
      • Roadside Assistance.
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    Divvy Cross River Bank
    Annual fee:
    $0
    Regular APR:
    None
    Our Rating:
    4.04
    scorer
    Credit score
    Fair to Excellent (580-799)
    • Rewards Rate:
      • 2x - 7x:
      • Points on restaurants.
      • 2x - 5x:
      • Points on hotels.
      • 1.5x - 2x:
      • Points on recurring software subscriptions.
      • 1x - 1.5x:
      • Points on everything else.
    • Issuer name:
      Cross River Bank
    • Details:

      The Divvy Card is a corporate credit card.

      The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

      Points can be redeemed for travel, gift cards, statement credits or cash back.

      Read full review

    • Pros:
      • No fees
      • Rewards
    • Cons:
      • No sign-up bonus
    • Benefits:
      • Unlimited creation of virtual cards;
      • Scalable credit line;
      • Employee cards for everyone;
      • Enforceable budgets;
      • Expense reports.
    View all Divvy details
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