Best Balance Transfer Credit Cards 2021

Updated May 11, 2021
Best pick for...
Wells Fargo Propel American Express® best for No Annual Fee, Travel
Discover Bank Discover it® Cash Back best for Cash Back
WebBank Petal® 2 “Cash Back, No Fees” Visa® best for Beginner, No history
US bank Visa® Platinum
Bank of America BankAmericard®
Bank of America Cash Rewards for Students
Barclays Bank Delaware Miles & More® World Elite Mastercard®
Barclays Bank Delaware Frontier Airlines World Mastercard®
Discover Bank Discover it® Balance Transfer
HSBC Gold Mastercard®
Showing 20 cards
Sort by: Featured
Wells Fargo Propel American Express®
  • Rewards Rate:
    • 3x Points on eating out and ordering in.
    • 3x Points on popular streaming services.
    • 3x Points on gas stations, rideshares and transit.
    • 3x Points on travel including flights, hotels, homestays and car rentals.
    • 1x Points on other purchases.
Regular APR:
14.49% - 24.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Discover it® Cash Back Discover Bank
  • Rewards Rate:
    • 5% Cash Back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
    • 1% Cash Back on all other purchases.
Regular APR:
11,99% - 22,99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Petal® 2 “Cash Back, No Fees” Visa® WebBank
  • Rewards Rate:
    • 1% - 1.5%:
    • Cash Back after making 12 on-time monthly payments.
    • 2% - 10%:
    • Cash Back from select merchants.
Regular APR:
12.99% - 26.99%
Annual Fee:
None
Credit Score
Excellent (740-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
U.S. Bank Visa® Platinum
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
Regular APR:
14.49% - 24.49%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
BankAmericard® Bank of America
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
Regular APR:
12.99% - 22.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Cash Rewards for Students Bank of America
  • Rewards Rate:
    • 3% Cash Back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings.
    • 2% Cash Back at grocery stores and wholesale clubs.
    • 1% Cash Back on all other purchases.
Regular APR:
13.99% - 23.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Miles & More® World Elite Mastercard® Barclays Bank Delaware
  • Rewards Rate:
    • 2x Miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.
    • 1x Miles per $1 spent on all other purchases.
Regular APR:
15.99% - 24.99%
Annual Fee:
$89
Credit Score
Excellent (740-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Frontier Airlines World Mastercard® Barclays Bank Delaware
  • Rewards Rate:
    • 5x Miles on eligible purchases at flyfrontier.com.
    • 3x Miles on restaurant purchases.
    • 1x Miles on all other purchases.
Regular APR:
15.99% - 24.99%
Annual Fee:
$79
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Discover it® Balance Transfer Discover Bank
  • Rewards Rate:
    • 5% Cash Back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
    • 1% Cash Back on all other purchases.
Regular APR:
11,99% - 22,99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Gold Mastercard® HSBC Bank
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
Regular APR:
13.99% - 23.99%
Annual Fee:
None
Credit Score
Good to Excellent (670-799)
0% Intro APR
Cashback
Rewards
Travel
Student
Low interest
Bonus points
Free Credit Score
No Annual Fee
No foreign transaction fees
See all information about card
Search for credit cards
Showing 20 cards
Card Type
Credit Score Select All
Preferences Select All
Card Network Select All
Issuer
  • Chase
  • Citi
  • TD Bank
  • Bank of America
  • US bank
  • PNC
  • Wells Fargo
  • SunTrust Bank
  • Capital One
  • Navy Federal Credit Union
  • Regions
  • Huntington
  • BB&T Bank
  • Credit One Bank
  • WebBank
  • Synovus Bank
  • Celtic Bank
  • Merrick Bank
  • The Bank of Missouri
  • Capital Bank
  • American Express
  • Radius Bank
  • Barclays Bank Delaware
  • Emigrant Bank
  • Transportation Alliance Bank
  • Synchrony Bank
  • Discover Bank
  • First PREMIER Bank
  • HSBC
  • Amalgamated Bank of Chicago
  • Applied Bank
  • Republic Bank
  • Truist Bank
  • Cross River Bank