USES

International Platinum Rewards from Ocean Bank Review

International Platinum Rewards from Ocean Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Ocean Bank International Platinum Rewards
Apply now
Our Rating:
3.51 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point per $1 on all qualifying net purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0 for the first year
    $75 thereafter
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles from the date your Account is opened
  • Regular APR:
    16.99% Variable
  • Balance Transfer APR:
    16.99% Variable
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Apply now

Ocean Bank International Platinum Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1x On all qualifying net purchases.
  • Travel
    • Mastercard Airport Concierge:
    • Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 billing cycles from the date your Account is opened
  • Purchase APR
    • 16.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 billing cycles from the date of your initial balance transfer within the first 12 months of account opening
  • Balance Transfers APR
    • 16.99% Variable
  • APR for Cash Advances
    • 26.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0 for the first year
      $75 thereafter
  • Fees for Balance Transfer
    • Either $10 or 2% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each advance, whichever is greater
  • Return Payment
    • Up to $37
  • Late Payment
    • Up to $37
View all Rates & Fees

Pros & Cons

Pros:
  • Intro APR period
Cons:
  • Annual Fee
  • Foreign Transaction Fee

Features

Platinum
Mastercard
  • 0% Intro APR
  • Low interest
  • Fraud Protection
  • Bonus points
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Ocean Bank
Ocean Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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Divvy Cross River Bank
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Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
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    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
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Recommended credit score
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    Annual Fee
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    Regular APR
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See Another Credit Cards in the Bank

Ocean Bank International Platinum Rewards is an option for those, who need Platinum features. With an APR of 16.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Ocean Bank International Platinum Rewards you will get such features as 0% Intro APR, Low interest, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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