Best American Express Credit Cards of September 2021

Updated September 15, 2021
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Best Credit Cards in September 2021

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American Express Blue Cash Preferred® best for Gas, Groceries, Streaming services, Daily use

Blue Cash Preferred® American Express
Our Rating:
4.56 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6% Cash Back on groceries, on up to $6,000 per year in purchases.
    • 6% Cash Back on streaming.
    • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
    • 3% Cash Back on gas.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • 20% Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
    • $200 Earn $200 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership.
  • Annual Fee:
    $0 for the first year. $95 thereafter.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening.
  • Regular APR:
    13.99% - 23.99% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Blue Cash Preferred provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

    The Blue Cash Preferred Card from American Express offers a 0% introductory APR promotion. YouÔÇÖll pay no interest on purchases for 12 months and then an APR of 13.99% - 23.99% Variable. The Blue Cash Preferred Card's Penalty APR is 29.99%.

    The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

    The Blue Cash Preferred has a welcome bonus where cardholders earn a $300 statement credit after spending $3,000 on the new card within the first six months of card membership.

    When you purchase a product with your Blue Cash Preferred card, return protection covers you if the seller wonÔÇÖt accept a return for the item, up to 90 days from the date of purchase.

    The cardÔÇÖs Pay It Plan It feature can be helpful in paying down small balances but dangerous for larger purchases. With Pay It, you can quickly tap a purchase in the mobile app that is for less than $100 to make payments throughout the month. Plan It is the reverse of this: You can select purchases that are $100 or more and have them split up to make monthly payments for a fixed monthly fee instead of interest charges. This can be a good deal if the monthly fee is less than you would pay in interest. Of course, an even better strategy would be to pay off your balance in full every month so you never have to pay more than necessary for your purchases.

  • Pros:
    • Excellent cashback bonuses
    • 0% purchase APR in the first 12 months
    • Great introductory bonuses
  • Cons:
    • Cashback cap
    • Annual fee
    • Foreign transaction fee
  • Benefits:
    • Up to $400 Back;
    • 6% Cash Back at U.S. Supermarkets;
    • 6% Cash Back on streaming subscriptions;
    • 3% Cash Back on transit;
    • 3% Cash Back on gas;
    • 1% Cash Back on other purchases;
    • $300 statement credit;
    • Extended warranty;
    • Fraud Protection;
    • Return Protection;
    • Car Rental Loss and Damage Insurance;
    • Global Assist┬« Hotline;
    • Pay It Plan It┬«;
    • American Express Experiences.
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American Express Gold Card best for Cash Back

American Express® Gold Card
Our Rating:
3.15 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4x Points on dining.
    • 4x Points on groceries.
    • 3x Points on flights.
    • 1x Points on other eligible purchases.
  • Intro Offer:
    • 60,000x Membership Rewards┬« Points after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Annual Fee:
    $250 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.99% - 22.99% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The American Express® Gold Card's annual fee is $250. The card offers 4x points on dining and griceries, 3x on flights and 1x on all other purchases.

    There is a 15.99% to 22.99% variable APR.

    As a new cardholder, you have the chance to earn an impressive 60,000 Membership Rewards Points after spending $4,000 in purchases within your first six months. New cardholders will also have the chance to obtain the alternate Rose Gold art.

    There are no foreign transaction fees with this travel card.

    Add your Gold Card to your Uber account, and youÔÇÖll automatically get $10 in Uber Cash each month, for a total of up to $120 per year. You can use your monthly Uber Cash on Uber Eats orders or Uber rides in the U.S.

    Dining from the comfort of your home can save you up to $120 annually. Earn up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, Boxed and other participating partners. Enrollment required.

    By booking two consecutive nights or more through the American Express Travel portal at any of 600+ eligible properties with your card, you can receive up to a $100 hotel credit in addition to a possible room upgrade if eligible. The expenses that this credit can cover varies by property, but you can expect money back on qualifying dining, spa services, resort activities and things of that nature.

  • Pros:
    • High rewards rate for select categories
    • Introductory Bonus Points
    • No Foreign Transaction Fee
    • UberCash Credit
    • $120 Dining Credit
  • Cons:
    • Complicated Rewards System
    • High Annual Fee
    • Limited International Acceptance
    • Relatively High Credit Score Requirements
  • Benefits:
    • $120 Uber Cash to Dine or Ride;
    • $100 hotel credit with The Hotel Collection;
    • 60,000 Membership Rewards┬« Points;
    • 4x Membership Rewards┬« Points on dining;
    • 4x Membership Rewards┬« Points on groceries;
    • 3x Membership Rewards┬« Points on flights;
    • 1x Membership Rewards┬« Points on all other purchases;
    • Additional Cards;
    • American Express Experiences;
    • Car Rental Loss and Damage Insurance;
    • Baggage Insurance Plan;
    • Global Assist┬« Hotline;
    • The Hotel Collection.
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American Express Blue Cash Everyday® best for Cash Back, Gas, 0 APR, No Annual Fee, Families, Shopping, Groceries

Blue Cash Everyday® American Express
Our Rating:
3.5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on groceries, on up to $6,000 per year in purchases.
    • 2% Cash Back on gas.
    • 2% Cash Back at select department stores.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • 20% Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $150 back.
    • $100 Earn $100 back after you spend $2,000 in purchases on the Card within the first 6 months of Card Membership.
  • Annual Fee:
    None
  • Purchase Intro APR:
    0% Introductory APR for the first 15 months from the date of account opening.
  • Regular APR:
    13.99% - 23.99% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Blue Cash Everyday® Card from American Express offers strong, year-round cash back on crucial bonus categories like groceries and gas.

    0% introductory plan fee on each purchase moved into a plan during the first 15 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

    Your Card gives you the option to carry a balance with interest or pay in full each month. So, whether you're managing your monthly expenses or making a large purchase, you can have the payment flexibility you need while continuing to earn rewards.

    YouÔÇÖll be eligible for 20% back on purchases at Amazon.com on the card in the first 6 months (up to $150 back). Plus, earn $100 back after you spend $2,000 in purchases on your new card within the first 6 months.

    When you use your Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.

    Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

  • Pros:
    • No Annual Fee
    • Provides Gas and Grocery Rewards
    • 0% Intro Offer
    • Welcome Bonus
  • Cons:
    • Balance Transfer Limited
    • Limited Redemption
    • Bonus Cash Backs Capped
    • Card not Ideal for Travelling Abroad
  • Benefits:
    • 3% đíash Back at U.S. supermarkets;
    • 2% Cash Back at U.S. gas stations and select department stores;
    • 1% Cash Back on all other purchases;
    • Earn 20% back on purchases at Amazon.com (up to $150 back);
    • $100 back after you spend $2,000 in purchases on your card within the first 6 months;
    • Car Rental Loss and Damage Insurance;
    • 24/7 Global Assist┬« Hotline;
    • American Express Experiences;
    • Fraud Protection;
    • Pay It Plan It;
    • Additional Cards.
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American Express Marriott Bonvoy BrilliantÔäó best for Hotel

Marriott Bonvoy BrilliantÔäó American Express┬«
Our Rating:
2.54 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6x Points on hotels. For eligible purchases at participating Marriott Bonvoy hotels.
    • 3x Points on dining. At restaurants, including takeout and delivery.
    • 3x Points on flights.
    • 2x Points on all other purchases.
  • Intro Offer:
    • 75,000x Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
    • $200 Earn up to $200 in statement credits for eligible purchases made on your new Card at U.S. Restaurants within the first 6 months of Card Membership.
  • Annual Fee:
    $450 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.74% - 24.74% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Marriott Bonvoy BrilliantÔäó Card is a great option for making your stays more luxurious. It has a $450 annual fee.

    The Card's APR: 15.74% - 24.74% (Variable).

    You'll earn 6 points per dollar spent on eligible purchases at Marriott hotels, 3 points per dollar spent on airline tickets and at US restaurants, and 2 points per dollar spent everywhere else. You'll also earn a free night certificate every year after your account anniversary, which you can redeem at Marriott Bonvoy properties that cost up to 50,000 points per night.

    The card also offers an annual credit of up to $300 toward Marriott Bonvoy hotels. It applies to room rates as well as on-site purchases like room service or spa treatments. If you max out this annual credit, you're effectively reducing the card's annual fee to $150. The current offer includes complimentary Marriott Bonvoy Gold Elite status, which is normally available only after staying 25 nights in one year.

    The Marriott Bonvoy Brilliant Card also provides some helpful protections, including baggage insurance, rental car protection, and a host of purchase protections.

  • Pros:
    • No foreign transaction fees
    • High earning rate
    • Annual statement credit
    • Annual free night award
    • Transfer partners
    • Prized travel protections
  • Cons:
    • Annual fee
    • Most redemption options outside of hotel stays have a very poor value
  • Benefits:
    • 75,000 Bonus Marriott Bonvoy Points;
    • Up to $200 in statement credits;
    • 6x points on hotels;
    • 3x points on dining;
    • 3x points on flights;
    • 2xpoints on all other purchases;
    • $300 Marriott Bonvoy Statement Credit;
    • Gold Elite status;
    • Free Night Award;
    • $100 Marriott Bonvoy Property Credit;
    • 15 Elite Night Credits;
    • Priority PassÔäó Select;
    • Fee Credit for Global Entry or TSA PreÔťô┬«;
    • Premium Internet Access;
    • Car Rental Loss and Damage Insurance;
    • Premium Global Assist┬« Hotline;
    • Baggage Insurance Plan;
    • Trip Cancellation and Interruption Insurance;
    • Trip Delay Insurance;
    • American Express Experiences;
    • Return Protection;
    • Fraud Protection.

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American Express Business Platinum Card® best for Big purchase

Business Platinum Card® American Express
Our Rating:
2.28 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Points on flights and prepaid hotels on amextravel.com.
    • 1.5x Points on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per calendar year.
    • 1x Points for each dollar you spend on eligible purchases.
  • Intro Offer:
    • 120,000x Points after you spend $15,000 on eligible purchases with your Card in the first 3 months.
  • Annual Fee:
    $595 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    14.24% - 22.24% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Amex Business Platinum gives new cardholders the chance to earn 120,000 American Express Membership Rewards points when they spend $15,000 on their cards within three months of account opening.

    Earn 5x points on flights and prepaid hotel bookings through AmexÔÇÖs travel portal. However, purchases of $5,000 or more will net business owners with 1.5x Membership Rewards points for each dollar spent, which can add up quickly if you have pricey business expenses to cover every month.

    This luxury travel credit card for business comes with a hefty $595 annual fee. Other fees to be aware of include a late payment fee up to $39 (or 2.99 percent of any past due Pay in Full amount, whichever is greater) and a returned payment fee up to $39. The card's regular APR: 14.24% to 22.24% (Variable). The card's penalty APR is 29.99%.

    This business card also comes with important perks you can take advantage of, including up to $200 in airline fee credits each year, elite status with Marriott Bonvoy and Hilton Honors, up to $200 in Dell credits, airport lounge access and more.

  • Pros:
    • No Foreign Transaction Fee
    • High rewards rate in certain categories
    • Lounge access, airline fee credit
  • Cons:
    • High Annual Fee
    • Extra Fees
  • Benefits:
    • 120,000 Membership Rewards┬« Points;
    • 5x Membership Rewards points on flights and prepaid hotels;
    • 1.5x points on each eligible purchase of $5,000 or more;
    • 1x points on all other purchases;
    • 35% Airline Bonus;
    • $200 Annual Dell Technologies Statement Credit;
    • Employee Cards;
    • Vendor Pay by Bill.com;
    • Dispute Resolution;
    • Pay Over Time Option;
    • Business Platinum Card Concierge;
    • Preferred Seating Program;
    • Global Dining Collection;
    • Premium Car Rental Privileges;
    • American Express Global Lounge Collection┬«;
    • Fee Credit for Global Entry or TSA PreÔťö;
    • Marriott Bonvoy Gold Elite Hotel Status;
    • Hilton Honors Gold Status;
    • Business Platinum Travel Service;
    • Trip Cancellation and Interruption Insurance;
    • Trip Delay Insurance;
    • Baggage Insurance Plan;
    • Car Rental Loss and Damage Insurance;
    • Premium Global Assist┬« Hotline.
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American Express Blue Business® Plus best for Daily use

Blue Business® Plus American Express
Our Rating:
3.4 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Membership Rewards┬« Points on the first $50,000 spent in purchases each year, 1x points thereafter.
  • Intro Offer:
    • 15,000x Extra Membership Rewards┬« points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • Annual Fee:
    None
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening.
  • Regular APR:
    13.24% - 19.24% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Blue Business® Plus Credit Card from American Express offers 15,000 Extra Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Plus, the card earns 2x Membership Rewards Points on first $50,000 each year (1x points thereafter).

    The Blue Business® Plus Credit Card has no annual fee. The Card's APR: 0% Intro APR period on purchases; 13.24% - 19.24% (Variable APR); 29.24% (Penalty APR).

    There is no annual fee for additional Employee Blue Business® Plus Credit Cards. Plus, when you add an additional Employee Card to your account, you earn Membership Rewards® points on their eligible purchases in addition to the points you earn on your own card.

    The Blue Business® Plus Credit Card from American Express offers Car Rental Loss and Damage Insurance.

  • Pros:
    • Membership Rewards┬« program
    • 0% Intro APR
    • Expanded Buying Power
    • Plugs into QuickBooks
  • Cons:
    • Limits on Rewards
    • Limited acceptance worldwide
    • Foreign Transaction Fee
  • Benefits:
    • 15,000 Extra Membership Rewards┬« points;
    • 2x points on the first $50,000 spent in purchases each year (1x points thereafter);
    • Employee Cards;
    • Extended Warranty;
    • Account Manager;
    • American Express┬« Business App;
    • Relationship Care┬« Service;
    • Global Assist┬« Hotline;
    • Car Rental Loss and Damage Insurance.
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American Express Hilton Honors Surpass® best for Honeymoon

Hilton Honors Surpass® American Express
Our Rating:
2.69 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 12x Points on hotels and resorts.
    • 6x Points on dining.
    • 6x Points on groceries.
    • 6x Points on gas.
    • 3x Points on other eligible purchases.
  • Intro Offer:
    • 130,000x Bonus points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.
  • Annual Fee:
    $95 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.74% - 24.74% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Hilton Honors American Express Surpass® credit card earns 130,000 bonus points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.

    The Hilton Honors American Express Surpass® credit card offers 12x points on hotels and resorts, 6x points per dollar spent at U.S. restaurants, grocery stores and gas stations, and 3x points on all other purchases.

    The Hilton Honors American Express Surpass® credit card costs $95 per year. The card's APR: 15.74% - 24.74% (Variable), 29.99% (Penalty APR).

    The Hilton Honors Surpass® Card from American Express offers travel benefits that include hotel and resort upgrades, car rental insurance, baggage insurance and global assistance. As a cardholder, you'll automatically get complimentary Hilton Honors Gold status.

  • Pros:
    • High Rewards Rate
    • No Foreign Transaction Fees
    • Lucrative Welcome Bonus
    • Complimentary Hilton Honors Gold Status
    • Free Weekend Night Reward
  • Cons:
    • Annual Fee
    • Best for Hilton Guests
    • No Intro APR
    • High Bonus Requirement
  • Benefits:
    • 130,000 Hilton Honors Bonus Points;
    • 12x points on eligible Hilton purchases;
    • 6x points on dining, groceries, gas;
    • 3x points on other eligible purchases;
    • Weekend Night Reward;
    • Priority PassÔäó Select ÔÇô 10 Free Visits;
    • Complimentary Gold Status;
    • Car Rental Loss and Damage Insurance;
    • Global Assist┬« Hotline;
    • American Express┬« Experiences;
    • Additional Cards.
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Delta SkyMiles® Reserve American Express
Our Rating:
3.06 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Miles on Delta purchases.
    • 1x Miles on other purchases.
  • Intro Offer:
    • 50,000x Earn 50,000 Bonus Miles and 10,000 Medallion┬« Qualification Miles (MQMs) after you spend $3,000 in purchases.
    • $100 $100 back in statement credits for eligible purchases at US restaurants on your new Card in your first 3 months.
  • Annual Fee:
    $550 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.74% - 24.74% Variable APR.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Delta SkyMiles® Reserve American Express card offers 50,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases and up to $100 back in statement credits for eligible purchases at US restaurants on your new Card in your first 3 months. The card earns 3x miles per dollar on Delta purchases and 1x mile per dollar spent on all other purchases.

    The Delta SkyMiles® Reserve American Express card comes with an annual fee of $550. The card's APR: 15.74% - 24.74% (Variable), 29.99% (Penalty APR).

    The Delta SkyMiles Reserve American Express Card offers a fee credit for Global Entry of TSA PreCheck, as well as complimentary Delta SkyClub when traveling on a Delta flight and complimentary Centurion Lounge access.

  • Pros:
    • Generous Bonus Offer
    • Opportunity to earn Medallion Status
    • Annual Companion Certificate
    • No foreign transaction fees
  • Cons:
    • High Annual Fee
    • Lounge Access Limitations
  • Benefits:
    • 50,000 Bonus Miles and 10,000 Medallion┬« Qualification Miles (MQMs);
    • 3x miles on Delta purchases;
    • 1x mile on other purchases;
    • Extended Warranty;
    • Concierge Service;
    • American Express┬« Experiences;
    • Medallion┬« Qualification Dollar (MQD) Waiver;
    • Complimentary Delta Sky Club┬« Access;
    • Complimentary Access to The Centurion┬« Lounge;
    • Delta Reserve Annual Companion Certificate;
    • First Checked Bag Free;
    • Fee Credit for Global Entry or TSA PreÔťô┬«;
    • Baggage Insurance Plan;
    • 20% Back on In-flight Purchases;
    • Trip Delay;
    • Trip Cancellation;
    • Car Rental Loss and Damage Insurance;
    • Premium Global Assist┬« Hotline.
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Delta SkyMiles® Platinum American Express
Our Rating:
3.06 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Miles on Delta purchases.
    • 3x Miles on hotels.
    • 2x Miles on dining.
    • 2x Miles on groceries.
    • 1x Miles on all other purchases.
  • Intro Offer:
    • 50,000x Earn 50,000 bonus miles and 5,000 Medallion┬« Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
    • $100 $100 back in statement credits for eligible purchases at US restaurants on your new Card in your first 3 months.
  • Annual Fee:
    $250 annually.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.74% - 24.74% Variable APR.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    The Delta SkyMiles® Platinum American Express Card offers 50,000 Bonus Miles & 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases and up to $100 back in statement credits for eligible purchases at US restaurants on your new Card in your first 3 months.

    The card earns 3x miles per $1 on Delta purchases and hotels, 2x miles at restaurants and at U.S. supermarkets, and 1x mile on all other purchases.

    The Delta SkyMiles® Platinum American Express Card has a $250 annual fee. The card's APR: 15.74% - 24.74% (Variable), 29.99% (Penalty APR).

    As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your Card. You can save up to $60 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $240 per round-trip flight. Plus, receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.

    Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreÔťô┬« (up to $85) with an eligible Card.

  • Pros:
    • Sign-Up Incentive
    • Companion Certificate
    • Path to Medallion Status
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • No Complimentary Lounge Access
  • Benefits:
    • 50,000 bonus miles & 5,000 MQMs;
    • 3x miles on Delta purchases and hotels;
    • 2x miles on dining and groceries;
    • 1x miles on all other purchases;
    • Medallion Status with Status Boost;
    • Annual Companion Certificate;
    • First Checked Bag Free;
    • Fee Credit for Global Entry or TSA PreÔťô┬«;
    • Delta Sky Club┬« Per-visit Rate;
    • 20% Back on InÔÇôflight Purchases;
    • Trip Delay Insurance;
    • Car Rental Loss and Damage Insurance;
    • Baggage Insurance Plan;
    • Global Assist┬« Hotline;
    • Extended Warranty;
    • American Express┬« Experiences.
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American Express Delta SkyMiles® Gold best for Honeymoon

Delta SkyMiles® Gold American Express
Our Rating:
3.65 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Miles on dining.
    • 2x Miles on groceries.
    • 2x Miles on Delta purchases.
    • 1x Miles on other purchases.
  • Intro Offer:
    • 40,000x Bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
    • $50 Statement credits for eligible purchases at US restaurants within your first 3 months.
  • Annual Fee:
    $0 for the first year. $99 thereafter.
  • Purchase Intro APR:
    None
  • Regular APR:
    15.74% - 24.74% Variable.
  • Balance Transfer APR:
    None
  • Issuer name:
    American Express
  • Details:

    Delta SkyMiles® Gold American Express Card offers 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.

    The card earns 2 miles on Delta purchases, at restaurants and at U.S. supermarkets. All other purchases earn 1 mile.

    ThereÔÇÖs no introductory APR period on purchases and balance transfer. The APR is 15.74% - 24.74% (Variable). The card's Penalty APR is 29.99%.

    Cardholders will pay a $0 introductory annual fee for the first year, then $99.

    The card comes with additional benefits that can improve your travel experience.

    Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

    Enjoy international travel without additional fees on purchases made abroad.

    Get inspired for your next trip - after you spend $10,000 in purchases on your Card in a calendar year, receive a $100 Delta Flight Credit to use toward future travel.

    Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

  • Pros:
    • No Foreign Transaction Fee
    • Decent Bonus Offer
    • Free Checked Bag
    • Decent rewards
  • Cons:
    • Not Widely Accepted as Visa or MasterCard
    • Annual Fee
  • Benefits:
    • 40,000 Bonus Miles;
    • $50 statement credits;
    • 2x miles at restaurants, on Delta purchases, at U.S supermarkets;
    • 1x miles on all other purchases;
    • Extended Warranty;
    • American Express┬« Experiences;
    • Additional Cards;
    • $100 Delta Flight Credit;
    • First Checked Bag Free;
    • 20% Back on In-flight Purchases;
    • Car Rental Loss and Damage Insurance;
    • Global Assist┬« Hotline.
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