Amazon Business Prime from American Express® Credit Card Review

Amazon Business Prime from American Express® — all information about the credit card.

American Express® Amazon Business Prime
Our Rating:
4.12 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on select U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market (on the first $120,000 in purchases each calendar year).
    • 2% Cash Back on U.S. purchases at restaurants, gas stations and wireless phone services purchased directly from service providers.
    • 1% Cash Back on all other eligible purchases.
  • Intro Offer:
    • $125 Amazon Gift Card upon approval for the Amazon Business Prime Card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.49% - 27.49% Variable
  • Balance Transfer APR:
    None
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American Express® Amazon Business Prime Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5%
Amazon
$
5%
Whole Foods Market
$
2%
Gas
$
2%
Dining
$
2%
Wireless phone services
$
1%
All other purchases
$
Have you already recieved the American Express® intro bonus?
Calculate
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All benefits

  • Cash back
    • 5% On select U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market (on the first $120,000 in purchases each calendar year).
    • 2% On U.S. purchases at restaurants, gas stations and wireless phone services purchased directly from service providers.
    • 1% On all other eligible purchases.
  • Travel
    • Baggage Insurance Plan:
    • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
    • Global Assist® Hotline:
    • Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.
    • Car Rental Loss and Damage Insurance:
    • As a Card Member, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.49% - 27.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire standard balance by the due date each month. Payment Terms purchases will be included in the standard balance after their Payment Terms period has expired. You will not be charged interest on Payment Terms purchases during their Payment Terms period. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period

Features

Classic
American Express
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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American Express® Amazon Business Prime is an option for those, who need Classic features. With an APR of 19.49% - 27.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With American Express® Amazon Business Prime you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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