Delta SkyMiles® Platinum American Express Card Review
Delta SkyMiles® Platinum American Express Card — all information about the credit card.
By
Hanna Volkava
Updated March 01, 2024
Good Choose for Airline
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x Miles on Delta purchases.
- 3x Miles on purchases made directly with hotels.
- 2x Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
- 1x Miles on all other eligible purchases.
- Intro Offer:
- 90,000x Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months.
- Annual Fee:$250 annually
- Purchase Intro APR:None
- Regular APR:20.99% - 29.99% Variable
- Balance Transfer APR:None
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Delta SkyMiles® Platinum American Express Card Rewards Calculator
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All benefits
- Miles
- 3x On Delta purchases.
- 3x On purchases made directly with hotels.
- 2x Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
- 1x On all other eligible purchases.
- Travel
- 3x Miles on purchases made directly with hotels.
- 3x Miles on Delta purchases.
- 2x Miles at Restaurants and U.S. Supermarkets.
- Medallion Status with Status Boost®:
- Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times.
- Annual Companion Certificate:
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
- First Checked Bag Free:
- As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your Card. You can save up to $60 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $240 per round-trip flight.
- Fee Credit for Global Entry or TSA Pre✓®:
- Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®.
- Delta Sky Club® Per-visit Rate:
- Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
- 20% Back on In–flight Purchases:
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in–flight purchases of food, beverages, and audio headsets.
- Trip Delay Insurance:
- Trip Delay Insurance can help reimburse certain additional expenses purchased on the same eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period.
- Car Rental Loss and Damage Insurance:
- When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
- Baggage Insurance Plan:
- Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
- Global Assist® Hotline:
- Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.99% - 29.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay each month your entire balance (or if you have a plan outstanding, your balance adjusted for plans) by the due date. You will be charged interest on cash advances on the transaction date.
Fees
- Annual Fee
- $250 annually
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Penalty Fees
- 29.99%
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
Pros:
- Companion Certificate
- Path to Medallion Status
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Complimentary Lounge Access
- Balance transfers are not available
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Travel
- Airline
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Disclaimer: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit http://americanexpress.com to learn more.
Delta SkyMiles® Platinum American Express Card Review
The Delta SkyMiles® Platinum American Express Card is one of the exclusive Delta SkyMiles® credit card alternatives, providing tremendous value to regular Delta Air Lines travelers looking to advance towards the next Medallion tier.
Just by taking full advantage of the free Companion Certificate offer, it will come out on top of the card's annual fee of $250.
Delta SkyMiles® Platinum American Express Card: pros and cons
| Pros: | Cons: |
|---|---|
| Welcome Bonus. Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months. | Annual Fee. The annual fee of $250 is relatively high. However, it’s not the highest among Delta credit cards. The Delta SkyMiles® Reserve American Express Card, for example, charges $550 (See Rates and Fees for the Delta SkyMiles® Reserve American Express Card). |
| Companion Certificate. Each year, when the Card Membership is being renewed, cardholders receive a domestic main cabin round-trip companion certificate. The certificate covers the cost of a domestic round-trip economy ticket for your companion. However, you would have to pay taxes and fees up to $75. | No Complimentary Lounge Access. Travel cards often provide complimentary access to airport lounges. This card provides access to the Delta Sky Club for you and up to two friends at the discounted price of $39 per person. |
| Path to Medallion Status. Along with the welcome MQM offer cardmembers can get additional 10,000 MQMs on qualified purchases on the card totaling $25,000 or more in any calendar year. After hitting $50,000 in spending, you'll get 10,000 more MQMs. In 2021 Delta added an extra 2500 MQMs to this offer so that you can get up to 25,000 MQMs. | |
| No Foreign Transaction Fee. There’s no fee on transactions made outside the United States, which is convenient for travelers. |
Rewards system in a nutshell
You earn two types of miles with Delta SkyMiles® Platinum American Express Card: Delta Skymiles and Medallion Qualification Miles (MQM). MQMs are earned either as a bonus or for the actual mileage you fly with Delta. MQMs don’t have direct cash value and cannot be used to book flights. It’s all about earning Medallion Status. SkyMiles are earned by using the Delta SkyMiles® Platinum American Express Card for purchases at the following rates:
- earn 3X Miles at Hotels and on Delta flights and Delta Vacations®
- earn 2X Miles at Restaurants worldwide and US Supermarkets
- earn 1X Miles for every dollar spent on other purchases.
Additionally, regardless of the payment method they use, SkyMiles Members receive at least an extra 5 miles for every dollar spent on Delta flights depending on their Medallion Status. This means that with Delta SkyMiles® Platinum American Express Card you get 8 miles per dollar spent on Delta flights.
Besides earning miles with Delta SkyMiles Platinum American Express cardholders get the companion pass on a single trip every year. By using this pass, you will be able to justify the annual fee.
The most valuable way to redeem SkyMiles is to book a flight with Delta or more than 20 partner airlines. Usually, booking a flight with SkyMiles yields better returns compared to other options.
In addition to flights, you can use SkyMiles for upgrades, vacation packages, gift cards, Sky Club membership, and various experiences.
Who can benefit from getting the Delta SkyMiles® Platinum American Express Card?
This card is ideal for Delta enthusiasts seeking to improve their Medallion status and miles balance. Even if you travel Delta Airlines a couple of times a year, perks such as complimentary first checked luggage and the annual companion certificate conveniently outweigh the $550 annual fee.
Are there any other benefits?
Some other useful perks of using the Delta SkyMiles® Platinum American Express Card are the following:
- Free First Checked Bag - You and up to eight companions flying on the same reservation on a Delta flight can check a bag for free and save $60 per bag on a round-trip flight.
- Priority Boarding - The cardholder and up to eight additional passengers on the same reservation can board in the Main Cabin 1 group.
- Reduced Sky Club Entrance Fee - Access to Delta Sky Club lounges at a discounted rate of $39 per passenger while traveling on a Delta or Delta partner flight on the same day.
- TSA Pre or Global Entry Credit - Get an $85 credit every 4.5 years on your TSA Pre membership or $100 Global Entry membership credit every 4 years.
- Statement Credit of 20% on In-Flight Purchases - Get 20% back on your statement anytime you use your card to pay for in-flight food, beverages, or movies.
- Car rental insurance - you will be covered for theft or damage of a rental vehicle if you pay for the entire rental with Delta SkyMiles® Platinum American Express Card. The coverage is secondary.
- Baggage insurance - You are covered for lost, damaged, or stolen baggage. Coverage is up to $1,250 for carry-on and up to $500 for checked baggage.
- 24/7 global assistance hotline - Delta SkyMiles® customer support services are there for your help at all times.
- Zero fraud liability - There are no charges whatsoever in case of fraudulent transactions.
- MQMs rollover- this is a unique benefit provided by Delta. Any excess of MQMs are rolled over to help you earn the status for the following year.
- Cell phone protection - Get reimbursed up to $800 for stolen or damaged cell phone up to 2 times per year with a $50 deductible.
- Terms Apply.
Conclusion
For a frequent Delta flyer, the Delta SkyMiles® Platinum American Express Card offers several remarkable benefits. You can justify the card's annual fee by just using the companion certificate provided or checking in your baggage for free. The card provides a path to Medallion status, which, combined with other travel-related benefits, makes it desirable for regular Delta flyers.
FAQ
What is the customer service phone number for Delta SkyMiles® Platinum American Express Card?
You can reach the Delta SkyMiles® Platinum American Express Card's customer service assistants 24/7 at this number (800) 528-4800.
How to check my application status for Delta SkyMiles® Platinum American Express Card?
With Express Approval, your online application can be evaluated within minutes. Otherwise, you can check the status of an application using the Online Status page, or you can inquire about your application status of Delta SkyMiles® Blue Credit Card by calling at 1-888-826-3471.
Is Delta SkyMiles® Platinum American Express Card worth it?
It is definitely worth it for people who prefer flying with Delta Air Lines.
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Recommended credit score
Excellent (740-799)
- $150Annual Fee
- None *Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- None *Purchase Intro APR
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