Amazon Business from American Express® Review

All benefits

• Cash back
  • 3% On select U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market.
  • 2% On U.S. purchases at restaurants, gas stations and wireless phone services purchased directly from service providers.
  • 1% On all other purchases.
• Travel
  • Baggage Insurance Plan:
  • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
  • Global Assist® Hotline:
  • Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance.
  • Car Rental Loss and Damage Insurance:
  • As a Card Member, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 19.49% - 27.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire standard balance by the due date each month. Payment Terms purchases will be included in the standard balance after their Payment Terms period has expired. You will not be charged interest on Payment Terms purchases during their Payment Terms period. You will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Cashback
• Rewards
• Purchase Protection
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Auto Rental Insurance
• Good Credit
• Excellent Credit