Platinum for Schwab from American Express® Review

All benefits

• Points
  • 5x On up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel.
  • 5x On eligible prepaid hotels booked with American Express Travel, including The Hotel Collection.
• Travel
  • $200 Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select one qualifying airline and incidental fees are charged by the airline to your Platinum Card®.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.24% - 29.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on charges automatically added to a Pay Over Time balance if each month you pay your Account Total New Balance on your billing statement (or, if you have a Plan balance, your Adjusted Balance on your billing statement) by the due date. If you have Cash Advance on your Account, you will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Rewards
• Bonus points
• Travel
• Airline
• Excellent Credit