USES

Lowe’s Business Rewards from American Express® Credit Card Review

Lowe’s Business Rewards from American Express® — all information about the credit card.

Updated March 04, 2024
Advertiser Disclosure Our Methodology
American Express® Lowe’s Business Rewards
Our Rating:
4.37 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back at Lowe's.
    • 2% Cash Back on business categories, at U.S. restaurants, U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • 5% Cash Back on eligible purchases made on your card at Lowe's for the first 6 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.99% - 29.99% Variable
  • Balance Transfer APR:
    None
Show more

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American Express® Lowe’s Business Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
Lowe's purchases
$
2%
Dining
$
2%
Office supply and Internet
$
2%
Other business purchases
$
1%
All other purchases
$
Have you already recieved the American Express® intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 2% At Lowe's.
    • 2% On business categories, at U.S. restaurants, U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers.
    • 1% On other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • Foreign Transaction Fee

Features

Classic
American Express
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

American Express®
American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

American Express® Lowe’s Business Rewards is an option for those, who need Classic features. With an APR of 20.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With American Express® Lowe’s Business Rewards you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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