American Express Green Card Review

All benefits

• Points
  • 3x At U.S. restaurants (including takeout or delivery).
  • 3x On transit (including trains, buses, ferries, subway, and more).
  • 3x On travel (including airfare, hotels, cruises, tours, car rentals, and more).
  • 1x On other purchases.
• Travel
  • 3x Earn points on transit from rideshares and subway swipes to monthly tolls and ferry rides.
  • 3x Earn points on travel from flights and rental cars to hotels and home shares.
  • $Up to 100 Credit to Help You Breeze Through Security With CLEAR®, your eyes and fingertips can help you get through security faster at select airports and stadiums nationwide. Receive up to $100 per calendar year in statement credits, when you pay for your CLEAR membership with the American Express® Green Card.
  • $Up to 100 Credit for Lounge Access Whether your goal is to relax, be productive, or just get away from it all, lounge access with LoungeBuddy can help you do it. Use the American Express® Green Card to purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year.
  • Trip Delay Insurance:
  • Trip Delay Insurance can help reimburse certain additional expenses purchased on the same eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period.
  • No Foreign Transaction Fees:
  • No matter where you're traveling, when you use your American Express® Green Card there are no foreign transaction fees.
  • Car Rental Loss and Damage Insurance:
  • Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
  • Baggage Insurance Plan:
  • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
  • Global Assist® Hotline:
  • Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.
  • Membership Rewards® Program – Pay with Points:
  • Take your next trip to the next level. With the Membership Rewards® program, you can use Pay with Points for all or part of an upcoming getaway on Amextravel.com.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.24% - 29.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on charges automatically added to a Pay Over Time balance if each month you pay your Account Total New Balance on your billing statement (or, if you have a Plan balance, your Adjusted Balance on your billing statement) by the due date. If you have Cash Advance on your Account, you will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Baggage Delay Insurance
• Auto Rental Insurance
• 24/7 Travel Assistant
• Airport Lounge Access
• Good Credit
• Excellent Credit