Hilton Honors Aspire from American Express® Review

All benefits

• Points
  • 14x On Hotels & Resorts.
  • 7x On select travel.
  • 7x On dining at U.S. restaurants, including takeout and delivery.
  • 3x On all other purchases.
• Travel
  • $250 With the Hilton Honors Aspire Card you can also take advantage of the $250 Airline Fee Credit for incidental charges that are charged by the airline to your Card.
  • $100 With your Hilton Honors American Express Aspire Card, book a 2 night minimum stay at hiltonhonorsaspirecard.com and get up to $100 in credits for qualifying charges at participating Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts.
  • Priority Pass™ Select:
  • Relax with unlimited lounge visits for you and up to two guests at no additional charge per visit once enrolled in complimentary Priority Pass Select membership, which offers access to over 1,200 airport lounges around the world.
  • No Foreign Transaction Fees:
  • Enjoy international travel without additional fees on purchases made abroad.
  • Car Rental Loss and Damage Insurance:
  • Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
  • Premium Global Assist® Hotline:
  • You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home.
  • Baggage Insurance Plan:
  • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 20.99% - 29.99% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 29.99% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay each month your entire balance (or if you have a plan outstanding, your balance adjusted for plans) by the due date. You will be charged interest on cash advances on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Travel
• Airline
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Auto Rental Insurance
• 24/7 Travel Assistant
• Excellent Credit