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American Express EveryDay® Preferred Credit Card Review

EveryDay® Preferred from American Express® — all information about the credit card.

Updated November 22, 2023
Advertiser Disclosure Our Methodology

Good Choose for Honeymoon, Daily use

EveryDay® Preferred American Express
Our Rating:
3.52 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Points on groceries at U.S. supermarkets on up to $6,000 per year in purchases.
    • 2x Points on gas at U.S. gas stations.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 15,000x Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.
  • Annual Fee:
    $95 annually
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening
  • Regular APR:
    18.24% - 28.24% Variable
  • Balance Transfer APR:
    18.24% - 28.24% Variable
Show more

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American Express® EveryDay® Preferred Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Grocery
$
2X
Gas
$
1X
All other purchases
$
Have you already recieved the American Express® intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 3x On groceries at U.S. supermarkets on up to $6,000 per year in purchases.
    • 2x On gas at U.S. gas stations.
    • 1x On all other purchases.
  • Travel
    • Shop with Membership Rewards® Points:
    • Choose from the newest tech, the latest fashion, and the hottest events when you shop with points on membershiprewards.com.
    • 2x Membership Rewards® Points at Amextravel.com.
    • Car Rental Loss and Damage Insurance:
    • Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
    • Global Assist® Hotline:
    • Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 months from the date of account opening
  • Purchase APR
    • 18.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 months from the date of account opening on balance transfers requested within 60 days of account opening
  • Balance Transfers APR
    • 18.24% - 28.24% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay each month your entire balance (or if you have a plan outstanding, your balance adjusted for plans) by the due date. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $95 annually
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty Fees
    • 29.99%
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • 12-month 0 percent intro APR on purchases
  • Easy-to-earn welcome bonus
  • Flexible travel rewards
Cons:
  • Annual Fee
  • Foreign Transaction Fee
  • High penalty APR

Features

Classic
American Express
  • 0% Intro APR
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Travel
  • Airline
  • Lowest Hotel Rates Guarantee
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Excellent Credit

About the issuer

American Express®
American Express® has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

American Express® EveryDay® Preferred is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With American Express® EveryDay® Preferred you will get such features as 0% Intro APR, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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